---
canonical_url: https://lendb.ai/s/down-payment-assistance/rhode-island
last_verified: 2026-10-09
---

# Down payment assistance loan officers in Rhode Island

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in Rhode Island whose lender pages show Down payment assistance work. The top-ranked are Kate Reagan (Guild Mortgage, Easthampton), George Koutsos (CrossCountry Mortgage, Beverly) and Andre Yarina (CrossCountry Mortgage, Cleveland). Ranking is lender-neutral: specialty evidence first, then a license in RI, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Kate Reagan](https://lendb.ai/lo/kathryn-reagan-19006)** (NMLS 19006), Guild Mortgage, Easthampton, MA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - Licensed in RI (listed on lender page, verified 2026-10-09)
   - 7 years licensed
   - No disciplinary actions on file at LenDb
2. **[George Koutsos](https://lendb.ai/lo/george-koutsos-29613)** (NMLS 29613), CrossCountry Mortgage, Beverly, MA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - Licensed in RI (listed on lender page, verified 2026-10-09)
   - 13 years licensed
   - No disciplinary actions on file at LenDb
3. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - Licensed in RI (listed on lender page, verified 2026-10-09)
   - 8 years licensed
   - No disciplinary actions on file at LenDb
4. **[Alyssa Caliendo](https://lendb.ai/lo/alyssa-caliendo-1849915)** (NMLS 1849915), CrossCountry Mortgage, San Diego, CA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - Licensed in RI (listed on lender page, verified 2026-10-09)
   - 5 years licensed
   - No disciplinary actions on file at LenDb
5. **[Michael Bush](https://lendb.ai/lo/michael-bush-67031)** (NMLS 67031), Guild Mortgage, North Attleboro, MA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - Licensed in RI (listed on lender page, verified 2026-10-09)
   - 2 years licensed
   - No disciplinary actions on file at LenDb

## Questions to ask

- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?

Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/rhode-island.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._