---
canonical_url: https://lendb.ai/s/down-payment-assistance/north-dakota
last_verified: 2026-10-09
---

# Down payment assistance loan officers in North Dakota

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in North Dakota whose lender pages show Down payment assistance work. The top-ranked are Arthur Buhrer (CrossCountry Mortgage, Sequim), Coley Rau (CrossCountry Mortgage, Bryan) and Andre Yarina (CrossCountry Mortgage, Cleveland). Ranking is lender-neutral: specialty evidence first, then a license in ND, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Arthur Buhrer](https://lendb.ai/lo/arthur-buhrer-114080)** (NMLS 114080), CrossCountry Mortgage, Sequim, WA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Colorado records)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
   - States 21 years of experience (lender page, 2026-10-09)
3. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
4. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Colorado records)
5. **[Don Williams](https://lendb.ai/lo/donald-williams-1031805)** (NMLS 1031805), CrossCountry Mortgage, Cleveland, OH
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)

## Questions to ask

- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?

Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/north-dakota.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._