--- canonical_url: https://lendb.ai/s/down-payment-assistance/texas last_verified: 2026-10-09 --- # Down payment assistance loan officers in Texas As of 2026-10-09, LenDb lists 229 loan officers licensed in or based in Texas whose lender pages show Down payment assistance work. The top-ranked are Andrew Postell (CrossCountry Mortgage, Bedford), Melinda Munoz (Union Home Mortgage) and Ashley Van Meter (Guild Mortgage, Kingwood). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Andrew Postell](https://lendb.ai/lo/andrew-postell-392627)** (NMLS 392627), CrossCountry Mortgage, Bedford, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 15 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 2. **[Melinda Munoz](https://lendb.ai/lo/melinda-munoz-293463)** (NMLS 293463), Union Home Mortgage, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 26 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 3. **[Ashley Van Meter](https://lendb.ai/lo/ashley-van-meter-274016)** (NMLS 274016), Guild Mortgage, Kingwood, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 4. **[Glenda Gore](https://lendb.ai/lo/glenda-gore-331384)** (NMLS 331384), Union Home Mortgage, Atascocita, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 40 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 5. **[Scott Bradley](https://lendb.ai/lo/scott-bradley-374892)** (NMLS 374892), Guild Mortgage, Granbury, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 25 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 6. **[Lily Loh](https://lendb.ai/lo/lily-loh-289125)** (NMLS 289125), Loan Factory, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 25 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 7. **[Rob Parham](https://lendb.ai/lo/rob-parham-195722)** (NMLS 195722), CrossCountry Mortgage, Plano, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 26 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 8. **[Jenay Bowen](https://lendb.ai/lo/jenay-bowen-207433)** (NMLS 207433), CrossCountry Mortgage, Rockwall, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 22 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 9. **[Kristie Van Huis](https://lendb.ai/lo/kristie-van-huis-266847)** (NMLS 266847), CrossCountry Mortgage, Tyler, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 25 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 10. **[Karen Wood](https://lendb.ai/lo/karen-wood-1391130)** (NMLS 1391130), CrossCountry Mortgage, Houston, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 11. **[Rachelle Coffey](https://lendb.ai/lo/rachelle-coffey-203664)** (NMLS 203664), Homeowners Financial Group, Scottsdale, AZ - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - 27 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 12. **[Charla Smith](https://lendb.ai/lo/charla-smith-1651741)** (NMLS 1651741), CrossCountry Mortgage, Loganville, GA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 13. **[Doug Luza](https://lendb.ai/lo/douglas-luza-311377)** (NMLS 311377), Guild Mortgage, Katy, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 5 years licensed - No disciplinary actions on file at LenDb 14. **[Chris Puckett](https://lendb.ai/lo/chris-puckett-738195)** (NMLS 738195), JPMorgan Chase Bank (Chase Home Lending), Plano, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - No disciplinary actions on file at LenDb 15. **[Ed Rowe III](https://lendb.ai/lo/ed-rowe-iii-262647)** (NMLS 262647), Loan Factory, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 7 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 16. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - 17 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 17. **[Brittany Kuchelmeister](https://lendb.ai/lo/brittany-kuchelmeister-1035668)** (NMLS 1035668), CrossCountry Mortgage, Dallas, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 11 years licensed - No disciplinary actions on file at LenDb 18. **[Kelly Ollendorff](https://lendb.ai/lo/kelly-ollendorff-217393)** (NMLS 217393), Homeowners Financial Group, Austin, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 2 years licensed - No disciplinary actions on file at LenDb 19. **[Q Clark](https://lendb.ai/lo/q-clark-2152449)** (NMLS 2152449), Guild Mortgage, Denver, CO - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 20. **[Nathan Sommers](https://lendb.ai/lo/nathan-sommers-180395)** (NMLS 180395), CrossCountry Mortgage, Forest Hill, MD - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 21. **[Margot De La Paz](https://lendb.ai/lo/margot-de-la-paz-177080)** (NMLS 177080), Guild Mortgage, San Antonio, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 22. **[Chuck Espinoza](https://lendb.ai/lo/chuck-espinoza-1153841)** (NMLS 1153841), Guild Mortgage, San Antonio, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 32 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 23. **[Jamey Hodge](https://lendb.ai/lo/jamey-hodge-11343)** (NMLS 11343), Guild Mortgage, Arlington, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - No disciplinary actions on file at LenDb 24. **[Chris Martorano](https://lendb.ai/lo/christopher-martorano-130044)** (NMLS 130044), Guild Mortgage, Chicago, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 25. **[Cheryl S New](https://lendb.ai/lo/cheryl-new-218555)** (NMLS 218555), Guild Mortgage, Stephenville, TX - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in TX (listed on lender page, verified 2026-10-09) - Branch in Texas - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb ## Questions to ask - Which down payment assistance programs are you approved for here? - Is the assistance a grant, a forgivable loan, or a repayable second? - Are there income, purchase price or first-time buyer limits? Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/texas. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._