{
  "canonical_url": "https://lendb.ai/s/construction/tennessee",
  "summary": "As of 2026-10-09, LenDb lists 96 loan officers licensed in or based in Tennessee whose lender pages show Construction loan work. The top-ranked are Summer Robertson (Union Home Mortgage, Ooltewah), Jerry Turner (CrossCountry Mortgage, Clarksville) and Crystie Keene (Success Mortgage Partners, Lafayette). Ranking is lender-neutral: specialty evidence first, then a license in TN, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "construction",
  "state": "TN",
  "total": 96,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 53.8,
      "loan_officer": {
        "nmls_id": 1009959,
        "slug": "summer-robertson-1009959",
        "full_name": "Summer Robertson",
        "canonical_url": "https://lendb.ai/lo/summer-robertson-1009959",
        "json_url": "https://lendb.ai/lo/summer-robertson-1009959.json",
        "lender": {
          "nmls_id": 2229,
          "name": "Union Home Mortgage",
          "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229"
        },
        "branch": {
          "city": "Ooltewah",
          "state": "TN"
        },
        "licensed_states": [
          "AL",
          "FL",
          "GA",
          "NC",
          "TN"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 6,
        "years_experience": 18,
        "lender_profile_url": "https://www.uhm.com/loan-officers/summer-robertson/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in TN (listed on lender page, verified 2026-10-09)",
        "Branch in Tennessee",
        "6 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/summer-robertson-1009959"
    },
    {
      "rank": 2,
      "score": 50.8,
      "loan_officer": {
        "nmls_id": 2006641,
        "slug": "jerry-turner-2006641",
        "full_name": "Jerry Turner",
        "canonical_url": "https://lendb.ai/lo/jerry-turner-2006641",
        "json_url": "https://lendb.ai/lo/jerry-turner-2006641.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Clarksville",
          "state": "TN"
        },
        "licensed_states": [
          "KY",
          "TN",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/clarksville-tn-2828/gerald-turner/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in TN (listed on lender page, verified 2026-10-09)",
        "Branch in Tennessee",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/jerry-turner-2006641"
    },
    {
      "rank": 3,
      "score": 50.8,
      "loan_officer": {
        "nmls_id": 2456923,
        "slug": "crystie-keene-2456923",
        "full_name": "Crystie Keene",
        "canonical_url": "https://lendb.ai/lo/crystie-keene-2456923",
        "json_url": "https://lendb.ai/lo/crystie-keene-2456923.json",
        "lender": {
          "nmls_id": 130562,
          "name": "Success Mortgage Partners",
          "canonical_url": "https://lendb.ai/lender/success-mortgage-partners-130562"
        },
        "branch": {
          "city": "Lafayette",
          "state": "TN"
        },
        "licensed_states": [
          "KY",
          "TN"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 25,
        "lender_profile_url": "https://www.successmortgagepartners.com/advisor/crystie-keene/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in TN (listed on lender page, verified 2026-10-09)",
        "Branch in Tennessee",
        "25 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/crystie-keene-2456923"
    },
    {
      "rank": 4,
      "score": 50,
      "loan_officer": {
        "nmls_id": 2847725,
        "slug": "lisa-calfee-2847725",
        "full_name": "Lisa Calfee",
        "canonical_url": "https://lendb.ai/lo/lisa-calfee-2847725",
        "json_url": "https://lendb.ai/lo/lisa-calfee-2847725.json",
        "lender": {
          "nmls_id": 134871,
          "name": "Highlands Residential Mortgage",
          "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871"
        },
        "branch": {
          "city": "Chattanooga",
          "state": "TN"
        },
        "licensed_states": [
          "GA",
          "TN"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": null,
        "lender_profile_url": "https://www.highlandsmortgage.com/agents/lisa-calfee/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in TN (listed on lender page, verified 2026-10-09)",
        "Branch in Tennessee",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/lisa-calfee-2847725"
    },
    {
      "rank": 5,
      "score": 49,
      "loan_officer": {
        "nmls_id": 770981,
        "slug": "maria-danigelis-770981",
        "full_name": "Mea Danigelis",
        "canonical_url": "https://lendb.ai/lo/maria-danigelis-770981",
        "json_url": "https://lendb.ai/lo/maria-danigelis-770981.json",
        "lender": {
          "nmls_id": 643114,
