--- canonical_url: https://lendb.ai/s/down-payment-assistance/oklahoma last_verified: 2026-10-10 --- # Down payment assistance loan officers in Oklahoma As of 2026-10-10, LenDb lists 25 loan officers licensed in or based in Oklahoma whose lender pages show Down payment assistance work. The top-ranked are Kellie Buchanan (Highlands Residential Mortgage, Angel Fire), Camille Olson (Barrett Financial Group, Chandler) and Doug Luza (Guild Mortgage, Katy). Ranking is lender-neutral: specialty evidence first, then a license in OK, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Kellie Buchanan](https://lendb.ai/lo/kellie-buchanan-744052)** (NMLS 744052), Highlands Residential Mortgage, Angel Fire, NM - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Colorado records) - States 34 years of experience (lender page, 2026-10-09) 2. **[Camille Olson](https://lendb.ai/lo/camille-olson-474281)** (NMLS 474281), Barrett Financial Group, Chandler, AZ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 3. **[Doug Luza](https://lendb.ai/lo/douglas-luza-311377)** (NMLS 311377), Guild Mortgage, Katy, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 4. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 5. **[Daniel Campa](https://lendb.ai/lo/daniel-campa-176759)** (NMLS 176759), CrossCountry Mortgage, Dallas, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 6. **[Jenay Bowen](https://lendb.ai/lo/jenay-bowen-207433)** (NMLS 207433), CrossCountry Mortgage, Rockwall, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 22 years of experience (lender page, 2026-10-09) 7. **[Jason Smith](https://lendb.ai/lo/jason-smith-210839)** (NMLS 210839), CrossCountry Mortgage, Scottsdale, AZ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 8. **[Charles Oliver](https://lendb.ai/lo/charles-oliver-175312)** (NMLS 175312), CrossCountry Mortgage, Delray Beach, FL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) - States 17 years of experience (lender page, 2026-10-09) 9. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 10. **[Monica Centeno](https://lendb.ai/lo/monica-centeno-1100009)** (NMLS 1100009), Guild Mortgage, Henderson, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 11. **[Darin Darling](https://lendb.ai/lo/darin-darling-514140)** (NMLS 514140), JPMorgan Chase Bank (Chase Home Lending), Edmond, OK - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Edmond, OK - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 12. **[Brittany Kuchelmeister](https://lendb.ai/lo/brittany-kuchelmeister-1035668)** (NMLS 1035668), CrossCountry Mortgage, Dallas, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 13. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 14. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 15. **[John King](https://lendb.ai/lo/john-king-453426)** (NMLS 453426), CrossCountry Mortgage, Roseville, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 16. **[Lacey Moores](https://lendb.ai/lo/lacey-moores-681629)** (NMLS 681629), CrossCountry Mortgage, Lees Summit, MO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 17. **[Tim Singleton](https://lendb.ai/lo/timothy-singleton-275059)** (NMLS 275059), CrossCountry Mortgage, Addison, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 18. **[Matthew Richardson](https://lendb.ai/lo/matthew-richardson-621510)** (NMLS 621510), CrossCountry Mortgage, Houston, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 19. **[Andrew Semple](https://lendb.ai/lo/andrew-semple-771096)** (NMLS 771096), CrossCountry Mortgage, Cleveland, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[Brady Swindler](https://lendb.ai/lo/brady-swindler-1779182)** (NMLS 1779182), LeaderOne Financial, Overland Park, KS - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[Christina Thluai](https://lendb.ai/lo/christina-thluai-1471916)** (NMLS 1471916), CrossCountry Mortgage, Indianapolis, IN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 22. **[Nikkie Bickham](https://lendb.ai/lo/alice-bickham-755411)** (NMLS 755411), Lower, Hughes Springs, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-10) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 23. **[Teyona Stewart](https://lendb.ai/lo/teyona-stewart-2215853)** (NMLS 2215853), First Citizens Bank, La Jolla, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[William Adams](https://lendb.ai/lo/william-adams-1450122)** (NMLS 1450122), Guild Mortgage, Fort Worth, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Francis X Ruzicka](https://lendb.ai/lo/francis-x-ruzicka-232598)** (NMLS 232598), Guild Mortgage, Chesterfield, MO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Which down payment assistance programs are you approved for here? - Is the assistance a grant, a forgivable loan, or a repayable second? - Are there income, purchase price or first-time buyer limits? Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/oklahoma. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._