{ "canonical_url": "https://lendb.ai/s/construction/oklahoma", "summary": "As of 2026-10-09, LenDb lists 25 loan officers licensed in or based in Oklahoma whose lender pages show Construction loan work. The top-ranked are Michael Hobson (Union Home Mortgage, Norman), Erika Alves (CrossCountry Mortgage, Tampa) and Kimberly Altier (American Pacific Mortgage, Tulsa). Ranking is lender-neutral: specialty evidence first, then a license in OK, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "construction", "state": "OK", "total": 25, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 58.4, "loan_officer": { "nmls_id": 219283, "slug": "michael-hobson-219283", "full_name": "Michael Hobson", "canonical_url": "https://lendb.ai/lo/michael-hobson-219283", "json_url": "https://lendb.ai/lo/michael-hobson-219283.json", "lender": { "nmls_id": 2229, "name": "Union Home Mortgage", "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229" }, "branch": { "city": "Norman", "state": "OK" }, "licensed_states": [ "OK", "TX" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 19, "lender_profile_url": "https://www.uhm.com/loan-officers/michael-hobson/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "Branch in Oklahoma", "19 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/michael-hobson-219283" }, { "rank": 2, "score": 52.8, "loan_officer": { "nmls_id": 659544, "slug": "erika-alves-659544", "full_name": "Erika Alves", "canonical_url": "https://lendb.ai/lo/erika-alves-659544", "json_url": "https://lendb.ai/lo/erika-alves-659544.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Tampa", "state": "FL" }, "licensed_states": [ "FL", "AR", "OK", "TX" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 14, "years_experience": 18, "lender_profile_url": "https://crosscountrymortgage.com/tampa-fl-4600/erika-alves/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "14 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/erika-alves-659544" }, { "rank": 3, "score": 48, "loan_officer": { "nmls_id": 217984, "slug": "kimberly-altier-217984", "full_name": "Kimberly Altier", "canonical_url": "https://lendb.ai/lo/kimberly-altier-217984", "json_url": "https://lendb.ai/lo/kimberly-altier-217984.json", "lender": { "nmls_id": 1850, "name": "American Pacific Mortgage", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850" }, "branch": { "city": "Tulsa", "state": "OK" }, "licensed_states": [ "AR", "KS", "KY", "MO", "OK", "TN", "TX" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": null, "lender_profile_url": "https://www.apmortgage.com/kimberly-altier" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "Branch in Oklahoma", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/kimberly-altier-217984" }, { "rank": 4, "score": 47.6, "loan_officer": { "nmls_id": 93547, "slug": "darren-gill-93547", "full_name": "Darren Gill", "canonical_url": "https://lendb.ai/lo/darren-gill-93547", "json_url": "https://lendb.ai/lo/darren-gill-93547.json", "lender": { "nmls_id": 64997, "name": "GMFS Mortgage", "canonical_url": "https://lendb.ai/lender/gmfs-mortgage-64997" }, "branch": { "city": "Baton Rouge", "state": "LA" }, "licensed_states": [ "AL", "AR", "LA", "MS", "OK", "TX" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 9, "lender_profile_url": "https://gmfsmortgage.com/loan-officers/darren-gill/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "9 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/darren-gill-93547" }, { "rank": 5, "score": 47, "loan_officer": { "nmls_id": 1254520, "slug": "matthew-brown-1254520", "full_name": "Matthew Brown", "canonical_url": "https://lendb.ai/lo/matthew-brown-1254520", "json_url": "https://lendb.ai/lo/matthew-brown-1254520.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "canonical_url": "https://lendb.ai/lender/loan-factory-320841" }, "branch": { "city": "Austin", "state": "TX" }, "licensed_states": [ "FL", "AL", "AR", "AZ", "GA", "IA", "IL", "KS", "KY", "LA", "MD", "ME", "MI", "MN", "MO", "NC", "NH", "NM", "NV", "OH", "OK", "OR", "TN", "TX", "UT", "VA", "VT", "WA" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 10, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/matthew-brown-1254520" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "10 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/matthew-brown-1254520" }, { "rank": 6, "score": 46.5, "loan_officer": { "nmls_id": 639483, "slug": "bruce-brinkerhoff-639483", "full_name": "Bruce