---
canonical_url: https://lendb.ai/s/dscr/south-carolina
last_verified: 2026-10-09
---

# DSCR loan officers in South Carolina

As of 2026-10-09, LenDb lists 9 loan officers licensed in or based in South Carolina whose lender pages show DSCR loan work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Tracey Radinovic (Fairway Independent Mortgage Corporation, Overland Park) and Jason Fox (NFM Lending, Frederick). Ranking is lender-neutral: specialty evidence first, then a license in SC, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Eric Rosemary](https://lendb.ai/lo/eric-rosemary-301253)** (NMLS 301253), CrossCountry Mortgage, Boca Raton, FL
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: January 6, 2012 (Florida), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: November 24, 2025 (Florida), per state regulator
   - States 14 years of experience (lender page, 2026-10-09)
3. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: September 18, 2018 (Florida), per state regulator
4. **[Russell Smith](https://lendb.ai/lo/russell-smith-78989)** (NMLS 78989), ALCOVA Mortgage, Whiteville, NC
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 32 years of experience (lender page, 2026-10-09)
5. **[Cole Fleeher](https://lendb.ai/lo/cole-fleeher-1708184)** (NMLS 1708184), CrossCountry Mortgage, Wallingford, CT
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: February 22, 2018 (Florida), per state regulator
6. **[Steve Furdock](https://lendb.ai/lo/steve-furdock-376017)** (NMLS 376017), Lit Financial Corporation
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: April 7, 2011 (Florida), per state regulator
7. **[Jeff Sherry](https://lendb.ai/lo/jeff-sherry-1627459)** (NMLS 1627459), Lit Financial Corporation
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: October 20, 2017 (Florida), per state regulator
8. **[Jordan Taylor](https://lendb.ai/lo/jordan-taylor-1862550)** (NMLS 1862550), Fairway Independent Mortgage Corporation, Fredericksburg, VA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: March 7, 2022 (Florida), per state regulator
9. **[Charles Davis](https://lendb.ai/lo/charles-davis-1740379)** (NMLS 1740379), Empire Home Loans
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: February 15, 2022 (Florida), per state regulator

## Questions to ask

- What minimum DSCR do you require, and how do you calculate rent?
- Can I close in an LLC?
- What prepayment penalty options do you offer?

Cite as: LenDb.ai, https://lendb.ai/s/dscr/south-carolina.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._