---
canonical_url: https://lendb.ai/s/dscr/kansas
last_verified: 2026-10-09
---

# DSCR loan officers in Kansas

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in Kansas whose lender pages show DSCR loan work. The top-ranked are Tracey Radinovic (Fairway Independent Mortgage Corporation, Overland Park), Mitchell Dunn (Loan Factory) and Jesse Gearheart (LeaderOne Financial, Overland Park). Ranking is lender-neutral: specialty evidence first, then a license in KS, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Office in Overland Park, KS
   - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 14 years of experience (lender page, 2026-10-09)
2. **[Mitchell Dunn](https://lendb.ai/lo/mitchell-dunn-1378534)** (NMLS 1378534), Loan Factory
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 15 years of experience (lender page, 2026-10-09)
3. **[Jesse Gearheart](https://lendb.ai/lo/jesse-gearheart-1519540)** (NMLS 1519540), LeaderOne Financial, Overland Park, KS
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Office in Overland Park, KS
   - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Colorado records)
4. **[John Markman](https://lendb.ai/lo/john-markman-1660491)** (NMLS 1660491), Fairway Independent Mortgage Corporation, Overland Park, KS
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Office in Overland Park, KS
   - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 16 years of experience (lender page, 2026-10-09)
5. **[Josh Penland](https://lendb.ai/lo/joshua-penland-216357)** (NMLS 216357), Fairway Independent Mortgage Corporation, Round Rock, TX
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 23 years of experience (lender page, 2026-10-09)

## Questions to ask

- What minimum DSCR do you require, and how do you calculate rent?
- Can I close in an LLC?
- What prepayment penalty options do you offer?

Cite as: LenDb.ai, https://lendb.ai/s/dscr/kansas.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._