--- canonical_url: https://lendb.ai/s/dscr/washington last_verified: 2026-10-09 --- # DSCR loan officers in Washington As of 2026-10-09, LenDb lists 16 loan officers licensed in or based in Washington whose lender pages show DSCR loan work. The top-ranked are Kirk Taylor (CrossCountry Mortgage, Naples), Christopher Gibson (C2 Financial Corporation) and Eric Whitney Hexum (Guild Mortgage, Kennewick). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Kirk Taylor](https://lendb.ai/lo/kirk-taylor-312131)** (NMLS 312131), CrossCountry Mortgage, Naples, FL - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Christopher Gibson](https://lendb.ai/lo/christopher-gibson-1910430)** (NMLS 1910430), C2 Financial Corporation - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Colorado records) - States 15 years of experience (lender page, 2026-10-09) 3. **[Eric Whitney Hexum](https://lendb.ai/lo/eric-whitney-hexum-1569697)** (NMLS 1569697), Guild Mortgage, Kennewick, WA - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - Office in Kennewick, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 4. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 5. **[George Pressley](https://lendb.ai/lo/george-pressley-94040)** (NMLS 94040), Loan Factory, WA - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - Office in Washington - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 6. **[Saran Mandhadapu](https://lendb.ai/lo/saran-mandhadapu-2417126)** (NMLS 2417126), Loan Factory - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 7. **[Erik Browning](https://lendb.ai/lo/erik-browning-2264602)** (NMLS 2264602), CrossCountry Mortgage, Scottsdale, AZ - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 8. **[Aaron Rodriguez](https://lendb.ai/lo/aaron-rodriguez-452234)** (NMLS 452234), CrossCountry Mortgage, Lake Oswego, OR - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 9. **[Jim Brettl](https://lendb.ai/lo/jim-brettl-455400)** (NMLS 455400), Xpert Home Lending - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 10. **[Christina Bús](https://lendb.ai/lo/christina-bus-118777)** (NMLS 118777), Loan Factory - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 11. **[Kyle Brunet](https://lendb.ai/lo/kyle-brunet-1237678)** (NMLS 1237678), Lit Financial Corporation - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 12. **[Ayeh Klait](https://lendb.ai/lo/ayeh-klait-1855448)** (NMLS 1855448), Lit Financial Corporation - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 13. **[Desiree' Byrne](https://lendb.ai/lo/desiree-byrne-2122934)** (NMLS 2122934), Xpert Home Lending - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) 14. **[Ryan McGran](https://lendb.ai/lo/ryan-mcgran-2520487)** (NMLS 2520487), Lit Financial Corporation - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Colorado records) 15. **[Billy Abdallah](https://lendb.ai/lo/billy-abdallah-1579598)** (NMLS 1579598), Lit Financial Corporation - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 16. **[Maggie Joja](https://lendb.ai/lo/maggie-joja-1919944)** (NMLS 1919944), Lit Financial Corporation - Lists DSCR loan on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - What minimum DSCR do you require, and how do you calculate rent? - Can I close in an LLC? - What prepayment penalty options do you offer? Cite as: LenDb.ai, https://lendb.ai/s/dscr/washington. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._