{
  "canonical_url": "https://lendb.ai/s/construction/washington",
  "summary": "As of 2026-10-09, LenDb lists 90 loan officers licensed in or based in Washington whose lender pages show Construction loan work. The top-ranked are Michael Dubrule (American Pacific Mortgage, Yakima), Kevin Hassan (American Pacific Mortgage, Everett) and Heidi Green (CrossCountry Mortgage, Seattle). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "construction",
  "state": "WA",
  "total": 90,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 58,
      "loan_officer": {
        "nmls_id": 92043,
        "slug": "michael-dubrule-92043",
        "full_name": "Michael Dubrule",
        "canonical_url": "https://lendb.ai/lo/michael-dubrule-92043",
        "json_url": "https://lendb.ai/lo/michael-dubrule-92043.json",
        "lender": {
          "nmls_id": 1850,
          "name": "American Pacific Mortgage",
          "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
          "type": "imb"
        },
        "branch": {
          "city": "Yakima",
          "state": "WA"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 33,
        "lender_profile_url": "https://www.apmortgage.com/michael-dubrule",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "Branch in Washington",
        "33 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/michael-dubrule-92043"
    },
    {
      "rank": 2,
      "score": 58,
      "loan_officer": {
        "nmls_id": 674086,
        "slug": "kevin-hassan-674086",
        "full_name": "Kevin Hassan",
        "canonical_url": "https://lendb.ai/lo/kevin-hassan-674086",
        "json_url": "https://lendb.ai/lo/kevin-hassan-674086.json",
        "lender": {
          "nmls_id": 1850,
          "name": "American Pacific Mortgage",
          "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
          "type": "imb"
        },
        "branch": {
          "city": "Everett",
          "state": "WA"
        },
        "licensed_states": [
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 25,
        "lender_profile_url": "https://www.apmortgage.com/kevin-hassan",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "Branch in Washington",
        "25 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/kevin-hassan-674086"
    },
    {
      "rank": 3,
      "score": 54.8,
      "loan_officer": {
        "nmls_id": 344768,
        "slug": "heidi-green-344768",
        "full_name": "Heidi Green",
        "canonical_url": "https://lendb.ai/lo/heidi-green-344768",
        "json_url": "https://lendb.ai/lo/heidi-green-344768.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Seattle",
          "state": "WA"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "ID",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/seattle-wa-5553/heidi-green/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "Branch in Washington",
        "20 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/heidi-green-344768"
    },
    {
      "rank": 4,
      "score": 54.8,
      "loan_officer": {
        "nmls_id": 409986,
        "slug": "josh-reid-409986",
        "full_name": "Josh Reid",
        "canonical_url": "https://lendb.ai/lo/josh-reid-409986",
        "json_url": "https://lendb.ai/lo/josh-reid-409986.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Vancouver",
          "state": "WA"
        },
        "licensed_states": [
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 27,
        "lender_profile_url": "https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "Branch in Washington",
        "27 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/josh-reid-409986"
    },
    {
      "rank": 5,
      "score": 54.8,
      "loan_officer": {
        "nmls_id": 754393,
        "slug": "grace-jones-754393",
        "full_name": "Grace Jones",
        "canonical_url": "https://lendb.ai/lo/grace-jones-754393",
        "json_url": "https://lendb.ai/lo/grace-jones-754393.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Seattle",
          "state": "WA"
        },
        "licensed_states": [
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 25,
        "lender_profile_url": "https://crosscountrymortgage.com/seattle-wa-5194/graciela-jones/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "Branch in Washington",
        "25 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/grace-jones-754393"
    },
    {
      "rank": 6,
      "score": 54.8,
      "loan_officer": {
        "nmls_id": 931932,
        "slug": "melissa-bergren-931932",
        "full_name": "Melissa Bergren",
        "canonical_url": "https://lendb.ai/lo/melissa-bergren-931932",
        "json_url": "https://lendb.ai/lo/melissa-bergren-931932.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Ellensburg",
          "state": "WA"
        },
        "licensed_states": [
          "AK",
          "MT",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/wa/ellensburg/melissa-bergren-787-hpmb.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "Branch in Washington"
      ],
      "canonical_url": "https://lendb.ai/lo/melissa-bergren-931932"
    },
    {
      "rank": 7,
      "score": 54,
      "loan_officer": {
        "nmls_id": 1398321,
        "slug": "christina-mccollum-1398321",
        "full_name": "Christina McCollum",
        "canonical_url": "https://lendb.ai/lo/christina-mccollum-1398321",
        "json_url": "https://lendb.ai/lo/christina-mccollum-1398321.json",
        "lender": {
          "nmls_id": 1591,
          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
        },
        "branch": {
          "city": "Kennewick",
          "state": "WA"
        },
        "licensed_states": [
          "FL",
          "AK",
          "AL",
          "AZ",
          "CA",
          "GA",
          "ID",
          "IL",
          "MA",
          "MI",
          "MO",
          "MT",
          "NC",
          "NE",
          "OH",
          "OR",
          "SC",
          "TN",
          "TX",
          "WA",
          "WI",
          "WY"
        ],
        "languages": [
          "es"
        ],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 6,
