---
canonical_url: https://lendb.ai/s/down-payment-assistance/south-dakota
last_verified: 2026-10-09
---

# Down payment assistance loan officers in South Dakota

As of 2026-10-09, LenDb lists 6 loan officers licensed in or based in South Dakota whose lender pages show Down payment assistance work. The top-ranked are Coley Rau (CrossCountry Mortgage, Bryan), Ashlee Shipley (Fairway Independent Mortgage Corporation, Salt Lake City) and Andre Yarina (CrossCountry Mortgage, Cleveland). Ranking is lender-neutral: specialty evidence first, then a license in SD, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
   - States 21 years of experience (lender page, 2026-10-09)
2. **[Ashlee Shipley](https://lendb.ai/lo/ashlee-shipley-1280022)** (NMLS 1280022), Fairway Independent Mortgage Corporation, Salt Lake City, UT
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
3. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
4. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Colorado records)
5. **[Josh Rivers](https://lendb.ai/lo/josh-rivers-413732)** (NMLS 413732), CrossCountry Mortgage, Eugene, OR
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
6. **[Bridget Ische](https://lendb.ai/lo/bridget-ische-480187)** (NMLS 480187), Guild Mortgage, Prior Lake, MN
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)

## Questions to ask

- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?

Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/south-dakota.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._