--- canonical_url: https://lendb.ai/s/down-payment-assistance/louisiana last_verified: 2026-10-10 --- # Down payment assistance loan officers in Louisiana As of 2026-10-10, LenDb lists 14 loan officers licensed in or based in Louisiana whose lender pages show Down payment assistance work. The top-ranked are Terilyn Nicely (CrossCountry Mortgage, Kathleen), Charla Smith (CrossCountry Mortgage, Loganville) and Coley Rau (CrossCountry Mortgage, Bryan). Ranking is lender-neutral: specialty evidence first, then a license in LA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Terilyn Nicely](https://lendb.ai/lo/terilyn-nicely-973893)** (NMLS 973893), CrossCountry Mortgage, Kathleen, GA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 4, 2023 (Florida), per state regulator - States 22 years of experience (lender page, 2026-10-09) 2. **[Charla Smith](https://lendb.ai/lo/charla-smith-1651741)** (NMLS 1651741), CrossCountry Mortgage, Loganville, GA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 3. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 10, 2017 (Florida), per state regulator - States 21 years of experience (lender page, 2026-10-09) 4. **[Clarke Southall](https://lendb.ai/lo/clarke-southall-89416)** (NMLS 89416), Guild Mortgage, Baton Rouge, LA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Baton Rouge, LA - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 5. **[Paul Mouledous](https://lendb.ai/lo/paul-mouledous-621582)** (NMLS 621582), JPMorgan Chase Bank (Chase Home Lending), Covington, LA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Covington, LA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 6. **[Renee Davis](https://lendb.ai/lo/renee-davis-786970)** (NMLS 786970), JPMorgan Chase Bank (Chase Home Lending), New Orleans, LA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in New Orleans, LA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 7. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 17, 2017 (Florida), per state regulator 8. **[Shelly Nickles](https://lendb.ai/lo/shelly-nickles-430123)** (NMLS 430123), CrossCountry Mortgage, Montgomery, AL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 14, 2019 (Florida), per state regulator 9. **[Bill Litton](https://lendb.ai/lo/william-litton-147060)** (NMLS 147060), CrossCountry Mortgage, Chadds Ford, PA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 18, 2021 (Florida), per state regulator 10. **[Shawna Talley](https://lendb.ai/lo/shawna-talley-1200909)** (NMLS 1200909), CrossCountry Mortgage, Lynnwood, WA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 25, 2025 (Florida), per state regulator 11. **[Greg Bleyl](https://lendb.ai/lo/gregory-bleyl-117969)** (NMLS 117969), CrossCountry Mortgage, Cleveland, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 15, 2024 (Florida), per state regulator 12. **[Nikkie Bickham](https://lendb.ai/lo/alice-bickham-755411)** (NMLS 755411), Lower, Hughes Springs, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-10) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 15, 2021 (Florida), per state regulator 13. **[Kimberlie McKenzie](https://lendb.ai/lo/kimberlie-mckenzie-1662986)** (NMLS 1662986), Guild Mortgage, Alexandria, LA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Alexandria, LA - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 27 years of experience (lender page, 2026-10-09) 14. **[Nicole Falgout](https://lendb.ai/lo/nicole-falgout-2253729)** (NMLS 2253729), Guild Mortgage, Bentonville, AR - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Which down payment assistance programs are you approved for here? - Is the assistance a grant, a forgivable loan, or a repayable second? - Are there income, purchase price or first-time buyer limits? Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/louisiana. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._