--- canonical_url: https://lendb.ai/s/construction/texas last_verified: 2026-10-09 --- # Construction loan officers in Texas As of 2026-10-09, LenDb lists 114 loan officers licensed in or based in Texas whose lender pages show Construction loan work. The top-ranked are Cameron Gemoets (CrossCountry Mortgage, Cleveland), Erika Alves (CrossCountry Mortgage, Tampa) and Michael Hobson (Union Home Mortgage, Norman). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Cameron Gemoets](https://lendb.ai/lo/cameron-gemoets-2701842)** (NMLS 2701842), CrossCountry Mortgage, Cleveland, OH - Lists Construction loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Erika Alves](https://lendb.ai/lo/erika-alves-659544)** (NMLS 659544), CrossCountry Mortgage, Tampa, FL - Lists Construction loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) - States 18 years of experience (lender page, 2026-10-09) 3. **[Michael Hobson](https://lendb.ai/lo/michael-hobson-219283)** (NMLS 219283), Union Home Mortgage, Norman, OK - Lists Construction loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 19 years of experience (lender page, 2026-10-09) 4. **[Justin Boyd](https://lendb.ai/lo/justin-boyd-219007)** (NMLS 219007), Prosperity Bank, Austin, TX - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Austin, TX - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 20 years of experience (lender page, 2026-10-09) 5. **[Darren Davey](https://lendb.ai/lo/darren-davey-258314)** (NMLS 258314), Prosperity Bank, Dallas, TX - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Dallas, TX - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 26 years of experience (lender page, 2026-10-09) 6. **[Michael Robertson](https://lendb.ai/lo/michael-robertson-288112)** (NMLS 288112), Prosperity Bank, Austin, TX - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Austin, TX - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 25 years of experience (lender page, 2026-10-09) 7. **[Christina McCollum](https://lendb.ai/lo/christina-mccollum-1398321)** (NMLS 1398321), Churchill Mortgage, Kennewick, WA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 8. **[Antonio Gutierrez](https://lendb.ai/lo/antonio-gutierrez-722537)** (NMLS 722537), Loan Factory, TX - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Texas - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 9. **[Jenay Bowen](https://lendb.ai/lo/jenay-bowen-207433)** (NMLS 207433), CrossCountry Mortgage, Rockwall, TX - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Rockwall, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 22 years of experience (lender page, 2026-10-09) 10. **[Kristie Van Huis](https://lendb.ai/lo/kristie-van-huis-266847)** (NMLS 266847), CrossCountry Mortgage, Tyler, TX - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Tyler, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 11. **[Candace Cagle](https://lendb.ai/lo/candace-cagle-878436)** (NMLS 878436), CrossCountry Mortgage, Houston, TX - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Houston, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 12. **[Karen Wood](https://lendb.ai/lo/karen-wood-1391130)** (NMLS 1391130), CrossCountry Mortgage, Houston, TX - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Houston, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 13. **[Gail Wilson](https://lendb.ai/lo/gail-wilson-349664)** (NMLS 349664), Prosperity Bank, Dallas, TX - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Dallas, TX - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 35 years of experience (lender page, 2026-10-09) 14. **[Caylab Herrera](https://lendb.ai/lo/caylab-herrera-2035377)** (NMLS 2035377), Churchill Mortgage, Allen, TX - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Allen, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 6 years of experience (lender page, 2026-10-09) 15. **[Alan Baugh](https://lendb.ai/lo/alan-baugh-257835)** (NMLS 257835), Truist Bank, Dallas, TX - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Dallas, TX - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 25 years of experience (lender page, 2026-10-09) 16. **[Rob Ellis](https://lendb.ai/lo/rob-ellis-292336)** (NMLS 292336), CrossCountry Mortgage, Lewisville, TX - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Lewisville, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) 17. **[Irini Lulu](https://lendb.ai/lo/irini-ronen-lulu-482084)** (NMLS 482084), CrossCountry Mortgage, Plymouth Meeting, PA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 18. **[April Janas](https://lendb.ai/lo/april-janas-299013)** (NMLS 299013), CrossCountry Mortgage, Puyallup, WA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 19. **[Shannon Bradshaw](https://lendb.ai/lo/shannon-bradshaw-545211)** (NMLS 545211), CrossCountry Mortgage, Atlanta, GA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 20. **[Justin Burris](https://lendb.ai/lo/justin-burris-659024)** (NMLS 659024), Fairway Independent Mortgage Corporation, Raleigh, NC - Lists Construction loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 21. **[Jordan Taylor](https://lendb.ai/lo/jordan-taylor-1862550)** (NMLS 1862550), Fairway Independent Mortgage Corporation, Fredericksburg, VA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 22. **[Morgan Cassidy](https://lendb.ai/lo/morgan-cassidy-1948856)** (NMLS 1948856), Union Home Mortgage, Ocala, FL - Lists Construction loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 23. **[AJ DiCarlo](https://lendb.ai/lo/andrew-dicarlo-2488670)** (NMLS 2488670), CrossCountry Mortgage, Fort Walton Beach, FL - Lists Construction loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 24. **[Aaron Sanders](https://lendb.ai/lo/aaron-sanders-2555076)** (NMLS 2555076), CrossCountry Mortgage, Delray Beach, FL - Lists Construction loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 25. **[Jeffrey Aronheim](https://lendb.ai/lo/jeffrey-aronheim-235233)** (NMLS 235233), CrossCountry Mortgage, Greenwood Village, CO - Lists Construction loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) ## Questions to ask - Do you offer one-time close construction loans? - What do you require to approve my builder? - How are draws released during the build? Cite as: LenDb.ai, https://lendb.ai/s/construction/texas. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._