---
canonical_url: https://lendb.ai/s/dscr/louisiana
last_verified: 2026-10-10
---

# DSCR loan officers in Louisiana

As of 2026-10-10, LenDb lists 6 loan officers licensed in or based in Louisiana whose lender pages show DSCR loan work. The top-ranked are Wendy Seagle (CrossCountry Mortgage, Fort Walton Beach), Jim Brettl (Xpert Home Lending) and Nic Bucca (Lit Financial Corporation). Ranking is lender-neutral: specialty evidence first, then a license in LA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Wendy Seagle](https://lendb.ai/lo/wendy-seagle-194641)** (NMLS 194641), CrossCountry Mortgage, Fort Walton Beach, FL
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 35 years of experience (lender page, 2026-10-09)
2. **[Jim Brettl](https://lendb.ai/lo/jim-brettl-455400)** (NMLS 455400), Xpert Home Lending
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
3. **[Nic Bucca](https://lendb.ai/lo/nic-bucca-1086681)** (NMLS 1086681), Lit Financial Corporation
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2014 (per Florida records)
   - States 11 years of experience (lender page, 2026-10-09)
4. **[Kyle Brunet](https://lendb.ai/lo/kyle-brunet-1237678)** (NMLS 1237678), Lit Financial Corporation
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Colorado records)
5. **[Ryan McGran](https://lendb.ai/lo/ryan-mcgran-2520487)** (NMLS 2520487), Lit Financial Corporation
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Colorado records)
6. **[Nikkie Bickham](https://lendb.ai/lo/alice-bickham-755411)** (NMLS 755411), Lower, Hughes Springs, TX
   - Lists DSCR loan on lender page (lender page, verified 2026-10-10)
   - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)

## Questions to ask

- What minimum DSCR do you require, and how do you calculate rent?
- Can I close in an LLC?
- What prepayment penalty options do you offer?

Cite as: LenDb.ai, https://lendb.ai/s/dscr/louisiana.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._