--- canonical_url: https://lendb.ai/s/down-payment-assistance/south-carolina last_verified: 2026-10-10 --- # Down payment assistance loan officers in South Carolina As of 2026-10-10, LenDb lists 59 loan officers licensed in or based in South Carolina whose lender pages show Down payment assistance work. The top-ranked are Mark Niosi (CrossCountry Mortgage, Dunkirk), Sonya Pitt (Lower, Goose Creek) and Hope Sloan (CrossCountry Mortgage, Summerville). Ranking is lender-neutral: specialty evidence first, then a license in SC, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Mark Niosi](https://lendb.ai/lo/mark-niosi-216306)** (NMLS 216306), CrossCountry Mortgage, Dunkirk, MD - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 23, 2020 (Florida), per state regulator - States 24 years of experience (lender page, 2026-10-09) 2. **[Sonya Pitt](https://lendb.ai/lo/sonya-pitt-182524)** (NMLS 182524), Lower, Goose Creek, SC - Lists Down payment assistance on lender page (lender page, verified 2026-10-10) - Office in Goose Creek, SC - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 27 years of experience (lender page, 2026-10-10) 3. **[Hope Sloan](https://lendb.ai/lo/hope-sloan-1997161)** (NMLS 1997161), CrossCountry Mortgage, Summerville, SC - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Summerville, SC - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 4. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 27, 2016 (Colorado), per state regulator 5. **[George Koutsos](https://lendb.ai/lo/george-koutsos-29613)** (NMLS 29613), CrossCountry Mortgage, Beverly, MA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 11, 2013 (Florida), per state regulator - States 35 years of experience (lender page, 2026-10-09) 6. **[Renee Henderson](https://lendb.ai/lo/renee-henderson-112786)** (NMLS 112786), CrossCountry Mortgage, Dunn, NC - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 7. **[Joanne Rogers](https://lendb.ai/lo/joanne-rogers-223618)** (NMLS 223618), CrossCountry Mortgage, Deerfield, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 24, 2020 (Florida), per state regulator - States 23 years of experience (lender page, 2026-10-09) 8. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 10, 2017 (Florida), per state regulator - States 21 years of experience (lender page, 2026-10-09) 9. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 11, 2017 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 10. **[April Janas](https://lendb.ai/lo/april-janas-299013)** (NMLS 299013), CrossCountry Mortgage, Puyallup, WA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 12, 2026 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 11. **[Mark Lynch](https://lendb.ai/lo/mark-lynch-22882)** (NMLS 22882), Guild Mortgage, Winchester, VA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 23, 2019 (Florida), per state regulator 12. **[Beth Lewis](https://lendb.ai/lo/beth-lewis-219774)** (NMLS 219774), CrossCountry Mortgage, Evanston, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 6, 2010 (Colorado), per state regulator - States 18 years of experience (lender page, 2026-10-09) 13. **[Ryan Lee](https://lendb.ai/lo/ryan-lee-928879)** (NMLS 928879), Guild Mortgage, Mount Pleasant, SC - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Mount Pleasant, SC - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 14. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 15. **[Chris Dennison](https://lendb.ai/lo/chris-dennison-850828)** (NMLS 850828), Churchill Mortgage, Wyoming, MI - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 16. **[Monica Centeno](https://lendb.ai/lo/monica-centeno-1100009)** (NMLS 1100009), Guild Mortgage, Henderson, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 19, 2018 (Florida), per state regulator 17. **[Alex Margulis](https://lendb.ai/lo/alexander-margulis-192878)** (NMLS 192878), CrossCountry Mortgage, Chicago, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 26, 2013 (Florida), per state regulator 18. **[Jennifer Calista](https://lendb.ai/lo/jennifer-calista-535313)** (NMLS 535313), JPMorgan Chase Bank (Chase Home Lending), Myrtle Beach, SC - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Myrtle Beach, SC - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 19. **[Mary Terry](https://lendb.ai/lo/mary-terry-2415840)** (NMLS 2415840), CrossCountry Mortgage, Anderson, SC - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Anderson, SC - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 5 years of experience (lender page, 2026-10-09) 20. **[Jon Buerkert](https://lendb.ai/lo/jonathan-buerkert-1940342)** (NMLS 1940342), CrossCountry Mortgage, Lexington, SC - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Office in Lexington, SC - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 2, 2021 (Florida), per state regulator 21. **[Rodney Mason](https://lendb.ai/lo/rodney-mason-151088)** (NMLS 151088), CrossCountry Mortgage, Atlanta, GA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 15, 2017 (Florida), per state regulator 22. **[Brittany McLendon](https://lendb.ai/lo/brittany-mclendon-1217704)** (NMLS 1217704), CrossCountry Mortgage, Monroe, GA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 21, 2017 (Florida), per state regulator 23. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 25, 2016 (Colorado), per state regulator 24. **[Tyler Berg](https://lendb.ai/lo/tyler-berg-1681256)** (NMLS 1681256), CrossCountry Mortgage, Columbus, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 11, 2018 (Florida), per state regulator 25. **[Laura Jolin](https://lendb.ai/lo/laura-jolin-180002)** (NMLS 180002), CrossCountry Mortgage, Peachtree City, GA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 30, 2017 (Florida), per state regulator ## Questions to ask - Which down payment assistance programs are you approved for here? - Is the assistance a grant, a forgivable loan, or a repayable second? - Are there income, purchase price or first-time buyer limits? Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/south-carolina. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._