--- canonical_url: https://lendb.ai/s/down-payment-assistance/new-mexico last_verified: 2026-10-11 --- # Down payment assistance loan officers in New Mexico As of 2026-10-11, LenDb lists 20 loan officers licensed in or based in New Mexico whose lender pages show Down payment assistance work. The top-ranked are Kellie Buchanan (Highlands Residential Mortgage, Angel Fire), Christopher Gonzales (JPMorgan Chase Bank (Chase Home Lending), Albuquerque) and Shawn Garner (Guild Mortgage, Centennial). Ranking is lender-neutral: specialty evidence first, then a license in NM, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Kellie Buchanan](https://lendb.ai/lo/kellie-buchanan-744052)** (NMLS 744052), Highlands Residential Mortgage, Angel Fire, NM - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Angel Fire, NM - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Colorado records) - States 34 years of experience (lender page, 2026-10-09) 2. **[Christopher Gonzales](https://lendb.ai/lo/christopher-gonzales-403871)** (NMLS 403871), JPMorgan Chase Bank (Chase Home Lending), Albuquerque, NM - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Albuquerque, NM - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 15 years of experience (lender page, 2026-10-09) 3. **[Shawn Garner](https://lendb.ai/lo/shawn-garner-1035302)** (NMLS 1035302), Guild Mortgage, Centennial, CO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Colorado records) 4. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 5. **[Erin Hendricks](https://lendb.ai/lo/dennis-hendricks-90634)** (NMLS 90634), Intercap Lending, Pleasant Grove, UT - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 6. **[Jason Smith](https://lendb.ai/lo/jason-smith-210839)** (NMLS 210839), CrossCountry Mortgage, Scottsdale, AZ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 7. **[Geldie Richardson](https://lendb.ai/lo/geldie-richardson-231386)** (NMLS 231386), Envoy Mortgage, Auburn, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 8. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) 9. **[Monica Centeno](https://lendb.ai/lo/monica-centeno-1100009)** (NMLS 1100009), Guild Mortgage, Henderson, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 10. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 11. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 12. **[Kelly McReynolds](https://lendb.ai/lo/kelly-mcreynolds-1480497)** (NMLS 1480497), Guild Mortgage, Albuquerque, NM - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Albuquerque, NM - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) 13. **[Cody McHugh](https://lendb.ai/lo/cody-mchugh-1181777)** (NMLS 1181777), CrossCountry Mortgage, Greenwood Village, CO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) 14. **[Eddie Didio](https://lendb.ai/lo/ovadia-didio-349240)** (NMLS 349240), CMG Home Loans, Las Vegas, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-11) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 15. **[Abraham Inzunza](https://lendb.ai/lo/abraham-inzunza-2082220)** (NMLS 2082220), CrossCountry Mortgage, Tucson, AZ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) 16. **[Beatriz Villalobos](https://lendb.ai/lo/beatriz-villalobos-2175864)** (NMLS 2175864), CrossCountry Mortgage, Sierra Vista, AZ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) 17. **[Rachelle Coffey](https://lendb.ai/lo/rachelle-coffey-203664)** (NMLS 203664), Homeowners Financial Group, Scottsdale, AZ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) 18. **[Teyona Stewart](https://lendb.ai/lo/teyona-stewart-2215853)** (NMLS 2215853), First Citizens Bank, La Jolla, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) 19. **[Greg Mattern](https://lendb.ai/lo/greg-mattern-1081954)** (NMLS 1081954), Guild Mortgage, Windsor, CO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) 20. **[Gregory Doss](https://lendb.ai/lo/gregory-doss-1787756)** (NMLS 1787756), Guild Mortgage, Albuquerque, NM - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Albuquerque, NM - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Which down payment assistance programs are you approved for here? - Is the assistance a grant, a forgivable loan, or a repayable second? - Are there income, purchase price or first-time buyer limits? Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/new-mexico. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._