--- canonical_url: https://lendb.ai/s/down-payment-assistance/district-of-columbia last_verified: 2026-10-09 --- # Down payment assistance loan officers in District of Columbia As of 2026-10-09, LenDb lists 24 loan officers licensed in or based in District of Columbia whose lender pages show Down payment assistance work. The top-ranked are Mark Niosi (CrossCountry Mortgage, Dunkirk), Michelle Greenwalt (First Home Mortgage, Millersville) and Danny Hembach (Guild Mortgage, Arlington). Ranking is lender-neutral: specialty evidence first, then a license in DC, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Mark Niosi](https://lendb.ai/lo/mark-niosi-216306)** (NMLS 216306), CrossCountry Mortgage, Dunkirk, MD - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 23, 2020 (Florida), per state regulator - States 24 years of experience (lender page, 2026-10-09) 2. **[Michelle Greenwalt](https://lendb.ai/lo/michelle-greenwalt-267729)** (NMLS 267729), First Home Mortgage, Millersville, MD - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 1, 2022 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 3. **[Danny Hembach](https://lendb.ai/lo/daniel-hembach-1533678)** (NMLS 1533678), Guild Mortgage, Arlington, VA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 14, 2020 (Florida), per state regulator - States 10 years of experience (lender page, 2026-10-09) 4. **[Mike Filan](https://lendb.ai/lo/michael-filan-659409)** (NMLS 659409), CrossCountry Mortgage, Fairfax, VA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 22, 2024 (Colorado), per state regulator - States 24 years of experience (lender page, 2026-10-09) 5. **[Liz McElroy- Filan](https://lendb.ai/lo/elizabeth-mcelroy-659461)** (NMLS 659461), CrossCountry Mortgage, Fairfax, VA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 13, 2014 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 6. **[Mark Lynch](https://lendb.ai/lo/mark-lynch-22882)** (NMLS 22882), Guild Mortgage, Winchester, VA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 23, 2019 (Florida), per state regulator 7. **[Nathan Sommers](https://lendb.ai/lo/nathan-sommers-180395)** (NMLS 180395), CrossCountry Mortgage, Forest Hill, MD - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 4, 2023 (Florida), per state regulator 8. **[Beth Lewis](https://lendb.ai/lo/beth-lewis-219774)** (NMLS 219774), CrossCountry Mortgage, Evanston, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 6, 2010 (Colorado), per state regulator - States 18 years of experience (lender page, 2026-10-09) 9. **[Gina Myers](https://lendb.ai/lo/gina-myers-898712)** (NMLS 898712), CrossCountry Mortgage, Fairfax, VA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 10. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 11. **[Ling Dublin](https://lendb.ai/lo/ling-dublin-955744)** (NMLS 955744), JPMorgan Chase Bank (Chase Home Lending), Washington, DC - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Washington, DC - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 12. **[Alex Margulis](https://lendb.ai/lo/alexander-margulis-192878)** (NMLS 192878), CrossCountry Mortgage, Chicago, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 26, 2013 (Florida), per state regulator 13. **[Deb Griffin](https://lendb.ai/lo/deb-griffin-481255)** (NMLS 481255), JPMorgan Chase Bank (Chase Home Lending), Washington, DC - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Washington, DC - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 14. **[Chase Cusack](https://lendb.ai/lo/chase-cusack-1288538)** (NMLS 1288538), First Home Mortgage, Annapolis, MD - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 15. **[Gus Anderson](https://lendb.ai/lo/gustav-anderson-1448809)** (NMLS 1448809), CrossCountry Mortgage, Fairfax, VA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 8, 2019 (Florida), per state regulator - States 11 years of experience (lender page, 2026-10-09) 16. **[Jordan Donolow](https://lendb.ai/lo/jordan-donolow-389920)** (NMLS 389920), CrossCountry Mortgage, Newport Beach, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 10, 2021 (Florida), per state regulator - States 10 years of experience (lender page, 2026-10-09) 17. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 17, 2017 (Florida), per state regulator 18. **[Bizzy Thompson](https://lendb.ai/lo/elizabeth-thompson-2567586)** (NMLS 2567586), First Home Mortgage, Dunkirk, MD - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 15, 2025 (Florida), per state regulator 19. **[Bill Litton](https://lendb.ai/lo/william-litton-147060)** (NMLS 147060), CrossCountry Mortgage, Chadds Ford, PA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 18, 2021 (Florida), per state regulator 20. **[JJ Ellong](https://lendb.ai/lo/jean-jacques-ellong-660192)** (NMLS 660192), CrossCountry Mortgage, Orlando, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 25, 2022 (Florida), per state regulator 21. **[Raheam Oliver](https://lendb.ai/lo/raheam-oliver-829887)** (NMLS 829887), CrossCountry Mortgage, Dunkirk, MD - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Alicia Norwood](https://lendb.ai/lo/alicia-norwood-1440209)** (NMLS 1440209), CrossCountry Mortgage, Charlotte, NC - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 23. **[Mike Morris](https://lendb.ai/lo/mike-morris-476379)** (NMLS 476379), Guild Mortgage, Fairfax, VA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 24. **[Teyona Stewart](https://lendb.ai/lo/teyona-stewart-2215853)** (NMLS 2215853), First Citizens Bank, La Jolla, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Which down payment assistance programs are you approved for here? - Is the assistance a grant, a forgivable loan, or a repayable second? - Are there income, purchase price or first-time buyer limits? Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/district-of-columbia. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._