---
canonical_url: https://lendb.ai/s/dscr/rhode-island
last_verified: 2026-10-09
---

# DSCR loan officers in Rhode Island

As of 2026-10-09, LenDb lists 1 loan officer licensed in or based in Rhode Island whose lender pages show DSCR loan work. The top-ranked is Jon Libman (Guild Mortgage, North Attleboro). Ranking is lender-neutral: specialty evidence first, then a license in RI, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jon Libman](https://lendb.ai/lo/jonathan-libman-14174)** (NMLS 14174), Guild Mortgage, North Attleboro, MA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)

## Questions to ask

- What minimum DSCR do you require, and how do you calculate rent?
- Can I close in an LLC?
- What prepayment penalty options do you offer?

Cite as: LenDb.ai, https://lendb.ai/s/dscr/rhode-island.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._