---
canonical_url: https://lendb.ai/s/dscr/minnesota
last_verified: 2026-10-09
---

# DSCR loan officers in Minnesota

As of 2026-10-09, LenDb lists 11 loan officers licensed in or based in Minnesota whose lender pages show DSCR loan work. The top-ranked are Kiri Suykry (Loan Factory), Jason Fox (NFM Lending, Frederick) and Vivek Agarwal (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in MN, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Kiri Suykry](https://lendb.ai/lo/kiri-suykry-1976188)** (NMLS 1976188), Loan Factory
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Florida records)
3. **[Vivek Agarwal](https://lendb.ai/lo/vivek-agarwal-2564210)** (NMLS 2564210), Loan Factory
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)
4. **[Saran Mandhadapu](https://lendb.ai/lo/saran-mandhadapu-2417126)** (NMLS 2417126), Loan Factory
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Florida records)
5. **[Ryan McGran](https://lendb.ai/lo/ryan-mcgran-2520487)** (NMLS 2520487), Lit Financial Corporation
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Colorado records)
6. **[Kevin Roller](https://lendb.ai/lo/kevin-roller-250375)** (NMLS 250375), LeaderOne Financial, Overland Park, KS
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
7. **[William Commons](https://lendb.ai/lo/william-commons-79745)** (NMLS 79745), Assurance Financial, Baton Rouge, LA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Colorado records)
8. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
9. **[Tony Falbo](https://lendb.ai/lo/tony-falbo-1071550)** (NMLS 1071550), Homeowners Financial Group, Santa Rosa, CA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
10. **[Sam Bromley](https://lendb.ai/lo/samuel-bromley-1151654)** (NMLS 1151654), Xpert Home Lending
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
11. **[Ivan Lin](https://lendb.ai/lo/ivan-lin-2462401)** (NMLS 2462401), Loan Factory
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)

## Questions to ask

- What minimum DSCR do you require, and how do you calculate rent?
- Can I close in an LLC?
- What prepayment penalty options do you offer?

Cite as: LenDb.ai, https://lendb.ai/s/dscr/minnesota.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._