---
canonical_url: https://lendb.ai/s/dscr/mississippi
last_verified: 2026-10-09
---

# DSCR loan officers in Mississippi

As of 2026-10-09, LenDb lists 7 loan officers licensed in or based in Mississippi whose lender pages show DSCR loan work. The top-ranked are Jonathan Salinas (CrossCountry Mortgage, Memphis), Jared Ogburn (Guild Mortgage, Madison) and Stinson Lanoix (GMFS Mortgage, Baton Rouge). Ranking is lender-neutral: specialty evidence first, then a license in MS, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jonathan Salinas](https://lendb.ai/lo/jonathan-salinas-2451140)** (NMLS 2451140), CrossCountry Mortgage, Memphis, TN
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MS (listed on lender page, verified 2026-10-09)
   - 3 years licensed
   - No disciplinary actions on file at LenDb
2. **[Jared Ogburn](https://lendb.ai/lo/jared-ogburn-1698451)** (NMLS 1698451), Guild Mortgage, Madison, MS
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MS (listed on lender page, verified 2026-10-09)
   - Branch in Mississippi
   - No disciplinary actions on file at LenDb
3. **[Stinson Lanoix](https://lendb.ai/lo/stinson-lanoix-2005429)** (NMLS 2005429), GMFS Mortgage, Baton Rouge, LA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MS (listed on lender page, verified 2026-10-09)
   - 1 years licensed
   - No disciplinary actions on file at LenDb
4. **[Kevin Roller](https://lendb.ai/lo/kevin-roller-250375)** (NMLS 250375), LeaderOne Financial, Overland Park, KS
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MS (listed on lender page, verified 2026-10-09)
   - 6 years licensed
   - No disciplinary actions on file at LenDb
5. **[Ryan McGran](https://lendb.ai/lo/ryan-mcgran-2520487)** (NMLS 2520487), Lit Financial Corporation
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MS (listed on lender page, verified 2026-10-09)
   - No disciplinary actions on file at LenDb
6. **[William Commons](https://lendb.ai/lo/william-commons-79745)** (NMLS 79745), Assurance Financial, Baton Rouge, LA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MS (listed on lender page, verified 2026-10-09)
   - 7 years licensed
   - No disciplinary actions on file at LenDb
7. **[Ravi K Bansal](https://lendb.ai/lo/ravi-k-bansal-2840451)** (NMLS 2840451), Loan Factory, Seattle, WA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MS (listed on lender page, verified 2026-10-09)
   - 0 years licensed
   - No disciplinary actions on file at LenDb

## Questions to ask

- What minimum DSCR do you require, and how do you calculate rent?
- Can I close in an LLC?
- What prepayment penalty options do you offer?

Cite as: LenDb.ai, https://lendb.ai/s/dscr/mississippi.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._