---
canonical_url: https://lendb.ai/s/dscr/oklahoma
last_verified: 2026-10-09
---

# DSCR loan officers in Oklahoma

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in Oklahoma whose lender pages show DSCR loan work. The top-ranked are Kirk Taylor (CrossCountry Mortgage, Naples), Tracey Radinovic (Fairway Independent Mortgage Corporation, Overland Park) and Jesse Gearheart (LeaderOne Financial, Overland Park). Ranking is lender-neutral: specialty evidence first, then a license in OK, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Kirk Taylor](https://lendb.ai/lo/kirk-taylor-312131)** (NMLS 312131), CrossCountry Mortgage, Naples, FL
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2014 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 14 years of experience (lender page, 2026-10-09)
3. **[Jesse Gearheart](https://lendb.ai/lo/jesse-gearheart-1519540)** (NMLS 1519540), LeaderOne Financial, Overland Park, KS
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Colorado records)
4. **[Ryan McGran](https://lendb.ai/lo/ryan-mcgran-2520487)** (NMLS 2520487), Lit Financial Corporation
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Colorado records)
5. **[Paul Schmidt](https://lendb.ai/lo/paul-schmidt-2660608)** (NMLS 2660608), Loan Factory
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- What minimum DSCR do you require, and how do you calculate rent?
- Can I close in an LLC?
- What prepayment penalty options do you offer?

Cite as: LenDb.ai, https://lendb.ai/s/dscr/oklahoma.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._