--- canonical_url: https://lendb.ai/s/down-payment-assistance/connecticut last_verified: 2026-10-10 --- # Down payment assistance loan officers in Connecticut As of 2026-10-10, LenDb lists 25 loan officers licensed in or based in Connecticut whose lender pages show Down payment assistance work. The top-ranked are Kate Reagan (Guild Mortgage, Easthampton), Michael DeRosa (JPMorgan Chase Bank (Chase Home Lending), Darien) and Matthew Fiorillo (JPMorgan Chase Bank (Chase Home Lending), Ridgefield). Ranking is lender-neutral: specialty evidence first, then a license in CT, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Kate Reagan](https://lendb.ai/lo/kathryn-reagan-19006)** (NMLS 19006), Guild Mortgage, Easthampton, MA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 2. **[Michael DeRosa](https://lendb.ai/lo/michael-derosa-58223)** (NMLS 58223), JPMorgan Chase Bank (Chase Home Lending), Darien, CT - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Darien, CT - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2017 (per Florida records) 3. **[Matthew Fiorillo](https://lendb.ai/lo/matthew-fiorillo-408635)** (NMLS 408635), JPMorgan Chase Bank (Chase Home Lending), Ridgefield, CT - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Ridgefield, CT - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2017 (per Florida records) 4. **[George Koutsos](https://lendb.ai/lo/george-koutsos-29613)** (NMLS 29613), CrossCountry Mortgage, Beverly, MA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) - States 35 years of experience (lender page, 2026-10-09) 5. **[Tom Gates](https://lendb.ai/lo/tom-gates-61691)** (NMLS 61691), CrossCountry Mortgage, Montvale, NJ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 6. **[Trish Nguyen](https://lendb.ai/lo/trish-nguyen-1430162)** (NMLS 1430162), CrossCountry Mortgage, Braintree, MA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 7. **[Beth Lewis](https://lendb.ai/lo/beth-lewis-219774)** (NMLS 219774), CrossCountry Mortgage, Evanston, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Colorado records) - States 18 years of experience (lender page, 2026-10-09) 8. **[Angel Cordero](https://lendb.ai/lo/angel-cordero-1220249)** (NMLS 1220249), AnnieMac Home Mortgage, Providence, RI - Lists Down payment assistance on lender page (lender page, verified 2026-10-10) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 9. **[Veronica Feliciano-Cruz](https://lendb.ai/lo/veronica-feliciano-cruz-624795)** (NMLS 624795), JPMorgan Chase Bank (Chase Home Lending), Bridgeport, CT - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Bridgeport, CT - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 10. **[Alex Margulis](https://lendb.ai/lo/alexander-margulis-192878)** (NMLS 192878), CrossCountry Mortgage, Chicago, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) 11. **[Al Rapoport](https://lendb.ai/lo/albert-rapoport-60865)** (NMLS 60865), CrossCountry Mortgage, Union, NJ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) 12. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 13. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 14. **[Jennifer Marie Smith](https://lendb.ai/lo/jennifer-smith-1215018)** (NMLS 1215018), CrossCountry Mortgage, Orlando, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 15. **[Bill Litton](https://lendb.ai/lo/william-litton-147060)** (NMLS 147060), CrossCountry Mortgage, Chadds Ford, PA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 16. **[John Gnisci](https://lendb.ai/lo/john-gnisci-727328)** (NMLS 727328), CrossCountry Mortgage, Sarasota, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 17. **[Josh Numbers](https://lendb.ai/lo/joshua-numbers-218459)** (NMLS 218459), CrossCountry Mortgage, Cleveland, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Colorado records) 18. **[Zak Raffel](https://lendb.ai/lo/zak-raffel-1470292)** (NMLS 1470292), CrossCountry Mortgage, Montvale, NJ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 19. **[Michael Sieja](https://lendb.ai/lo/michael-sieja-64666)** (NMLS 64666), CrossCountry Mortgage, Purchase, NY - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 20. **[Dean Scaduto](https://lendb.ai/lo/dean-scaduto-275952)** (NMLS 275952), CrossCountry Mortgage, Montvale, NJ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 21. **[Tony Ayala](https://lendb.ai/lo/anthony-ayala-626691)** (NMLS 626691), CrossCountry Mortgage, Brooklyn, NY - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 22. **[Alyssa Caliendo](https://lendb.ai/lo/alyssa-caliendo-1849915)** (NMLS 1849915), CrossCountry Mortgage, San Diego, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 23. **[Steven Bueti](https://lendb.ai/lo/steven-bueti-55351)** (NMLS 55351), CrossCountry Mortgage, Purchase, NY - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Trevor McFarland](https://lendb.ai/lo/trevor-mcfarland-38803)** (NMLS 38803), Guild Mortgage, Worcester, MA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 25. **[Michael Bush](https://lendb.ai/lo/michael-bush-67031)** (NMLS 67031), Guild Mortgage, North Attleboro, MA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) ## Questions to ask - Which down payment assistance programs are you approved for here? - Is the assistance a grant, a forgivable loan, or a repayable second? - Are there income, purchase price or first-time buyer limits? Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/connecticut. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._