--- canonical_url: https://lendb.ai/s/down-payment-assistance/colorado last_verified: 2026-10-10 --- # Down payment assistance loan officers in Colorado As of 2026-10-10, LenDb lists 30 loan officers licensed in or based in Colorado whose lender pages show Down payment assistance work. The top-ranked are Shawn Garner (Guild Mortgage, Centennial), Kellie Buchanan (Highlands Residential Mortgage, Angel Fire) and Lenae Vandegrift (American Pacific Mortgage, Thornton). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Shawn Garner](https://lendb.ai/lo/shawn-garner-1035302)** (NMLS 1035302), Guild Mortgage, Centennial, CO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Centennial, CO - Licensed in CO: confirmed with the Colorado regulator (license 100045411), verified 2026-10-10 - Licensed since 2013 (per Colorado records) 2. **[Kellie Buchanan](https://lendb.ai/lo/kellie-buchanan-744052)** (NMLS 744052), Highlands Residential Mortgage, Angel Fire, NM - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100514821), verified 2026-10-10 - Licensed since 2019 (per Colorado records) - States 34 years of experience (lender page, 2026-10-09) 3. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Thornton, CO - Licensed in CO: confirmed with the Colorado regulator (license 100503110), verified 2026-10-10 - Licensed since 2016 (per Colorado records) 4. **[Camille Olson](https://lendb.ai/lo/camille-olson-474281)** (NMLS 474281), Barrett Financial Group, Chandler, AZ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100504651), verified 2026-10-10 - Licensed since 2016 (per Colorado records) 5. **[Jenny Cox](https://lendb.ai/lo/jennifer-june-cox-1226731)** (NMLS 1226731), Guild Mortgage, Henderson, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100523356), verified 2026-10-10 - Licensed since 2021 (per Colorado records) 6. **[Arthur Buhrer](https://lendb.ai/lo/arthur-buhrer-114080)** (NMLS 114080), CrossCountry Mortgage, Sequim, WA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100529791), verified 2026-10-10 - Licensed since 2022 (per Colorado records) - States 20 years of experience (lender page, 2026-10-09) 7. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100514806), verified 2026-10-10 - Licensed since 2017 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 8. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100517687), verified 2026-10-10 - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 9. **[April Janas](https://lendb.ai/lo/april-janas-299013)** (NMLS 299013), CrossCountry Mortgage, Puyallup, WA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100544787), verified 2026-10-10 - Licensed since 2026 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 10. **[Mike Filan](https://lendb.ai/lo/michael-filan-659409)** (NMLS 659409), CrossCountry Mortgage, Fairfax, VA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100538579), verified 2026-10-10 - Licensed since 2024 (per Colorado records) - States 24 years of experience (lender page, 2026-10-09) 11. **[Mark Gundersen](https://lendb.ai/lo/mark-gundersen-397893)** (NMLS 397893), Mutual of Omaha Mortgage, St. Charles, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100522610), verified 2026-10-10 - Licensed since 2021 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 12. **[Jonathan Salinas](https://lendb.ai/lo/jonathan-salinas-2451140)** (NMLS 2451140), CrossCountry Mortgage, Memphis, TN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100542879), verified 2026-10-10 - Licensed since 2023 (per Florida records) 13. **[Chris Milker](https://lendb.ai/lo/chris-milker-277954)** (NMLS 277954), Success Mortgage Partners, Plymouth, MI - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100019755), verified 2026-10-10 - Licensed since 2007 (per Colorado records) 14. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100544968), verified 2026-10-10 - Licensed since 2023 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 15. **[Beth Lewis](https://lendb.ai/lo/beth-lewis-219774)** (NMLS 219774), CrossCountry Mortgage, Evanston, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100032602), verified 2026-10-10 - Licensed since 2010 (per Colorado records) - States 18 years of experience (lender page, 2026-10-09) 16. **[Craig Moore](https://lendb.ai/lo/craig-moore-211984)** (NMLS 211984), Guild Mortgage, Centennial, CO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Centennial, CO - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) 17. **[Monica Centeno](https://lendb.ai/lo/monica-centeno-1100009)** (NMLS 1100009), Guild Mortgage, Henderson, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100512185), verified 2026-10-10 - Licensed since 2018 (per Florida records) 18. **[Erin Hendricks](https://lendb.ai/lo/dennis-hendricks-90634)** (NMLS 90634), Intercap Lending, Pleasant Grove, UT - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 19. **[Jason Smith](https://lendb.ai/lo/jason-smith-210839)** (NMLS 210839), CrossCountry Mortgage, Scottsdale, AZ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 20. **[Li Zhang](https://lendb.ai/lo/li-zhang-679038)** (NMLS 679038), JPMorgan Chase Bank (Chase Home Lending), Fort Collins, CO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Fort Collins, CO - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[Levi Pollack](https://lendb.ai/lo/levi-pollack-1749086)** (NMLS 1749086), American Pacific Mortgage, Westminster, CO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Westminster, CO - Licensed in CO: confirmed with the Colorado regulator (license 100512173), verified 2026-10-10 - Licensed since 2018 (per Colorado records) 22. **[Court Crofoot](https://lendb.ai/lo/court-crofoot-200175)** (NMLS 200175), CrossCountry Mortgage, Scottsdale, AZ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100044051), verified 2026-10-10 - Licensed since 2013 (per Colorado records) 23. **[Cody McHugh](https://lendb.ai/lo/cody-mchugh-1181777)** (NMLS 1181777), CrossCountry Mortgage, Greenwood Village, CO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Greenwood Village, CO - Licensed in CO: confirmed with the Colorado regulator (license 100529381), verified 2026-10-10 - Licensed since 2021 (per Colorado records) 24. **[Paul Andrada](https://lendb.ai/lo/paul-andrada-2218247)** (NMLS 2218247), CrossCountry Mortgage, Greenwood Village, CO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Greenwood Village, CO - Licensed in CO: confirmed with the Colorado regulator (license 100529308), verified 2026-10-10 - Licensed since 2021 (per Colorado records) 25. **[Jordan Donolow](https://lendb.ai/lo/jordan-donolow-389920)** (NMLS 389920), CrossCountry Mortgage, Newport Beach, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100535667), verified 2026-10-10 - Licensed since 2021 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) ## Questions to ask - Which down payment assistance programs are you approved for here? - Is the assistance a grant, a forgivable loan, or a repayable second? - Are there income, purchase price or first-time buyer limits? Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/colorado. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._