--- canonical_url: https://lendb.ai/s/down-payment-assistance/nevada last_verified: 2026-10-09 --- # Down payment assistance loan officers in Nevada As of 2026-10-09, LenDb lists 32 loan officers licensed in or based in Nevada whose lender pages show Down payment assistance work. The top-ranked are Jenny Cox (Guild Mortgage, Henderson), Camille Olson (Barrett Financial Group, Chandler) and Monica Centeno (Guild Mortgage, Henderson). Ranking is lender-neutral: specialty evidence first, then a license in NV, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Jenny Cox](https://lendb.ai/lo/jennifer-june-cox-1226731)** (NMLS 1226731), Guild Mortgage, Henderson, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Henderson, NV - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) 2. **[Camille Olson](https://lendb.ai/lo/camille-olson-474281)** (NMLS 474281), Barrett Financial Group, Chandler, AZ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 3. **[Monica Centeno](https://lendb.ai/lo/monica-centeno-1100009)** (NMLS 1100009), Guild Mortgage, Henderson, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Henderson, NV - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 4. **[Kim Fernandez](https://lendb.ai/lo/kim-fernandez-1901745)** (NMLS 1901745), Guild Mortgage, Las Vegas, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Las Vegas, NV - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) 5. **[Erin Hendricks](https://lendb.ai/lo/dennis-hendricks-90634)** (NMLS 90634), Intercap Lending, Pleasant Grove, UT - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 6. **[Jason Smith](https://lendb.ai/lo/jason-smith-210839)** (NMLS 210839), CrossCountry Mortgage, Scottsdale, AZ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 7. **[Geldie Richardson](https://lendb.ai/lo/geldie-richardson-231386)** (NMLS 231386), Envoy Mortgage, Auburn, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 8. **[April Janas](https://lendb.ai/lo/april-janas-299013)** (NMLS 299013), CrossCountry Mortgage, Puyallup, WA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 9. **[Beth Lewis](https://lendb.ai/lo/beth-lewis-219774)** (NMLS 219774), CrossCountry Mortgage, Evanston, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Colorado records) - States 18 years of experience (lender page, 2026-10-09) 10. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) 11. **[AJ Molina](https://lendb.ai/lo/aj-molina-1660792)** (NMLS 1660792), Intercap Lending, St. George, UT - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) 12. **[David K Bailey](https://lendb.ai/lo/david-bailey-369541)** (NMLS 369541), Loan Factory - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 13. **[Walter Hernandez](https://lendb.ai/lo/walter-hernandez-366030)** (NMLS 366030), JPMorgan Chase Bank (Chase Home Lending), Las Vegas, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Las Vegas, NV - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 14. **[Alex Margulis](https://lendb.ai/lo/alexander-margulis-192878)** (NMLS 192878), CrossCountry Mortgage, Chicago, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) 15. **[Israel Sanchez](https://lendb.ai/lo/israel-sanchez-2181978)** (NMLS 2181978), Loan Factory - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) 16. **[Damon Blackwell](https://lendb.ai/lo/damon-blackwell-1812775)** (NMLS 1812775), CrossCountry Mortgage, Henderson, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Henderson, NV - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 17. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 18. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 19. **[Kody Condie](https://lendb.ai/lo/kody-condie-1742865)** (NMLS 1742865), CrossCountry Mortgage, Cottonwood Heights, UT - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Colorado records) 20. **[Donna Duvall](https://lendb.ai/lo/donna-duvall-611758)** (NMLS 611758), CrossCountry Mortgage, Henderson, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Henderson, NV - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[John King](https://lendb.ai/lo/john-king-453426)** (NMLS 453426), CrossCountry Mortgage, Roseville, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 22. **[Amy Herber](https://lendb.ai/lo/amy-herber-880954)** (NMLS 880954), American Pacific Mortgage, Eagle, ID - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Colorado records) 23. **[Shawna Talley](https://lendb.ai/lo/shawna-talley-1200909)** (NMLS 1200909), CrossCountry Mortgage, Lynnwood, WA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 24. **[Don Garrett](https://lendb.ai/lo/don-garrett-418862)** (NMLS 418862), Guild Mortgage, Portland, OR - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 25. **[Tara Nicole Gonzalez](https://lendb.ai/lo/tara-gonzalez-1591964)** (NMLS 1591964), Guild Mortgage, Elko, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Elko, NV - NV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 14 years of experience (lender page, 2026-10-09) ## Questions to ask - Which down payment assistance programs are you approved for here? - Is the assistance a grant, a forgivable loan, or a repayable second? - Are there income, purchase price or first-time buyer limits? Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/nevada. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._