---
canonical_url: https://lendb.ai/s/dscr/utah
last_verified: 2026-10-09
---

# DSCR loan officers in Utah

As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Utah whose lender pages show DSCR loan work. The top-ranked are Cory Blackburn (Loan Factory) and Fernando Perez (CrossCountry Mortgage, Cottonwood Heights). Ranking is lender-neutral: specialty evidence first, then a license in UT, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Cory Blackburn](https://lendb.ai/lo/corwin-blackburn-251419)** (NMLS 251419), Loan Factory
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Fernando Perez](https://lendb.ai/lo/fernando-perez-1385005)** (NMLS 1385005), CrossCountry Mortgage, Cottonwood Heights, UT
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Office in Cottonwood Heights, UT
   - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 9 years of experience (lender page, 2026-10-09)

## Questions to ask

- What minimum DSCR do you require, and how do you calculate rent?
- Can I close in an LLC?
- What prepayment penalty options do you offer?

Cite as: LenDb.ai, https://lendb.ai/s/dscr/utah.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._