--- canonical_url: https://lendb.ai/s/down-payment-assistance/wisconsin last_verified: 2026-10-09 --- # Down payment assistance loan officers in Wisconsin As of 2026-10-09, LenDb lists 45 loan officers licensed in or based in Wisconsin whose lender pages show Down payment assistance work. The top-ranked are John Higdon (Guild Mortgage, Waterloo), Iris Legaspi (First Citizens Bank, San Diego) and Kristi Piatz (Guild Mortgage, Edina). Ranking is lender-neutral: specialty evidence first, then a license in WI, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[John Higdon](https://lendb.ai/lo/john-higdon-929683)** (NMLS 929683), Guild Mortgage, Waterloo, IA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 6 years licensed 2. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 17 years experience (stated on lender page, 2026-10-09) 3. **[Kristi Piatz](https://lendb.ai/lo/kristin-piatz-452537)** (NMLS 452537), Guild Mortgage, Edina, MN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 5 years licensed 4. **[Zach Schwartz](https://lendb.ai/lo/zachary-schwartz-894131)** (NMLS 894131), LeaderOne Financial, Oak Brook, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 13 years licensed 5. **[Kristen Forbes](https://lendb.ai/lo/kristen-forbes-755946)** (NMLS 755946), CrossCountry Mortgage, Hanover Park, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 7 years licensed 6. **[Ellie Breitbach](https://lendb.ai/lo/elizabeth-breitbach-1849568)** (NMLS 1849568), Guild Mortgage, Prior Lake, MN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 6 years licensed 7. **[Dave Amelsberg](https://lendb.ai/lo/dave-amelsberg-373394)** (NMLS 373394), CrossCountry Mortgage, Stillwater, MN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 20 years experience (stated on lender page, 2026-10-09) 8. **[Monica Centeno](https://lendb.ai/lo/monica-centeno-1100009)** (NMLS 1100009), Guild Mortgage, Henderson, NV - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 8 years licensed 9. **[Ashlee Shipley](https://lendb.ai/lo/ashlee-shipley-1280022)** (NMLS 1280022), Fairway Independent Mortgage Corporation, Salt Lake City, UT - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) 10. **[Beth Lewis](https://lendb.ai/lo/beth-lewis-219774)** (NMLS 219774), CrossCountry Mortgage, Evanston, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 15 years licensed 11. **[Alex Margulis](https://lendb.ai/lo/alexander-margulis-192878)** (NMLS 192878), CrossCountry Mortgage, Chicago, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 13 years licensed 12. **[Jess Rielly](https://lendb.ai/lo/jessica-rielly-607876)** (NMLS 607876), Envoy Mortgage, Roscoe, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 5 years licensed 13. **[Joanne Rogers](https://lendb.ai/lo/joanne-rogers-223618)** (NMLS 223618), CrossCountry Mortgage, Deerfield, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 12 years licensed 14. **[Ron Haddad](https://lendb.ai/lo/ronald-haddad-204443)** (NMLS 204443), Union Home Mortgage, Arlington Heights, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 3 years licensed 15. **[Nessah Jones](https://lendb.ai/lo/nessah-jones-1846512)** (NMLS 1846512), JPMorgan Chase Bank (Chase Home Lending), Milwaukee, WI - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Branch in Wisconsin; no license list on file yet, verify at NMLS Consumer Access - 10 years experience (stated on lender page, 2026-10-09) 16. **[Juan Agustin Fleitas](https://lendb.ai/lo/juan-fleitas-219823)** (NMLS 219823), CrossCountry Mortgage, Berwyn, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 9 years licensed 17. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 9 years licensed 18. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 8 years licensed 19. **[Aaron Abed](https://lendb.ai/lo/aaron-abed-335548)** (NMLS 335548), CrossCountry Mortgage, Bloomington, MN - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 7 years licensed 20. **[Greg Bleyl](https://lendb.ai/lo/gregory-bleyl-117969)** (NMLS 117969), CrossCountry Mortgage, Cleveland, OH - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 8 years licensed 21. **[Brian Sewell](https://lendb.ai/lo/brian-sewell-212085)** (NMLS 212085), Guild Mortgage, Frankfort, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 4 years licensed 22. **[Sandra Benitez](https://lendb.ai/lo/sandra-benitez-447074)** (NMLS 447074), JPMorgan Chase Bank (Chase Home Lending), Milwaukee, WI - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Branch in Wisconsin; no license list on file yet, verify at NMLS Consumer Access 23. **[Ana Munoz](https://lendb.ai/lo/ana-munoz-1657973)** (NMLS 1657973), JPMorgan Chase Bank (Chase Home Lending), Kenosha, WI - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Branch in Wisconsin; no license list on file yet, verify at NMLS Consumer Access 24. **[Bruce Biggers](https://lendb.ai/lo/bruce-biggers-227665)** (NMLS 227665), CrossCountry Mortgage, Chicago, IL - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Licensed in WI (listed on lender page, verified 2026-10-09) - 3 years licensed 25. **[Charles J Sindelar](https://lendb.ai/lo/charles-j-sindelar-915408)** (NMLS 915408), JPMorgan Chase Bank (Chase Home Lending), Brookfield, WI - Lists Down payment assistance on lender page (lender page, verified 2026-10-09) - Branch in Wisconsin; no license list on file yet, verify at NMLS Consumer Access ## Questions to ask - Which down payment assistance programs are you approved for here? - Is the assistance a grant, a forgivable loan, or a repayable second? - Are there income, purchase price or first-time buyer limits? Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/wisconsin. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._