--- canonical_url: https://lendb.ai/s/fha/arizona last_verified: 2026-10-10 --- # FHA loan officers in Arizona As of 2026-10-10, LenDb lists 431 loan officers licensed in or based in Arizona whose lender pages show FHA loan work. The top-ranked are Sonya Smith Graves (Fairway Independent Mortgage Corporation, Glendale), Arthur Klein (JPMorgan Chase Bank (Chase Home Lending), Phoenix) and Bradley Johnson (JPMorgan Chase Bank (Chase Home Lending), Phoenix). Ranking is lender-neutral: specialty evidence first, then a license in AZ, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Sonya Smith Graves](https://lendb.ai/lo/sonya-smith-graves-249583)** (NMLS 249583), Fairway Independent Mortgage Corporation, Glendale, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Glendale, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 2. **[Arthur Klein](https://lendb.ai/lo/arthur-klein-1452376)** (NMLS 1452376), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Phoenix, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 26 years of experience (lender page, 2026-10-09) 3. **[Bradley Johnson](https://lendb.ai/lo/bradley-johnson-1823565)** (NMLS 1823565), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Phoenix, AZ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 30 years of experience (lender page, 2026-10-09) 4. **[Scott Reese](https://lendb.ai/lo/douglas-reese-86512)** (NMLS 86512), CrossCountry Mortgage, Cleveland, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 5. **[Kay M. Davis](https://lendb.ai/lo/katherine-davis-436627)** (NMLS 436627), Union Home Mortgage, Saint Clair, MI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 35 years of experience (lender page, 2026-10-09) 6. **[Kim Ray](https://lendb.ai/lo/kim-ray-1314698)** (NMLS 1314698), Churchill Mortgage, Ocean Shores, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 7. **[Kadeth Tun](https://lendb.ai/lo/kadeth-tun-357732)** (NMLS 357732), Loan Factory - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 8. **[Leon Liss](https://lendb.ai/lo/leonid-liss-105723)** (NMLS 105723), Newrez, Fort Washington, PA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 9. **[Kristopher Derewal](https://lendb.ai/lo/kristopher-derewal-133750)** (NMLS 133750), Newrez, Fort Washington, PA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) 10. **[Nicholas Esposito](https://lendb.ai/lo/nicholas-esposito-228398)** (NMLS 228398), Homeowners Financial Group, Scottsdale, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Scottsdale, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 17 years of experience (lender page, 2026-10-09) 11. **[Darik Tolnay](https://lendb.ai/lo/darik-tolnay-521445)** (NMLS 521445), CrossCountry Mortgage, Lakewood, CO - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Colorado records) - States 15 years of experience (lender page, 2026-10-09) 12. **[Evan Luchaco](https://lendb.ai/lo/evan-luchaco-887608)** (NMLS 887608), Churchill Mortgage, Portland, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Colorado records) - States 12 years of experience (lender page, 2026-10-09) 13. **[Corey Husted](https://lendb.ai/lo/corey-husted-1248167)** (NMLS 1248167), Intercap Lending, San Diego, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) 14. **[Michael Alan Wendorf](https://lendb.ai/lo/michael-wendorf-109568)** (NMLS 109568), Newrez, Columbia, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) 15. **[Archie E. Vetter](https://lendb.ai/lo/archie-vetter-203614)** (NMLS 203614), Neighborhood Loans - Lists FHA loan on lender page (lender page, verified 2026-10-10) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-10) 16. **[Devin Fahrner](https://lendb.ai/lo/devin-fahrner-399405)** (NMLS 399405), American Pacific Mortgage, Eagle, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 17. **[Christopher Brown](https://lendb.ai/lo/christopher-brown-1037350)** (NMLS 1037350), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Phoenix, AZ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2018 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 18. **[Matt Shiner](https://lendb.ai/lo/matthew-shiner-1260521)** (NMLS 1260521), NFM Lending, Tempe, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Tempe, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 19. **[Yanni Stefanidis](https://lendb.ai/lo/ioannis-stefanidis-1725443)** (NMLS 1725443), Churchill Mortgage, Irvine, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 20. **[Elaine Tompkins](https://lendb.ai/lo/elaine-tompkins-1710509)** (NMLS 1710509), JPMorgan Chase Bank (Chase Home Lending), Tempe, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Tempe, AZ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2018 (per Florida records) 21. **[Greg Brooks](https://lendb.ai/lo/gregory-brooks-151145)** (NMLS 151145), Guild Mortgage, San Diego, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 22. **[Jackson Thomas](https://lendb.ai/lo/jackson-thomas-1190420)** (NMLS 1190420), CrossCountry Mortgage, Dallas, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Colorado records) 23. **[Ryan Nicholas Magnus](https://lendb.ai/lo/ryan-magnus-1638730)** (NMLS 1638730), Newrez, Fort Washington, PA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Colorado records) 24. **[Erik Browning](https://lendb.ai/lo/erik-browning-2264602)** (NMLS 2264602), CrossCountry Mortgage, Scottsdale, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Scottsdale, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Colorado records) 25. **[Marc Rosenberg](https://lendb.ai/lo/marc-rosenberg-810360)** (NMLS 810360), Newrez, Fort Washington, PA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/arizona. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._