---
canonical_url: https://lendb.ai/s/down-payment-assistance/nebraska
last_verified: 2026-10-09
---

# Down payment assistance loan officers in Nebraska

As of 2026-10-09, LenDb lists 14 loan officers licensed in or based in Nebraska whose lender pages show Down payment assistance work. The top-ranked are John Higdon (Guild Mortgage, Waterloo), Jason Smith (CrossCountry Mortgage, Scottsdale) and Coley Rau (CrossCountry Mortgage, Bryan). Ranking is lender-neutral: specialty evidence first, then a license in NE, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[John Higdon](https://lendb.ai/lo/john-higdon-929683)** (NMLS 929683), Guild Mortgage, Waterloo, IA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
   - States 14 years of experience (lender page, 2026-10-09)
2. **[Jason Smith](https://lendb.ai/lo/jason-smith-210839)** (NMLS 210839), CrossCountry Mortgage, Scottsdale, AZ
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Florida records)
   - States 22 years of experience (lender page, 2026-10-09)
3. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
   - States 21 years of experience (lender page, 2026-10-09)
4. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
5. **[Monica Centeno](https://lendb.ai/lo/monica-centeno-1100009)** (NMLS 1100009), Guild Mortgage, Henderson, NV
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Florida records)
6. **[J Rankin](https://lendb.ai/lo/j-rankin-507279)** (NMLS 507279), JPMorgan Chase Bank (Chase Home Lending), Gretna, NE
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - Office in Gretna, NE
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
7. **[Israel Sanchez](https://lendb.ai/lo/israel-sanchez-2181978)** (NMLS 2181978), Loan Factory
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
8. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
9. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Colorado records)
10. **[Aaron Abed](https://lendb.ai/lo/aaron-abed-335548)** (NMLS 335548), CrossCountry Mortgage, Bloomington, MN
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
11. **[Cody McHugh](https://lendb.ai/lo/cody-mchugh-1181777)** (NMLS 1181777), CrossCountry Mortgage, Greenwood Village, CO
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Colorado records)
12. **[Teyona Stewart](https://lendb.ai/lo/teyona-stewart-2215853)** (NMLS 2215853), First Citizens Bank, La Jolla, CA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
13. **[Greg Mattern](https://lendb.ai/lo/greg-mattern-1081954)** (NMLS 1081954), Guild Mortgage, Windsor, CO
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Colorado records)
14. **[Erin Trescott](https://lendb.ai/lo/erin-trescott-457124)** (NMLS 457124), Guild Mortgage, Omaha, NE
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - Office in Omaha, NE
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?

Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/nebraska.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._