--- canonical_url: https://lendb.ai/s/construction/minnesota last_verified: 2026-10-09 --- # Construction loan officers in Minnesota As of 2026-10-09, LenDb lists 29 loan officers licensed in or based in Minnesota whose lender pages show Construction loan work. The top-ranked are Cameron Gemoets (CrossCountry Mortgage, Cleveland), Darrin Shemon (Homeowners Financial Group, Waite Park) and Gail Vinje (CrossCountry Mortgage, Bloomington). Ranking is lender-neutral: specialty evidence first, then a license in MN, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Cameron Gemoets](https://lendb.ai/lo/cameron-gemoets-2701842)** (NMLS 2701842), CrossCountry Mortgage, Cleveland, OH - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Darrin Shemon](https://lendb.ai/lo/darrin-shemon-315457)** (NMLS 315457), Homeowners Financial Group, Waite Park, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Waite Park, MN - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 28 years of experience (lender page, 2026-10-09) 3. **[Gail Vinje](https://lendb.ai/lo/gail-vinje-335942)** (NMLS 335942), CrossCountry Mortgage, Bloomington, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Bloomington, MN - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 4. **[Dave Amelsberg](https://lendb.ai/lo/dave-amelsberg-373394)** (NMLS 373394), CrossCountry Mortgage, Stillwater, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Stillwater, MN - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 5. **[Denise Patten](https://lendb.ai/lo/denise-patten-179996)** (NMLS 179996), U.S. Bank, Hopkins, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Hopkins, MN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2013 (per Florida records) 6. **[Aaron Eide](https://lendb.ai/lo/aaron-eide-1481663)** (NMLS 1481663), U.S. Bank, Minneapolis, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Minneapolis, MN - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 7. **[Andy Riemenschneider](https://lendb.ai/lo/andrew-riemenschneider-409653)** (NMLS 409653), CrossCountry Mortgage, Stillwater, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Stillwater, MN - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 8. **[Erin Hendricks](https://lendb.ai/lo/dennis-hendricks-90634)** (NMLS 90634), Intercap Lending, Pleasant Grove, UT - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 9. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 10. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 11. **[Candace Cagle](https://lendb.ai/lo/candace-cagle-878436)** (NMLS 878436), CrossCountry Mortgage, Houston, TX - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 12. **[Jeffrey Aronheim](https://lendb.ai/lo/jeffrey-aronheim-235233)** (NMLS 235233), CrossCountry Mortgage, Greenwood Village, CO - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) 13. **[Bruce Brinkerhoff](https://lendb.ai/lo/bruce-brinkerhoff-639483)** (NMLS 639483), CrossCountry Mortgage, Cleveland, OH - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 14. **[Mark Steil](https://lendb.ai/lo/mark-steil-452837)** (NMLS 452837), U.S. Bank, Plymouth, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Plymouth, MN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 15. **[Jon O'Reilly](https://lendb.ai/lo/jon-o-reilly-501956)** (NMLS 501956), U.S. Bank, Rochester, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Rochester, MN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 16. **[Bradley Johnson](https://lendb.ai/lo/bradley-johnson-501957)** (NMLS 501957), U.S. Bank, White Bear Lake, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in White Bear Lake, MN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 17. **[Don Hanson](https://lendb.ai/lo/don-hanson-502003)** (NMLS 502003), U.S. Bank, Edina, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Edina, MN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 18. **[Karl Schlichting](https://lendb.ai/lo/karl-schlichting-524093)** (NMLS 524093), U.S. Bank, Woodbury, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Woodbury, MN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 19. **[Heather Burns-Myhre](https://lendb.ai/lo/heather-burns-myhre-1146437)** (NMLS 1146437), U.S. Bank, Rochester, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Rochester, MN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 20. **[Peg Meader](https://lendb.ai/lo/peg-meader-1240431)** (NMLS 1240431), U.S. Bank, Hopkins, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Hopkins, MN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 21. **[Ryan Hanna](https://lendb.ai/lo/ryan-hanna-1544200)** (NMLS 1544200), U.S. Bank, Hopkins, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Hopkins, MN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 22. **[Jessica Widen](https://lendb.ai/lo/jessica-widen-1616722)** (NMLS 1616722), U.S. Bank, Hopkins, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Hopkins, MN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 23. **[Amber Garofalo](https://lendb.ai/lo/amber-garofalo-518359)** (NMLS 518359), CrossCountry Mortgage, White Bear Lake, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in White Bear Lake, MN - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 24. **[Bryan Bentley](https://lendb.ai/lo/bryan-bentley-400911)** (NMLS 400911), CrossCountry Mortgage, Bloomington, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Bloomington, MN - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 25. **[Dillon Dambly](https://lendb.ai/lo/dillon-dambly-1665289)** (NMLS 1665289), CrossCountry Mortgage, Scottsdale, AZ - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) ## Questions to ask - Do you offer one-time close construction loans? - What do you require to approve my builder? - How are draws released during the build? Cite as: LenDb.ai, https://lendb.ai/s/construction/minnesota. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._