--- canonical_url: https://lendb.ai/s/down-payment-assistance/indiana last_verified: 2026-10-09 --- # Down payment assistance loan officers in Indiana As of 2026-10-09, LenDb lists 84 loan officers licensed in or based in Indiana whose lender pages show Down payment assistance work. The top-ranked are Jillian Brotan (Guild Mortgage, Merrillville), Clarissa Lora (CrossCountry Mortgage, Mishawaka) and Jennifer Lehman (CrossCountry Mortgage, Mishawaka). Ranking is lender-neutral: specialty evidence first, then a license in IN, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Jillian Brotan](https://lendb.ai/lo/jillian-brotan-1685151)** (NMLS 1685151), Guild Mortgage, Merrillville, IN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Merrillville, IN - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 5 years of experience (lender page, 2026-10-09) 2. **[Clarissa Lora](https://lendb.ai/lo/clarissa-lora-1896451)** (NMLS 1896451), CrossCountry Mortgage, Mishawaka, IN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Mishawaka, IN - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 3. **[Jennifer Lehman](https://lendb.ai/lo/jennifer-lehman-1588449)** (NMLS 1588449), CrossCountry Mortgage, Mishawaka, IN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Mishawaka, IN - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 4. **[Cori Drudge](https://lendb.ai/lo/cori-drudge-229643)** (NMLS 229643), Ruoff Mortgage, Fishers, IN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Fishers, IN - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 27 years of experience (lender page, 2026-10-09) 5. **[Jennifer Meyer](https://lendb.ai/lo/jennifer-meyer-562072)** (NMLS 562072), Ruoff Mortgage, Wabash, IN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Wabash, IN - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 6. **[Wally Lopez](https://lendb.ai/lo/wally-lopez-1831677)** (NMLS 1831677), Fairway Independent Mortgage Corporation, New Palestine, IN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in New Palestine, IN - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) 7. **[Rodney Mullins](https://lendb.ai/lo/rodney-mullins-20486)** (NMLS 20486), Union Home Mortgage, Tampa, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 8. **[Brad Ellett](https://lendb.ai/lo/brad-ellett-1634528)** (NMLS 1634528), Ruoff Mortgage, La Porte, IN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in La Porte, IN - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 9 years of experience (lender page, 2026-10-09) 9. **[George Koutsos](https://lendb.ai/lo/george-koutsos-29613)** (NMLS 29613), CrossCountry Mortgage, Beverly, MA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) - States 35 years of experience (lender page, 2026-10-09) 10. **[Edwin Santiago](https://lendb.ai/lo/edwin-santiago-133618)** (NMLS 133618), CrossCountry Mortgage, Wayne, PA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Colorado records) - States 23 years of experience (lender page, 2026-10-09) 11. **[Ron Haddad](https://lendb.ai/lo/ronald-haddad-204443)** (NMLS 204443), Union Home Mortgage, Arlington Heights, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 12. **[Jason Smith](https://lendb.ai/lo/jason-smith-210839)** (NMLS 210839), CrossCountry Mortgage, Scottsdale, AZ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 13. **[Brian Sewell](https://lendb.ai/lo/brian-sewell-212085)** (NMLS 212085), Guild Mortgage, Frankfort, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 14. **[Joanne Rogers](https://lendb.ai/lo/joanne-rogers-223618)** (NMLS 223618), CrossCountry Mortgage, Deerfield, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 23 years of experience (lender page, 2026-10-09) 15. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 16. **[Kristen Forbes](https://lendb.ai/lo/kristen-forbes-755946)** (NMLS 755946), CrossCountry Mortgage, Hanover Park, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 17. **[Beth Lewis](https://lendb.ai/lo/beth-lewis-219774)** (NMLS 219774), CrossCountry Mortgage, Evanston, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Colorado records) - States 18 years of experience (lender page, 2026-10-09) 18. **[Charles Oliver](https://lendb.ai/lo/charles-oliver-175312)** (NMLS 175312), CrossCountry Mortgage, Delray Beach, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) - States 17 years of experience (lender page, 2026-10-09) 19. **[Scott Kieffner](https://lendb.ai/lo/scott-kieffner-664570)** (NMLS 664570), Ruoff Mortgage, IN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Indiana - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 22 years of experience (lender page, 2026-10-09) 20. **[Stuart Spalt](https://lendb.ai/lo/stuart-spalt-244693)** (NMLS 244693), CrossCountry Mortgage, Columbus, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 21. **[Beth Garrett](https://lendb.ai/lo/beth-garrett-782760)** (NMLS 782760), Ruoff Mortgage - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 11 years of experience (lender page, 2026-10-09) 22. **[Monica Centeno](https://lendb.ai/lo/monica-centeno-1100009)** (NMLS 1100009), Guild Mortgage, Henderson, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 23. **[Nathan Soliday](https://lendb.ai/lo/michael-soliday-166402)** (NMLS 166402), Success Mortgage Partners, Sellersburg, IN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Sellersburg, IN - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 17 years of experience (lender page, 2026-10-09) 24. **[Kim Tubbs](https://lendb.ai/lo/kim-tubbs-1807268)** (NMLS 1807268), Loan Factory - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 5 years of experience (lender page, 2026-10-09) 25. **[Alex Margulis](https://lendb.ai/lo/alexander-margulis-192878)** (NMLS 192878), CrossCountry Mortgage, Chicago, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) ## Questions to ask - Which down payment assistance programs are you approved for here? - Is the assistance a grant, a forgivable loan, or a repayable second? - Are there income, purchase price or first-time buyer limits? Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/indiana. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._