--- canonical_url: https://lendb.ai/s/down-payment-assistance/florida last_verified: 2026-10-09 --- # Down payment assistance loan officers in Florida As of 2026-10-09, LenDb lists 67 loan officers licensed in or based in Florida whose lender pages show Down payment assistance work. The top-ranked are Tommy Bearint (CrossCountry Mortgage, Tampa), Barbara Dini (Acrisure Mortgage (formerly FBC Mortgage), Orlando) and Kim Foglesong (Guild Mortgage, Boca Raton). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Tommy Bearint](https://lendb.ai/lo/thomas-bearint-226071)** (NMLS 226071), CrossCountry Mortgage, Tampa, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 2. **[Barbara Dini](https://lendb.ai/lo/barbara-dini-286382)** (NMLS 286382), Acrisure Mortgage (formerly FBC Mortgage), Orlando, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 3. **[Kim Foglesong](https://lendb.ai/lo/kim-foglesong-490462)** (NMLS 490462), Guild Mortgage, Boca Raton, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 14 years licensed - No disciplinary actions on file at LenDb 4. **[Sandra Johnson](https://lendb.ai/lo/sandra-johnson-383173)** (NMLS 383173), JPMorgan Chase Bank (Chase Home Lending), Sunrise, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 14 years licensed - No disciplinary actions on file at LenDb 5. **[Rachel Rogers](https://lendb.ai/lo/rachel-rogers-177092)** (NMLS 177092), Guild Mortgage, Orange Park, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 9 years licensed - No disciplinary actions on file at LenDb 6. **[Teechee Buhnerkemper](https://lendb.ai/lo/teechee-buhnerkemper-459860)** (NMLS 459860), Guild Mortgage, Orange Park, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 9 years licensed - No disciplinary actions on file at LenDb 7. **[Terri Hatfield Dull](https://lendb.ai/lo/terri-hatfield-dull-1616752)** (NMLS 1616752), CrossCountry Mortgage, Winter Park, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 9 years licensed - No disciplinary actions on file at LenDb 8. **[Juanita Biles](https://lendb.ai/lo/juanita-biles-519964)** (NMLS 519964), Embrace Home Loans, Gainesville, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 8 years licensed - No disciplinary actions on file at LenDb 9. **[Jevon Robertson](https://lendb.ai/lo/jevon-robertson-763752)** (NMLS 763752), LeaderOne Financial, Oak Brook, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (listed on lender page, verified 2026-10-09) - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 10. **[Rodney Mullins](https://lendb.ai/lo/rodney-mullins-20486)** (NMLS 20486), Union Home Mortgage, Tampa, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 5 years licensed - No disciplinary actions on file at LenDb 11. **[Jorge L Corrales Rodriguez](https://lendb.ai/lo/jorge-l-corrales-rodriguez-598891)** (NMLS 598891), JPMorgan Chase Bank (Chase Home Lending), Miami, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 9 years licensed - No disciplinary actions on file at LenDb 12. **[Shameika Huff](https://lendb.ai/lo/shameika-huff-1722170)** (NMLS 1722170), Embrace Home Loans, Tampa, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 5 years licensed - No disciplinary actions on file at LenDb 13. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (listed on lender page, verified 2026-10-09) - 17 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 14. **[Zach Schwartz](https://lendb.ai/lo/zachary-schwartz-894131)** (NMLS 894131), LeaderOne Financial, Oak Brook, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - 13 years licensed - No disciplinary actions on file at LenDb 15. **[Don Laurentio Dovinh](https://lendb.ai/lo/don-dovinh-2246098)** (NMLS 2246098), Guild Mortgage, Boca Raton, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 3 years licensed - No disciplinary actions on file at LenDb 16. **[Gilbert Salazar](https://lendb.ai/lo/gilbert-salazar-344711)** (NMLS 344711), Guild Mortgage, Irvine, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - 12 years licensed - No disciplinary actions on file at LenDb 17. **[Marla I Oiz](https://lendb.ai/lo/marla-i-oiz-1585532)** (NMLS 1585532), JPMorgan Chase Bank (Chase Home Lending), Miami, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 6 years licensed - No disciplinary actions on file at LenDb 18. **[Mei Mee Yuen](https://lendb.ai/lo/mei-yuen-808120)** (NMLS 808120), Loan Factory - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 19. **[Shawn Peterson](https://lendb.ai/lo/shawn-peterson-2150396)** (NMLS 2150396), CrossCountry Mortgage, Ponte Vedra Beach, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 2 years licensed - No disciplinary actions on file at LenDb 20. **[Chris Martorano](https://lendb.ai/lo/christopher-martorano-130044)** (NMLS 130044), Guild Mortgage, Chicago, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 21. **[Carl Melby](https://lendb.ai/lo/carl-melby-201079)** (NMLS 201079), Guild Mortgage, Aurora, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 22. **[Amber Maurer](https://lendb.ai/lo/amber-maurer-336048)** (NMLS 336048), Barrett Financial Group - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 23. **[Maria Servitad](https://lendb.ai/lo/maria-servitad-1866052)** (NMLS 1866052), JPMorgan Chase Bank (Chase Home Lending), Sweetwater, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 4 years licensed - No disciplinary actions on file at LenDb 24. **[Lisa Wheeler](https://lendb.ai/lo/lisa-wheeler-250774)** (NMLS 250774), Embrace Home Loans, Tampa, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 25. **[Agostino (Augie) Iacono](https://lendb.ai/lo/agostino-augie-iacono-283725)** (NMLS 283725), Barrett Financial Group, Brookfield, WI - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - Which down payment assistance programs are you approved for here? - Is the assistance a grant, a forgivable loan, or a repayable second? - Are there income, purchase price or first-time buyer limits? Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/florida. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._