---
canonical_url: https://lendb.ai/s/dscr/iowa
last_verified: 2026-10-09
---

# DSCR loan officers in Iowa

As of 2026-10-09, LenDb lists 9 loan officers licensed in or based in Iowa whose lender pages show DSCR loan work. The top-ranked are Jason Fox (NFM Lending, Frederick), Holly Luca (Loan Factory) and Steve Anderson (Lit Financial Corporation). Ranking is lender-neutral: specialty evidence first, then a license in IA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in IA (listed on lender page, verified 2026-10-09)
   - 8 years licensed
   - No disciplinary actions on file at LenDb
2. **[Holly Luca](https://lendb.ai/lo/holly-luca-586712)** (NMLS 586712), Loan Factory
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in IA (listed on lender page, verified 2026-10-09)
   - 3 years licensed
   - No disciplinary actions on file at LenDb
3. **[Steve Anderson](https://lendb.ai/lo/steve-anderson-1096829)** (NMLS 1096829), Lit Financial Corporation
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in IA (listed on lender page, verified 2026-10-09)
   - 11 years licensed
   - No disciplinary actions on file at LenDb
4. **[Billy Abdallah](https://lendb.ai/lo/billy-abdallah-1579598)** (NMLS 1579598), Lit Financial Corporation
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in IA (listed on lender page, verified 2026-10-09)
   - 9 years licensed
   - No disciplinary actions on file at LenDb
5. **[Kevin Roller](https://lendb.ai/lo/kevin-roller-250375)** (NMLS 250375), LeaderOne Financial, Overland Park, KS
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in IA (listed on lender page, verified 2026-10-09)
   - 6 years licensed
   - No disciplinary actions on file at LenDb
6. **[Ryan McGran](https://lendb.ai/lo/ryan-mcgran-2520487)** (NMLS 2520487), Lit Financial Corporation
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in IA (listed on lender page, verified 2026-10-09)
   - No disciplinary actions on file at LenDb
7. **[Sharif Baset](https://lendb.ai/lo/sharif-baset-2820377)** (NMLS 2820377), Loan Factory, Duluth, GA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in IA (listed on lender page, verified 2026-10-09)
   - 0 years licensed
   - No disciplinary actions on file at LenDb
8. **[Ravi K Bansal](https://lendb.ai/lo/ravi-k-bansal-2840451)** (NMLS 2840451), Loan Factory, Seattle, WA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in IA (listed on lender page, verified 2026-10-09)
   - 0 years licensed
   - No disciplinary actions on file at LenDb
9. **[Ivan Lin](https://lendb.ai/lo/ivan-lin-2462401)** (NMLS 2462401), Loan Factory
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in IA (listed on lender page, verified 2026-10-09)
   - 0 years licensed
   - No disciplinary actions on file at LenDb

## Questions to ask

- What minimum DSCR do you require, and how do you calculate rent?
- Can I close in an LLC?
- What prepayment penalty options do you offer?

Cite as: LenDb.ai, https://lendb.ai/s/dscr/iowa.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._