{
  "canonical_url": "https://lendb.ai/s/construction/mississippi",
  "summary": "As of 2026-10-09, LenDb lists 41 loan officers licensed in or based in Mississippi whose lender pages show Construction loan work. The top-ranked are Pam Rivet (GMFS Mortgage, Thibodaux), Winfred McCoy (Union Home Mortgage, Wilmington) and Darren Gill (GMFS Mortgage, Baton Rouge). Ranking is lender-neutral: specialty evidence first, then a license in MS, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "construction",
  "state": "MS",
  "total": 41,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 50.8,
      "loan_officer": {
        "nmls_id": 598793,
        "slug": "pam-rivet-598793",
        "full_name": "Pam Rivet",
        "canonical_url": "https://lendb.ai/lo/pam-rivet-598793",
        "json_url": "https://lendb.ai/lo/pam-rivet-598793.json",
        "lender": {
          "nmls_id": 64997,
          "name": "GMFS Mortgage",
          "canonical_url": "https://lendb.ai/lender/gmfs-mortgage-64997"
        },
        "branch": {
          "city": "Thibodaux",
          "state": "LA"
        },
        "licensed_states": [
          "LA",
          "MS"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 17,
        "lender_profile_url": "https://gmfsmortgage.com/loan-officers/pam-rivet/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in MS (listed on lender page, verified 2026-10-09)",
        "17 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/pam-rivet-598793"
    },
    {
      "rank": 2,
      "score": 47.8,
      "loan_officer": {
        "nmls_id": 231497,
        "slug": "winfred-mccoy-231497",
        "full_name": "Winfred McCoy",
        "canonical_url": "https://lendb.ai/lo/winfred-mccoy-231497",
        "json_url": "https://lendb.ai/lo/winfred-mccoy-231497.json",
        "lender": {
          "nmls_id": 2229,
          "name": "Union Home Mortgage",
          "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229"
        },
        "branch": {
          "city": "Wilmington",
          "state": "NC"
        },
        "licensed_states": [
          "FL",
          "GA",
          "MS",
          "NC",
          "SC",
          "TN",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 4,
        "years_experience": 30,
        "lender_profile_url": "https://www.uhm.com/loan-officers/winfred-mccoy/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in MS (listed on lender page, verified 2026-10-09)",
        "4 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/winfred-mccoy-231497"
    },
    {
      "rank": 3,
      "score": 47.6,
      "loan_officer": {
        "nmls_id": 93547,
        "slug": "darren-gill-93547",
        "full_name": "Darren Gill",
        "canonical_url": "https://lendb.ai/lo/darren-gill-93547",
        "json_url": "https://lendb.ai/lo/darren-gill-93547.json",
        "lender": {
          "nmls_id": 64997,
          "name": "GMFS Mortgage",
          "canonical_url": "https://lendb.ai/lender/gmfs-mortgage-64997"
        },
        "branch": {
          "city": "Baton Rouge",
          "state": "LA"
        },
        "licensed_states": [
          "AL",
          "AR",
          "LA",
          "MS",
          "OK",
          "TX"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 9,
        "lender_profile_url": "https://gmfsmortgage.com/loan-officers/darren-gill/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in MS (listed on lender page, verified 2026-10-09)",
        "9 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/darren-gill-93547"
    },
    {
      "rank": 4,
      "score": 46.8,
      "loan_officer": {
        "nmls_id": 8154,
        "slug": "scott-lacey-8154",
        "full_name": "Scott Lacey",
        "canonical_url": "https://lendb.ai/lo/scott-lacey-8154",
        "json_url": "https://lendb.ai/lo/scott-lacey-8154.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "Lincoln",
          "state": "RI"
        },
        "licensed_states": [
          "FL",
          "AL",
          "CT",
          "DC",
          "DE",
          "GA",
          "IN",
          "KY",
          "MA",
          "MD",
          "ME",
          "MI",
          "MS",
          "NC",
          "NH",
          "NJ",
          "PA",
          "RI",
          "SC",
          "TN",
          "VA",
          "VT"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 6,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/ri/lincoln/scott-lacey-522-rgsla.html"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in MS (listed on lender page, verified 2026-10-09)",
        "6 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/scott-lacey-8154"
    },
    {
      "rank": 5,
      "score": 46.5,
      "loan_officer": {
        "nmls_id": 71339,
        "slug": "stephanie-barto-71339",
        "full_name": "Stephanie Machado Barto",
        "canonical_url": "https://lendb.ai/lo/stephanie-barto-71339",
        "json_url": "https://lendb.ai/lo/stephanie-barto-71339.json",
        "lender": {
          "nmls_id": 64997,
          "name": "GMFS Mortgage",
          "canonical_url": "https://lendb.ai/lender/gmfs-mortgage-64997"
        },
        "branch": {
          "city": "Covington",
          "state": "LA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "GA",
          "LA",
          "MS",
          "TN",
          "TX"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 5,
        "years_experience": null,
        "lender_profile_url": "https://gmfsmortgage.com/loan-officers/stephanie-machado-barto/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in MS (listed on lender page, verified 2026-10-09)",
        "5 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/stephanie-barto-71339"
    },
    {
      "rank": 6,
      "score": 46.5,
      "loan_officer": {
        "nmls_id": 618981,
        "slug": "joshua-foster-618981",
        "full_name": "Josh Foster",
        "canonical_url": "https://lendb.ai/lo/joshua-foster-618981",
        "json_url": "https://lendb.ai/lo/joshua-foster-618981.json",
        "lender": {
          "nmls_id": 64997,
          "name": "GMFS Mortgage",
          "canonical_url": "https://lendb.ai/lender/gmfs-mortgage-64997"
        },
        "branch": {
          "city": "Covington",
          "state": "LA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "LA",
          "MS",
          "TN"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 5,