          "name": "Atlantic Coast Mortgage",
          "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114"
        },
        "branch": {
          "city": "Fairfax",
          "state": "VA"
        },
        "licensed_states": [
          "FL",
          "DC",
          "GA",
          "MD",
          "MI",
          "PA",
          "TN",
          "VA",
          "WV"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 9,
        "years_experience": null,
        "lender_profile_url": "https://www.atlanticcoastmortgage.com/lo/mea-danigelis/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in TN (listed on lender page, verified 2026-10-09)",
        "9 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/maria-danigelis-770981"
    },
    {
      "rank": 6,
      "score": 49,
      "loan_officer": {
        "nmls_id": 1398321,
        "slug": "christina-mccollum-1398321",
        "full_name": "Christina McCollum",
        "canonical_url": "https://lendb.ai/lo/christina-mccollum-1398321",
        "json_url": "https://lendb.ai/lo/christina-mccollum-1398321.json",
        "lender": {
          "nmls_id": 1591,
          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591"
        },
        "branch": {
          "city": "Kennewick",
          "state": "WA"
        },
        "licensed_states": [
          "FL",
          "AK",
          "AL",
          "AZ",
          "CA",
          "GA",
          "ID",
          "IL",
          "MA",
          "MI",
          "MO",
          "MT",
          "NC",
          "NE",
          "OH",
          "OR",
          "SC",
          "TN",
          "TX",
          "WA",
          "WI",
          "WY"
        ],
        "languages": [
          "es"
        ],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 6,
        "years_experience": 20,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/christina-mccollum"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in TN (listed on lender page, verified 2026-10-09)",
        "6 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/christina-mccollum-1398321"
    },
    {
      "rank": 7,
      "score": 48.5,
      "loan_officer": {
        "nmls_id": 279859,
        "slug": "dave-muehlbauer-279859",
        "full_name": "Dave Muehlbauer",
        "canonical_url": "https://lendb.ai/lo/dave-muehlbauer-279859",
        "json_url": "https://lendb.ai/lo/dave-muehlbauer-279859.json",
        "lender": {
          "nmls_id": 629700,
          "name": "First Community Mortgage",
          "canonical_url": "https://lendb.ai/lender/first-community-mortgage-629700"
        },
        "branch": {
          "city": "Murfreesboro",
          "state": "TN"
        },
        "licensed_states": [],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 30,
        "lender_profile_url": "https://www.firstcommunitymortgage.com/loan-officer/davemuehlbauer/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Branch in Tennessee; no license list on file yet, verify at NMLS Consumer Access",
        "30 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/dave-muehlbauer-279859"
    },
    {
      "rank": 8,
      "score": 48.3,
      "loan_officer": {
        "nmls_id": 1638497,
        "slug": "alexander-dykes-1638497",
        "full_name": "Alex Dykes",
        "canonical_url": "https://lendb.ai/lo/alexander-dykes-1638497",
        "json_url": "https://lendb.ai/lo/alexander-dykes-1638497.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "Arlington",
          "state": "VA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "DC",
          "GA",
          "LA",
          "MA",
          "MD",
          "MO",
          "NC",
          "OH",
          "OR",
          "PA",
          "SC",
          "TN",
          "TX",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 5,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/va/arlington/alex-dykes-264-rmad.html"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in TN (listed on lender page, verified 2026-10-09)",
        "5 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/alexander-dykes-1638497"
    },
    {
      "rank": 9,
      "score": 48.3,
      "loan_officer": {
        "nmls_id": 1850024,
        "slug": "davin-crow-1850024",
        "full_name": "Davin Crow",
        "canonical_url": "https://lendb.ai/lo/davin-crow-1850024",
        "json_url": "https://lendb.ai/lo/davin-crow-1850024.json",
        "lender": {
          "nmls_id": 181106,
          "name": "Barrett Financial Group",
          "canonical_url": "https://lendb.ai/lender/barrett-financial-181106"
        },
        "branch": {
          "city": "Chandler",
          "state": "AZ"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "GA",
          "OR",
          "TN",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 5,
