---
canonical_url: https://lendb.ai/s/down-payment-assistance/hawaii
last_verified: 2026-10-09
---

# Down payment assistance loan officers in Hawaii

As of 2026-10-09, LenDb lists 8 loan officers licensed in or based in Hawaii whose lender pages show Down payment assistance work. The top-ranked are Arthur Buhrer (CrossCountry Mortgage, Sequim), Iris Legaspi (First Citizens Bank, San Diego) and Monica Centeno (Guild Mortgage, Henderson). Ranking is lender-neutral: specialty evidence first, then a license in HI, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Arthur Buhrer](https://lendb.ai/lo/arthur-buhrer-114080)** (NMLS 114080), CrossCountry Mortgage, Sequim, WA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: January 14, 2022 (Colorado), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
3. **[Monica Centeno](https://lendb.ai/lo/monica-centeno-1100009)** (NMLS 1100009), Guild Mortgage, Henderson, NV
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: July 19, 2018 (Florida), per state regulator
4. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: May 25, 2016 (Colorado), per state regulator
5. **[Josh Numbers](https://lendb.ai/lo/joshua-numbers-218459)** (NMLS 218459), CrossCountry Mortgage, Cleveland, OH
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: August 16, 2022 (Colorado), per state regulator
6. **[Damon Blackwell](https://lendb.ai/lo/damon-blackwell-1812775)** (NMLS 1812775), CrossCountry Mortgage, Henderson, NV
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: June 7, 2022 (Florida), per state regulator
7. **[Andy Key](https://lendb.ai/lo/andy-key-195274)** (NMLS 195274), CrossCountry Mortgage, Cottonwood Heights, UT
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
8. **[Teyona Stewart](https://lendb.ai/lo/teyona-stewart-2215853)** (NMLS 2215853), First Citizens Bank, La Jolla, CA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?

Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/hawaii.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._