        "years_experience": 20,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/christina-mccollum",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "Branch in Washington",
        "6 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/christina-mccollum-1398321"
    },
    {
      "rank": 8,
      "score": 51.8,
      "loan_officer": {
        "nmls_id": 1948856,
        "slug": "morgan-cassidy-1948856",
        "full_name": "Morgan Cassidy",
        "canonical_url": "https://lendb.ai/lo/morgan-cassidy-1948856",
        "json_url": "https://lendb.ai/lo/morgan-cassidy-1948856.json",
        "lender": {
          "nmls_id": 2229,
          "name": "Union Home Mortgage",
          "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
          "type": "imb"
        },
        "branch": {
          "city": "Ocala",
          "state": "FL"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "GA",
          "ID",
          "NC",
          "SC",
          "TN",
          "TX",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 4,
        "years_experience": null,
        "lender_profile_url": "https://www.uhm.com/loan-officers/morgan-cassidy/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "4 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/morgan-cassidy-1948856"
    },
    {
      "rank": 9,
      "score": 50.5,
      "loan_officer": {
        "nmls_id": 639483,
        "slug": "bruce-brinkerhoff-639483",
        "full_name": "Bruce Brinkerhoff",
        "canonical_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483",
        "json_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Cleveland",
          "state": "OH"
        },
        "licensed_states": [
          "FL",
          "AK",
          "AL",
          "AR",
          "AZ",
          "CA",
          "CO",
          "CT",
          "DE",
          "GA",
          "HI",
          "IA",
          "ID",
          "IL",
          "IN",
          "KS",
          "KY",
          "LA",
          "MA",
          "MD",
          "ME",
          "MI",
          "MN",
          "MO",
          "MS",
          "MT",
          "NC",
          "ND",
          "NE",
          "NH",
          "NJ",
          "NM",
          "NV",
          "NY",
          "OH",
          "OK",
          "OR",
          "PA",
          "RI",
          "SC",
          "SD",
          "TN",
          "TX",
          "UT",
          "VA",
          "VT",
          "WA",
          "WI",
          "WV",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 7,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-1611/bruce-brinkerhoff/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "7 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483"
    },
    {
      "rank": 10,
      "score": 50,
      "loan_officer": {
        "nmls_id": 1481663,
        "slug": "aaron-eide-1481663",
        "full_name": "Aaron Eide",
        "canonical_url": "https://lendb.ai/lo/aaron-eide-1481663",
        "json_url": "https://lendb.ai/lo/aaron-eide-1481663.json",
        "lender": {
          "nmls_id": 402761,
          "name": "U.S. Bank",
          "canonical_url": "https://lendb.ai/lender/us-bank-402761",
          "type": "bank"
        },
        "branch": {
          "city": "Minneapolis",
          "state": "MN"
        },
        "licensed_states": [
          "CA",
          "MN",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 6,
        "years_experience": null,
        "lender_profile_url": "https://mortgage.usbank.com/mn/minneapolis/aaron-eide-1481663",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "6 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/aaron-eide-1481663"
    },
    {
      "rank": 11,
      "score": 49.8,
      "loan_officer": {
        "nmls_id": 94040,
        "slug": "george-pressley-94040",
        "full_name": "George Pressley",
        "canonical_url": "https://lendb.ai/lo/george-pressley-94040",
        "json_url": "https://lendb.ai/lo/george-pressley-94040.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "WA"
        },
        "licensed_states": [
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "1099-income",
            "evidence": "lender_page_text"
          },
          {
            "slug": "asset-based",
            "evidence": "lender_page_text"
          },
          {
            "slug": "bank-statement",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "foreign-national",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "low-credit",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 30,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/george-pressley-94040",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "Branch in Washington",
        "30 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/george-pressley-94040"
    },
    {
      "rank": 12,
      "score": 49.8,
      "loan_officer": {
        "nmls_id": 247157,
        "slug": "ryan-arzner-247157",
        "full_name": "Ryan Arzner",
        "canonical_url": "https://lendb.ai/lo/ryan-arzner-247157",
        "json_url": "https://lendb.ai/lo/ryan-arzner-247157.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "McMinnville",
          "state": "OR"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 22,
        "lender_profile_url": "https://crosscountrymortgage.com/mcminnville-or-4283/ryan-arzner/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "22 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/ryan-arzner-247157"
    },
    {
      "rank": 13,
      "score": 49.8,
      "loan_officer": {
        "nmls_id": 265241,
        "slug": "danielle-young-265241",
        "full_name": "Danielle Young",
        "canonical_url": "https://lendb.ai/lo/danielle-young-265241",
        "json_url": "https://lendb.ai/lo/danielle-young-265241.json",
        "lender": {
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            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 3,
        "years_experience": 35,
        "lender_profile_url": "https://www.apmortgage.com/michelle-hudson",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in WA (listed on lender page, verified 2026-10-09)",
        "3 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/michelle-oliver-182321"
    }
  ]
}