Brinkerhoff", "canonical_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483", "json_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Cleveland", "state": "OH" }, "licensed_states": [ "FL", "AK", "AL", "AR", "AZ", "CA", "CO", "CT", "DE", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MS", "MT", "NC", "ND", "NE", "NH", "NJ", "NM", "NV", "NY", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "VT", "WA", "WI", "WV", "WY" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": 7, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-1611/bruce-brinkerhoff/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "7 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483" }, { "rank": 7, "score": 45.8, "loan_officer": { "nmls_id": 626688, "slug": "james-igbinovia-626688", "full_name": "James Igbinovia", "canonical_url": "https://lendb.ai/lo/james-igbinovia-626688", "json_url": "https://lendb.ai/lo/james-igbinovia-626688.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Scottsdale", "state": "AZ" }, "licensed_states": [ "AK", "AL", "AZ", "CA", "CO", "GA", "HI", "IA", "IL", "IN", "KS", "KY", "LA", "MD", "ME", "MN", "MO", "MT", "ND", "NE", "NM", "OH", "OK", "PA", "SC", "SD", "TN", "VA", "WI" ], "languages": [], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/scottsdale-az-4631/james-igbinovia/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "20 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/james-igbinovia-626688" }, { "rank": 8, "score": 45.8, "loan_officer": { "nmls_id": 2701842, "slug": "cameron-gemoets-2701842", "full_name": "Cameron Gemoets", "canonical_url": "https://lendb.ai/lo/cameron-gemoets-2701842", "json_url": "https://lendb.ai/lo/cameron-gemoets-2701842.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Cleveland", "state": "OH" }, "licensed_states": [ "FL", "CA", "GA", "IL", "IN", "MN", "MO", "OH", "OK", "TN", "TX", "WA" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 0, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-2131/cameron-gemoets/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "0 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/cameron-gemoets-2701842" }, { "rank": 9, "score": 44.2, "loan_officer": { "nmls_id": 2035377, "slug": "caylab-herrera-2035377", "full_name": "Caylab Herrera", "canonical_url": "https://lendb.ai/lo/caylab-herrera-2035377", "json_url": "https://lendb.ai/lo/caylab-herrera-2035377.json", "lender": { "nmls_id": 1591, "name": "Churchill Mortgage", "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591" }, "branch": { "city": "Allen", "state": "TX" }, "licensed_states": [ "AR", "DE", "LA", "NC", "NM", "OK", "SC", "TX" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 6, "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/caylab-herrera" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "6 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/caylab-herrera-2035377" }, { "rank": 10, "score": 42.5, "loan_officer": { "nmls_id": 1034823, "slug": "james-reed-1034823", "full_name": "Jim Reed", "canonical_url": "https://lendb.ai/lo/james-reed-1034823", "json_url": "https://lendb.ai/lo/james-reed-1034823.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Houston", "state": "TX" }, "licensed_states": [ "FL", "AZ", "CA", "CO", "GA", "IL", "KS", "MS", "NM", "OH", "OK", "TX", "UT" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 11, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/houston-tx-5337/james-reed/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "11 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/james-reed-1034823" }, { "rank": 11, "score": 42, "loan_officer": { "nmls_id": 198749, "slug": "elise-daniel-198749", "full_name": "Elise Walker", "canonical_url": "https://lendb.ai/lo/elise-daniel-198749", "json_url": "https://lendb.ai/lo/elise-daniel-198749.json", "lender": { "nmls_id": 70876, "name": "Assurance Financial", "canonical_url": "https://lendb.ai/lender/assurance-financial-70876" }, "branch": { "city": "Baton Rouge", "state": "LA" }, "licensed_states": [ "FL", "AL", "LA", "MS", "OK", "TX" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 10, "years_experience": null, "lender_profile_url": "https://assurancemortgage.com/assurance_officers/elise-daniel/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "10 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/elise-daniel-198749" }, { "rank": 12, "score": 40.5, "loan_officer": { "nmls_id": 195005, "slug": "jolynn-craig-195005", "full_name": "Jolynn Craig", "canonical_url": "https://lendb.ai/lo/jolynn-craig-195005", "json_url": "https://lendb.ai/lo/jolynn-craig-195005.json", "lender": { "nmls_id": 