---
canonical_url: https://lendb.ai/s/crypto-mortgage/washington
last_verified: 2026-10-09
---

# Crypto / Bitcoin mortgage loan officers in Washington

As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Washington whose lender pages show Crypto / Bitcoin mortgage work. The top-ranked are Kerwin Lyon (Guild Mortgage, Seattle) and Olivia Sisomphou (Guild Mortgage, Seattle). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Kerwin Lyon](https://lendb.ai/lo/kerwin-lyon-275494)** (NMLS 275494), Guild Mortgage, Seattle, WA
   - Crypto mentioned on their lender page (keyword match, verified 2026-10-09); ask whether they can use crypto assets
   - Office in Seattle, WA
   - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 16 years of experience (lender page, 2026-10-09)
2. **[Olivia Sisomphou](https://lendb.ai/lo/olivia-sisomphou-1657256)** (NMLS 1657256), Guild Mortgage, Seattle, WA
   - Crypto mentioned on their lender page (keyword match, verified 2026-10-09); ask whether they can use crypto assets
   - Office in Seattle, WA
   - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Can you count my crypto as assets or reserves without me selling it, and at what percentage of its value?
- If I sell crypto for the down payment, how long must the dollars season and what exchange records do you need?
- Do you offer a loan collateralized by crypto, and what happens if its price drops (margin calls, liquidation)?

Cite as: LenDb.ai, https://lendb.ai/s/crypto-mortgage/washington.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._