        "years_experience": 20,
        "lender_profile_url": "https://gmfsmortgage.com/loan-officers/josh-foster/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in MS (listed on lender page, verified 2026-10-09)",
        "5 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/joshua-foster-618981"
    },
    {
      "rank": 7,
      "score": 46.5,
      "loan_officer": {
        "nmls_id": 639483,
        "slug": "bruce-brinkerhoff-639483",
        "full_name": "Bruce Brinkerhoff",
        "canonical_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483",
        "json_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Cleveland",
          "state": "OH"
        },
        "licensed_states": [
          "FL",
          "AK",
          "AL",
          "AR",
          "AZ",
          "CA",
          "CO",
          "CT",
          "DE",
          "GA",
          "HI",
          "IA",
          "ID",
          "IL",
          "IN",
          "KS",
          "KY",
          "LA",
          "MA",
          "MD",
          "ME",
          "MI",
          "MN",
          "MO",
          "MS",
          "MT",
          "NC",
          "ND",
          "NE",
          "NH",
          "NJ",
          "NM",
          "NV",
          "NY",
          "OH",
          "OK",
          "OR",
          "PA",
          "RI",
          "SC",
          "SD",
          "TN",
          "TX",
          "UT",
          "VA",
          "VT",
          "WA",
          "WI",
          "WV",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 7,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-1611/bruce-brinkerhoff/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in MS (listed on lender page, verified 2026-10-09)",
        "7 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483"
    },
    {
      "rank": 8,
      "score": 45.8,
      "loan_officer": {
        "nmls_id": 112403,
        "slug": "lisa-chauvin-112403",
        "full_name": "Lisa Chauvin",
        "canonical_url": "https://lendb.ai/lo/lisa-chauvin-112403",
        "json_url": "https://lendb.ai/lo/lisa-chauvin-112403.json",
        "lender": {
          "nmls_id": 70876,
          "name": "Assurance Financial",
          "canonical_url": "https://lendb.ai/lender/assurance-financial-70876"
        },
        "branch": {
          "city": "Baton Rouge",
          "state": "LA"
        },
        "licensed_states": [
          "AL",
          "LA",
          "MS",
          "TN",
          "TX"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 25,
        "lender_profile_url": "https://assurancemortgage.com/assurance_officers/lisa-chauvin/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in MS (listed on lender page, verified 2026-10-09)",
        "25 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/lisa-chauvin-112403"
    },
    {
      "rank": 9,
      "score": 45.8,
      "loan_officer": {
        "nmls_id": 878436,
        "slug": "candace-cagle-878436",
        "full_name": "Candace Cagle",
        "canonical_url": "https://lendb.ai/lo/candace-cagle-878436",
        "json_url": "https://lendb.ai/lo/candace-cagle-878436.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Houston",
          "state": "TX"
        },
        "licensed_states": [
          "AR",
          "MN",
          "MS",
          "TX"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/houston-tx-6942/candace-cagle/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in MS (listed on lender page, verified 2026-10-09)",
        "20 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/candace-cagle-878436"
    },
    {
      "rank": 10,
      "score": 45,
      "loan_officer": {
        "nmls_id": 1911950,
        "slug": "john-langdon-1911950",
        "full_name": "John Langdon",
        "canonical_url": "https://lendb.ai/lo/john-langdon-1911950",
        "json_url": "https://lendb.ai/lo/john-langdon-1911950.json",
        "lender": {
          "nmls_id": 2229,
          "name": "Union Home Mortgage",
          "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229"
        },
        "branch": {
          "city": "Dothan",
          "state": "AL"
        },
        "licensed_states": [
          "AL",
          "AR",
          "FL",
          "GA",
          "MS",
          "NC"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 0,
        "years_experience": null,
        "lender_profile_url": "https://www.uhm.com/loan-officers/john-langdon/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in MS (listed on lender page, verified 2026-10-09)",
        "0 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/john-langdon-1911950"
    },
    {
      "rank": 11,
      "score": 44,
      "loan_officer": {
        "nmls_id": 92925,
        "slug": "brad-johnson-92925",
        "full_name": "Brad Johnson",
        "canonical_url": "https://lendb.ai/lo/brad-johnson-92925",
        "json_url": "https://lendb.ai/lo/brad-johnson-92925.json",
        "lender": {
          "nmls_id": 64997,
          "name": "GMFS Mortgage",
          "canonical_url": "https://lendb.ai/lender/gmfs-mortgage-64997"
        },
        "branch": {
          "city": "Baton Rouge",
          "state": "LA"
        },
        "licensed_states": [
          "AL",
          "LA",
          "MS",
          "SC",
          "TX"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 26,
        "lender_profile_url": "https://gmfsmortgage.com/loan-officers/brad-johnson/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in MS (listed on lender page, verified 2026-10-09)",
        "26 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/brad-johnson-92925"
    },
    {
      "rank": 12,
      "score": 44,
      "loan_officer": {
        "nmls_id": 114899,
        "slug": "stacey-britton-114899",
        "full_name": "Stacey Britton",
        "canonical_url": "https://lendb.ai/lo/stacey-britton-114899",
        "json_url": "https://lendb.ai/lo/stacey-britton-114899.json",
        "lender": {
          "nmls_id": 64997,
          "name": "GMFS Mortgage",
          "canonical_url": "https://lendb.ai/lender/gmfs-mortgage-64997"
        },
        "branch": {
          "city": "Lafayette",
          "state": "LA"
        },
        "licensed_states": [
          "AR",
          "LA",
          "MS",
          "TX"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
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}