466414, "name": "Prosperity Bank", "canonical_url": "https://lendb.ai/lender/prosperity-bank-466414" }, "branch": { "city": "Oklahoma City", "state": "OK" }, "licensed_states": [], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 25, "lender_profile_url": "https://prosperitybankhomeloans.com/loan_officer/jolynn-craig/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Branch in Oklahoma; no license list on file yet, verify at NMLS Consumer Access", "25 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/jolynn-craig-195005" }, { "rank": 13, "score": 40.3, "loan_officer": { "nmls_id": 450644, "slug": "kelly-hintz-450644", "full_name": "Kelly Hintz", "canonical_url": "https://lendb.ai/lo/kelly-hintz-450644", "json_url": "https://lendb.ai/lo/kelly-hintz-450644.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Scottsdale", "state": "AZ" }, "licensed_states": [ "FL", "AK", "AZ", "CA", "CO", "HI", "ID", "MT", "NM", "NV", "OK", "OR", "TX", "WA", "WI" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" } ], "years_licensed": 5, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/scottsdale-az-5227/kelly-hintz/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "5 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/kelly-hintz-450644" }, { "rank": 14, "score": 40, "loan_officer": { "nmls_id": 336103, "slug": "shirley-mueller-336103", "full_name": "Shirley Mueller", "canonical_url": "https://lendb.ai/lo/shirley-mueller-336103", "json_url": "https://lendb.ai/lo/shirley-mueller-336103.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Austin", "state": "TX" }, "licensed_states": [ "FL", "AL", "AZ", "CA", "CO", "GA", "KS", "LA", "MD", "NC", "NJ", "OH", "OK", "PA", "SC", "TN", "TX", "VA", "WA", "WI" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 6, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/austin-tx-3299/shirley-mueller/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "6 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/shirley-mueller-336103" }, { "rank": 15, "score": 40, "loan_officer": { "nmls_id": 744052, "slug": "kellie-buchanan-744052", "full_name": "Kellie Buchanan", "canonical_url": "https://lendb.ai/lo/kellie-buchanan-744052", "json_url": "https://lendb.ai/lo/kellie-buchanan-744052.json", "lender": { "nmls_id": 134871, "name": "Highlands Residential Mortgage", "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871" }, "branch": { "city": "Angel Fire", "state": "NM" }, "licensed_states": [ "FL", "CO", "NM", "OK", "TN", "TX" ], "languages": [], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "manufactured", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": 6, "years_experience": 34, "lender_profile_url": "https://www.highlandsmortgage.com/agents/kellie-buchanan/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "6 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/kellie-buchanan-744052" }, { "rank": 16, "score": 39.3, "loan_officer": { "nmls_id": 1919114, "slug": "christopher-fouts-1919114", "full_name": "Christopher Fouts", "canonical_url": "https://lendb.ai/lo/christopher-fouts-1919114", "json_url": "https://lendb.ai/lo/christopher-fouts-1919114.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "San Antonio", "state": "TX" }, "licensed_states": [ "FL", "AL", "AR", "AZ", "GA", "IL", "IN", "KS", "LA", "MO", "MS", "NC", "NM", "OK", "SC", "TN", "TX", "VA", "WA" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 3, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/san-antonio-tx-3153/christopher-fouts/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "3 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/christopher-fouts-1919114" }, { "rank": 17, "score": 38.3, "loan_officer": { "nmls_id": 212462, "slug": "brent-schreurs-212462", "full_name": "Brent Schreurs", 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"https://crosscountrymortgage.com/franklin-tn-2831/nathan-burrell/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "2 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/nathan-burrell-208302" }, { "rank": 19, "score": 38, "loan_officer": { "nmls_id": 221971, "slug": "shawn-durant-221971", "full_name": "Shawn Durant", "canonical_url": "https://lendb.ai/lo/shawn-durant-221971", "json_url": "https://lendb.ai/lo/shawn-durant-221971.json", "lender": { "nmls_id": 1850, "name": "American Pacific Mortgage", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850" }, "branch": { "city": "Roseville", "state": "CA" }, "licensed_states": [ "FL", "AK", "AL", "AR", "AZ", "CA", "CO", "CT", "DC", "DE", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MT", "NC", "NE", "NH", "NJ", "NM", "NV", 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"loan_officer": { "nmls_id": 65382, "slug": "cody-teal-65382", "full_name": "Cody Teal", "canonical_url": "https://lendb.ai/lo/cody-teal-65382", "json_url": "https://lendb.ai/lo/cody-teal-65382.json", "lender": { "nmls_id": 503941, "name": "First Citizens Bank", "canonical_url": "https://lendb.ai/lender/first-citizens-bank-503941" }, "branch": { "city": "Wilmington", "state": "NC" }, "licensed_states": [ "AL", "AZ", "CA", "CO", "DC", "FL", "GA", "HI", "IA", "IL", "KS", "MA", "MD", "MI", "MN", "MO", "NC", "NE", "NJ", "NM", "NV", "NY", "OH", "OK", "OR", "PA", "TN", "TX", "UT", "VA", "WA", "WI", "WV" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": null, "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/nc/wilmington/teal-cody" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/cody-teal-65382" }, { "rank": 21, "score": 37.8, "loan_officer": { "nmls_id": 232598, "slug": "francis-x-ruzicka-232598", "full_name": "Francis X Ruzicka", "canonical_url": "https://lendb.ai/lo/francis-x-ruzicka-232598", "json_url": "https://lendb.ai/lo/francis-x-ruzicka-232598.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274" }, "branch": { "city": "Chesterfield", "state": "MO" }, "licensed_states": [ "AR", "IL", "IN", "KS", "MO", "OH", "OK", "TN" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": null, "lender_profile_url": "https://branches.guildmortgage.com/mo/chesterfield/francis-ruzicka-122-cnfr.html" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/francis-x-ruzicka-232598" }, { "rank": 22, "score": 37.8, "loan_officer": { "nmls_id": 1006352, "slug": "manen-pan-1006352", "full_name": "Manen Pan", "canonical_url": "https://lendb.ai/lo/manen-pan-1006352", "json_url": "https://lendb.ai/lo/manen-pan-1006352.json", "lender": { "nmls_id": 503941, "name": "First Citizens Bank", "canonical_url": "https://lendb.ai/lender/first-citizens-bank-503941" }, "branch": { "city": "Pasadena", "state": "CA" }, "licensed_states": [ "AL", "AZ", "CA", "CO", "CT", "DC", "FL", "GA", "HI", "IA", "IL", "KS", "MA", "MD", "MI", "MN", "MO", "NE", "NJ", "NM", "NV", "NY", "OH", "OK", "OR", "PA", "TN", "TX", "UT", "VA", "WA", "WI" ], "languages": [], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": null, "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/ca/pasadena/pan-manen" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/manen-pan-1006352" }, { "rank": 23, "score": 37.5, "loan_officer": { "nmls_id": 1471916, "slug": "christina-thluai-1471916", "full_name": "Christina Thluai", "canonical_url": "https://lendb.ai/lo/christina-thluai-1471916", "json_url": "https://lendb.ai/lo/christina-thluai-1471916.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Indianapolis", "state": "IN" }, "licensed_states": [ "FL", "GA", "IL", "IN", "KS", "KY", "MI", "MO", "NC", "NY", "OH", "OK", "TN", "TX", "WI" ], "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" } ], "years_licensed": 1, "years_experience": null, "lender_profile_url": 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Tavernit", "canonical_url": "https://lendb.ai/lo/p-j-tavernit-1371588", "json_url": "https://lendb.ai/lo/p-j-tavernit-1371588.json", "lender": { "nmls_id": 70876, "name": "Assurance Financial", "canonical_url": "https://lendb.ai/lender/assurance-financial-70876" }, "branch": { "city": "Baton Rouge", "state": "LA" }, "licensed_states": [ "AL", "IL", "LA", "MI", "MS", "NC", "OK", "TX" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": null, "lender_profile_url": "https://assurancemortgage.com/assurance_officers/p-j-tavernit/" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/p-j-tavernit-1371588" }, { "rank": 25, "score": 36.3, "loan_officer": { "nmls_id": 2660608, "slug": "paul-schmidt-2660608", "full_name": "Paul Schmidt", "canonical_url": "https://lendb.ai/lo/paul-schmidt-2660608", "json_url": "https://lendb.ai/lo/paul-schmidt-2660608.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "canonical_url": "https://lendb.ai/lender/loan-factory-320841" }, "branch": { "city": null, "state": null }, "licensed_states": [ "AR", "OK", "TX" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/paul-schmidt-2660608" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Licensed in OK (listed on lender page, verified 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/paul-schmidt-2660608" } ] }