        "years_experience": 20,
        "lender_profile_url": "https://www.barrettfinancial.com/davin-crow"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in TN (listed on lender page, verified 2026-10-09)",
        "5 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/davin-crow-1850024"
    },
    {
      "rank": 10,
      "score": 48,
      "loan_officer": {
        "nmls_id": 504917,
        "slug": "gabriel-libutti-504917",
        "full_name": "Gabe Libutti",
        "canonical_url": "https://lendb.ai/lo/gabriel-libutti-504917",
        "json_url": "https://lendb.ai/lo/gabriel-libutti-504917.json",
        "lender": {
          "nmls_id": 643114,
          "name": "Atlantic Coast Mortgage",
          "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114"
        },
        "branch": {
          "city": "Huntersville",
          "state": "NC"
        },
        "licensed_states": [
          "FL",
          "GA",
          "NC",
          "SC",
          "TN",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 7,
        "years_experience": null,
        "lender_profile_url": "https://www.atlanticcoastmortgage.com/lo/gabe-libutti/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in TN (listed on lender page, verified 2026-10-09)",
        "7 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/gabriel-libutti-504917"
    },
    {
      "rank": 11,
      "score": 47.8,
      "loan_officer": {
        "nmls_id": 231497,
        "slug": "winfred-mccoy-231497",
        "full_name": "Winfred McCoy",
        "canonical_url": "https://lendb.ai/lo/winfred-mccoy-231497",
        "json_url": "https://lendb.ai/lo/winfred-mccoy-231497.json",
        "lender": {
          "nmls_id": 2229,
          "name": "Union Home Mortgage",
          "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229"
        },
        "branch": {
          "city": "Wilmington",
          "state": "NC"
        },
        "licensed_states": [
          "FL",
          "GA",
          "MS",
          "NC",
          "SC",
          "TN",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 4,
        "years_experience": 30,
        "lender_profile_url": "https://www.uhm.com/loan-officers/winfred-mccoy/"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in TN (listed on lender page, verified 2026-10-09)",
        "4 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/winfred-mccoy-231497"
    },
    {
      "rank": 12,
      "score": 47.8,
      "loan_officer": {
        "nmls_id": 459668,
        "slug": "thomas-cullen-459668",
        "full_name": "Tom Cullen",
        "canonical_url": "https://lendb.ai/lo/thomas-cullen-459668",
        "json_url": "https://lendb.ai/lo/thomas-cullen-459668.json",
        "lender": {
          "nmls_id": 113856,
          "name": "Princeton Mortgage",
          "canonical_url": "https://lendb.ai/lender/princeton-mortgage-113856"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "licensed_states": [
          "FL",
          "GA",
          "NC",
          "TN",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "bank-statement",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 5,
        "years_experience": null,
        "lender_profile_url": "https://www.princetonmortgage.com/lo/tomcullen"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in TN (listed on lender page, verified 2026-10-09)",
        "5 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/thomas-cullen-459668"
    },
    {
      "rank": 13,
      "score": 47.8,
      "loan_officer": {
        "nmls_id": 1862550,
        "slug": "jordan-taylor-1862550",
        "full_name": "Jordan Taylor",
        "canonical_url": "https://lendb.ai/lo/jordan-taylor-1862550",
        "json_url": "https://lendb.ai/lo/jordan-taylor-1862550.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289"
        },
        "branch": {
          "city": "Fredericksburg",
          "state": "VA"
        },
        "licensed_states": [
          "FL",
          "DC",
          "IN",
          "KY",
          "MD",
          "MI",
          "MO",
          "NC",
          "OH",
          "PA",
          "SC",
          "TN",
          "TX",
          "VA",
          "WV"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
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        "20 years experience (stated on lender page, 2026-10-09)",
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          "LA",
          "MI",
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          "OH",
          "OR",
          "PA",
          "TN",
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          "WA"
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        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
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}