---
canonical_url: https://lendb.ai/s/dscr/virginia
last_verified: 2026-10-09
---

# DSCR loan officers in Virginia

As of 2026-10-09, LenDb lists 24 loan officers licensed in or based in Virginia whose lender pages show DSCR loan work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Kirk Taylor (CrossCountry Mortgage, Naples) and Tracey Radinovic (Fairway Independent Mortgage Corporation, Overland Park). Ranking is lender-neutral: specialty evidence first, then a license in VA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Eric Rosemary](https://lendb.ai/lo/eric-rosemary-301253)** (NMLS 301253), CrossCountry Mortgage, Boca Raton, FL
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2012 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Kirk Taylor](https://lendb.ai/lo/kirk-taylor-312131)** (NMLS 312131), CrossCountry Mortgage, Naples, FL
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2014 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 14 years of experience (lender page, 2026-10-09)
4. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Florida records)
5. **[Jeri Shoop](https://lendb.ai/lo/jeri-shoop-224331)** (NMLS 224331), Xpert Home Lending
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2007 (per Colorado records)
6. **[Ken Byrne](https://lendb.ai/lo/kenneth-byrne-187129)** (NMLS 187129), ALCOVA Mortgage, Chantilly, VA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Office in Chantilly, VA
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 34 years of experience (lender page, 2026-10-09)
7. **[Saran Mandhadapu](https://lendb.ai/lo/saran-mandhadapu-2417126)** (NMLS 2417126), Loan Factory
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Florida records)
8. **[Erik Browning](https://lendb.ai/lo/erik-browning-2264602)** (NMLS 2264602), CrossCountry Mortgage, Scottsdale, AZ
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
9. **[Walter Gorman](https://lendb.ai/lo/walter-gorman-138370)** (NMLS 138370), CrossCountry Mortgage, Rutherford, NJ
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2026 (per Florida records)
10. **[Hunter Strayhorn](https://lendb.ai/lo/hunter-strayhorn-1778160)** (NMLS 1778160), CrossCountry Mortgage, Johnson City, TN
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
11. **[Kyle Wegg](https://lendb.ai/lo/kyle-wegg-2713037)** (NMLS 2713037), Loan Factory
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
12. **[Russell Smith](https://lendb.ai/lo/russell-smith-78989)** (NMLS 78989), ALCOVA Mortgage, Whiteville, NC
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 32 years of experience (lender page, 2026-10-09)
13. **[Jerry Turner](https://lendb.ai/lo/jerry-turner-2006641)** (NMLS 2006641), CrossCountry Mortgage, Clarksville, TN
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
14. **[Jordan Taylor](https://lendb.ai/lo/jordan-taylor-1862550)** (NMLS 1862550), Fairway Independent Mortgage Corporation, Fredericksburg, VA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Office in Fredericksburg, VA
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Florida records)
15. **[George Tabora](https://lendb.ai/lo/george-tabora-2049966)** (NMLS 2049966), American Pacific Mortgage, Reston, VA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Office in Reston, VA
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
16. **[Steve Anderson](https://lendb.ai/lo/steve-anderson-1096829)** (NMLS 1096829), Lit Financial Corporation
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2015 (per Florida records)
17. **[Tom Cullen](https://lendb.ai/lo/thomas-cullen-459668)** (NMLS 459668), Princeton Mortgage
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
18. **[Trisha Cooper](https://lendb.ai/lo/patricia-cooper-1965251)** (NMLS 1965251), ALCOVA Mortgage, Chantilly, VA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Office in Chantilly, VA
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 8 years of experience (lender page, 2026-10-09)
19. **[Lekh Sharma](https://lendb.ai/lo/lekh-sharma-2503420)** (NMLS 2503420), Guild Mortgage, High Point, NC
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
20. **[Kevin Roller](https://lendb.ai/lo/kevin-roller-250375)** (NMLS 250375), LeaderOne Financial, Overland Park, KS
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
21. **[Robert Bates](https://lendb.ai/lo/robert-bates-191832)** (NMLS 191832), ALCOVA Mortgage, Hardy, VA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Office in Hardy, VA
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
22. **[Diana Sample](https://lendb.ai/lo/diana-sample-265398)** (NMLS 265398), ALCOVA Mortgage, Harrisonburg, VA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - Office in Harrisonburg, VA
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
23. **[William Commons](https://lendb.ai/lo/william-commons-79745)** (NMLS 79745), Assurance Financial, Baton Rouge, LA
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Colorado records)
24. **[Maikel Hanna](https://lendb.ai/lo/maikel-hanna-2583311)** (NMLS 2583311), Loan Factory
   - Lists DSCR loan on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- What minimum DSCR do you require, and how do you calculate rent?
- Can I close in an LLC?
- What prepayment penalty options do you offer?

Cite as: LenDb.ai, https://lendb.ai/s/dscr/virginia.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._