--- canonical_url: https://lendb.ai/s/fha/district-of-columbia last_verified: 2026-10-09 --- # FHA loan officers in District of Columbia As of 2026-10-09, LenDb lists 53 loan officers licensed in or based in District of Columbia whose lender pages show FHA loan work. The top-ranked are Bobby Luu (American Pacific Mortgage, Reston), James F. Gaudiosi (Atlantic Coast Mortgage, Fairfax) and Erin Johnson (First Home Mortgage, La Plata). Ranking is lender-neutral: specialty evidence first, then a license in DC, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Bobby Luu](https://lendb.ai/lo/hong-luu-185192)** (NMLS 185192), American Pacific Mortgage, Reston, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 30, 2022 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 2. **[James F. Gaudiosi](https://lendb.ai/lo/james-f-gaudiosi-474088)** (NMLS 474088), Atlantic Coast Mortgage, Fairfax, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 23 years of experience (lender page, 2026-10-09) 3. **[Erin Johnson](https://lendb.ai/lo/erin-johnson-215208)** (NMLS 215208), First Home Mortgage, La Plata, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 3, 2026 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 4. **[Jason Nader](https://lendb.ai/lo/jason-nader-313085)** (NMLS 313085), First Home Mortgage, Annapolis, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 15, 2019 (Florida), per state regulator 5. **[Erik Browning](https://lendb.ai/lo/erik-browning-2264602)** (NMLS 2264602), CrossCountry Mortgage, Scottsdale, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 16, 2023 (Colorado), per state regulator 6. **[Amy Altenburg](https://lendb.ai/lo/amy-altenburg-820600)** (NMLS 820600), Southern Trust Mortgage, Annapolis, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 26, 2022 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 7. **[Chase Cusack](https://lendb.ai/lo/chase-cusack-1288538)** (NMLS 1288538), First Home Mortgage, Annapolis, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 8. **[Matt Sines](https://lendb.ai/lo/matthew-sines-706232)** (NMLS 706232), Guild Mortgage, Pensacola, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 30, 2021 (Florida), per state regulator - States 15 years of experience (lender page, 2026-10-09) 9. **[Robert Taylor](https://lendb.ai/lo/robert-taylor-132188)** (NMLS 132188), First Home Mortgage, Baltimore, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 2, 2011 (Florida), per state regulator 10. **[Chris Norwood](https://lendb.ai/lo/chris-norwood-248771)** (NMLS 248771), TowneBank Mortgage, Chesterfield, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 11. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 18, 2018 (Florida), per state regulator 12. **[Chris Solinski](https://lendb.ai/lo/chris-solinski-1399128)** (NMLS 1399128), Lit Financial Corporation - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 23, 2016 (Colorado), per state regulator - States 9 years of experience (lender page, 2026-10-09) 13. **[Andrea Trout](https://lendb.ai/lo/andrea-trout-183903)** (NMLS 183903), Guild Mortgage, Columbia, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 24, 2022 (Florida), per state regulator 14. **[Luis Munoz](https://lendb.ai/lo/luis-munoz-187207)** (NMLS 187207), Success Mortgage Partners, Plymouth, MI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 24, 2022 (Florida), per state regulator 15. **[Jordan Taylor](https://lendb.ai/lo/jordan-taylor-1862550)** (NMLS 1862550), Fairway Independent Mortgage Corporation, Fredericksburg, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 7, 2022 (Florida), per state regulator 16. **[Heather Devoto](https://lendb.ai/lo/heather-devoto-186983)** (NMLS 186983), First Home Mortgage, McLean, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 17. **[Kristi Hardy](https://lendb.ai/lo/kristi-hardy-194938)** (NMLS 194938), Atlantic Coast Mortgage, Fairfax, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 23, 2024 (Florida), per state regulator 18. **[Paul Denmon](https://lendb.ai/lo/paul-denmon-280766)** (NMLS 280766), First Heritage Mortgage - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 19. **[Ali Mujagic](https://lendb.ai/lo/ali-mujagic-1855737)** (NMLS 1855737), Lit Financial Corporation - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[Justin Cotton](https://lendb.ai/lo/justin-cotton-1783831)** (NMLS 1783831), JPMorgan Chase Bank (Chase Home Lending), Washington, DC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Washington, DC - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[Fabiola Copa Montes](https://lendb.ai/lo/fabiola-copa-montes-1050712)** (NMLS 1050712), JPMorgan Chase Bank (Chase Home Lending), Washington, DC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Washington, DC - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 22. **[Ling Dublin](https://lendb.ai/lo/ling-dublin-955744)** (NMLS 955744), JPMorgan Chase Bank (Chase Home Lending), Washington, DC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Washington, DC - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 23. **[Deb Griffin](https://lendb.ai/lo/deb-griffin-481255)** (NMLS 481255), JPMorgan Chase Bank (Chase Home Lending), Washington, DC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Washington, DC - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 24. **[Bruce O'Kronley](https://lendb.ai/lo/bruce-o-kronley-30743)** (NMLS 30743), CrossCountry Mortgage, Southfield, MI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 30, 2014 (Colorado), per state regulator - States 20 years of experience (lender page, 2026-10-09) 25. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 9, 2020 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/district-of-columbia. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._