---
canonical_url: https://lendb.ai/s/down-payment-assistance/wyoming
last_verified: 2026-10-09
---

# Down payment assistance loan officers in Wyoming

As of 2026-10-09, LenDb lists 13 loan officers licensed in or based in Wyoming whose lender pages show Down payment assistance work. The top-ranked are Shawn Garner (Guild Mortgage, Centennial), Lenae Vandegrift (American Pacific Mortgage, Thornton) and Erin Hendricks (Intercap Lending, Pleasant Grove). Ranking is lender-neutral: specialty evidence first, then a license in WY, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Shawn Garner](https://lendb.ai/lo/shawn-garner-1035302)** (NMLS 1035302), Guild Mortgage, Centennial, CO
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2013 (per Colorado records)
2. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Colorado records)
3. **[Erin Hendricks](https://lendb.ai/lo/dennis-hendricks-90634)** (NMLS 90634), Intercap Lending, Pleasant Grove, UT
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
4. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
5. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
6. **[Court Crofoot](https://lendb.ai/lo/court-crofoot-200175)** (NMLS 200175), CrossCountry Mortgage, Scottsdale, AZ
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2013 (per Colorado records)
7. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
8. **[Troy Baldwin](https://lendb.ai/lo/troy-baldwin-2152192)** (NMLS 2152192), Guild Mortgage, Fort Collins, CO
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Colorado records)
   - States 30 years of experience (lender page, 2026-10-09)
9. **[Teyona Stewart](https://lendb.ai/lo/teyona-stewart-2215853)** (NMLS 2215853), First Citizens Bank, La Jolla, CA
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
10. **[Brett Mills](https://lendb.ai/lo/brett-mills-11431)** (NMLS 11431), Guild Mortgage, Clearfield, UT
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Colorado records)
11. **[Pete Jacob](https://lendb.ai/lo/pete-jacob-305284)** (NMLS 305284), Guild Mortgage, Midvale, UT
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Colorado records)
12. **[Joseph Michael Pattee](https://lendb.ai/lo/joseph-pattee-7464)** (NMLS 7464), Guild Mortgage, Boise, ID
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Colorado records)
13. **[Jim Wilson](https://lendb.ai/lo/jim-wilson-404690)** (NMLS 404690), Guild Mortgage, South Ogden, UT
   - Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
   - WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?

Cite as: LenDb.ai, https://lendb.ai/s/down-payment-assistance/wyoming.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._