---
canonical_url: https://lendb.ai/s/down-payment-assistance/maine
last_verified: 2026-10-09
---

# Down payment assistance loan officers in Maine

As of 2026-10-09, LenDb lists 17 loan officers licensed in or based in Maine whose lender pages show Down payment assistance work. The top-ranked are Kate Reagan (Guild Mortgage, Easthampton), Sara Wescott (CrossCountry Mortgage, South Portland) and George Koutsos (CrossCountry Mortgage, Beverly). Ranking is lender-neutral: specialty evidence first, then a license in ME, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Kate Reagan](https://lendb.ai/lo/kathryn-reagan-19006)** (NMLS 19006), Guild Mortgage, Easthampton, MA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
2. **[Sara Wescott](https://lendb.ai/lo/sara-wescott-1181982)** (NMLS 1181982), CrossCountry Mortgage, South Portland, ME
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - Office in South Portland, ME
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
3. **[George Koutsos](https://lendb.ai/lo/george-koutsos-29613)** (NMLS 29613), CrossCountry Mortgage, Beverly, MA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2013 (per Florida records)
   - States 35 years of experience (lender page, 2026-10-09)
4. **[Ric Beaudoin](https://lendb.ai/lo/ric-beaudoin-37281)** (NMLS 37281), CrossCountry Mortgage, Salem, NH
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 38 years of experience (lender page, 2026-10-09)
5. **[Erin Hendricks](https://lendb.ai/lo/dennis-hendricks-90634)** (NMLS 90634), Intercap Lending, Pleasant Grove, UT
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
6. **[Joanne Rogers](https://lendb.ai/lo/joanne-rogers-223618)** (NMLS 223618), CrossCountry Mortgage, Deerfield, IL
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2020 (per Florida records)
   - States 23 years of experience (lender page, 2026-10-09)
7. **[Leo Turco](https://lendb.ai/lo/leo-turco-706769)** (NMLS 706769), CrossCountry Mortgage, Topsfield, MA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 25 years of experience (lender page, 2026-10-09)
8. **[Alex Margulis](https://lendb.ai/lo/alexander-margulis-192878)** (NMLS 192878), CrossCountry Mortgage, Chicago, IL
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2013 (per Florida records)
9. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
10. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Colorado records)
11. **[Yasmine Turco](https://lendb.ai/lo/yasmine-turco-1938286)** (NMLS 1938286), CrossCountry Mortgage, Topsfield, MA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 7 years of experience (lender page, 2026-10-09)
12. **[Bill Litton](https://lendb.ai/lo/william-litton-147060)** (NMLS 147060), CrossCountry Mortgage, Chadds Ford, PA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
13. **[John Gnisci](https://lendb.ai/lo/john-gnisci-727328)** (NMLS 727328), CrossCountry Mortgage, Sarasota, FL
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
14. **[Josh Numbers](https://lendb.ai/lo/joshua-numbers-218459)** (NMLS 218459), CrossCountry Mortgage, Cleveland, OH
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Colorado records)
15. **[Alyssa Caliendo](https://lendb.ai/lo/alyssa-caliendo-1849915)** (NMLS 1849915), CrossCountry Mortgage, San Diego, CA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2026 (per Florida records)
16. **[Trevor McFarland](https://lendb.ai/lo/trevor-mcfarland-38803)** (NMLS 38803), Guild Mortgage, Worcester, MA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2020 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
17. **[Michael Bush](https://lendb.ai/lo/michael-bush-67031)** (NMLS 67031), Guild Mortgage, North Attleboro, MA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
   - States 25 years of experience (lender page, 2026-10-09)

## Questions to ask

- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?

Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/maine.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
