--- canonical_url: https://lendb.ai/s/fha/florida last_verified: 2026-10-09 --- # FHA loan officers in Florida As of 2026-10-09, LenDb lists 268 loan officers licensed in or based in Florida whose lender pages show FHA loan work. The top-ranked are Matt Voutour (CrossCountry Mortgage, Ponte Vedra Beach), Erika Alves (CrossCountry Mortgage, Tampa) and Paul Weidner (Guild Mortgage, Ormond Beach). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Matt Voutour](https://lendb.ai/lo/matthew-voutour-23347)** (NMLS 23347), CrossCountry Mortgage, Ponte Vedra Beach, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 2. **[Erika Alves](https://lendb.ai/lo/erika-alves-659544)** (NMLS 659544), CrossCountry Mortgage, Tampa, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 14 years licensed - No disciplinary actions on file at LenDb 3. **[Paul Weidner](https://lendb.ai/lo/paul-weidner-301434)** (NMLS 301434), Guild Mortgage, Ormond Beach, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 4. **[Kim Ullrich](https://lendb.ai/lo/kim-ullrich-306250)** (NMLS 306250), Guild Mortgage, Vero Beach, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 5. **[Mark Minadeo](https://lendb.ai/lo/mark-minadeo-330121)** (NMLS 330121), Acrisure Mortgage (formerly FBC Mortgage), Coconut Creek, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 6. **[Dan Longman](https://lendb.ai/lo/daniel-longman-369430)** (NMLS 369430), NFM Lending, Plantation, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 7. **[Tom Fazio](https://lendb.ai/lo/thomas-fazio-268035)** (NMLS 268035), American Pacific Mortgage, St. Augustine, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 8. **[Steve Butera](https://lendb.ai/lo/stephen-butera-222435)** (NMLS 222435), Loan Factory, Delray Beach, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 9. **[Rick Maysonet](https://lendb.ai/lo/ricardo-maysonet-336281)** (NMLS 336281), Loan Factory, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 10. **[Susan McGrath](https://lendb.ai/lo/susan-mcgrath-366451)** (NMLS 366451), CrossCountry Mortgage, Naples, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 4 years licensed - No disciplinary actions on file at LenDb 11. **[Donna McGee](https://lendb.ai/lo/donna-mcgee-415418)** (NMLS 415418), Union Home Mortgage, St. Augustine, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 12 years licensed - No disciplinary actions on file at LenDb 12. **[Eric Sanders](https://lendb.ai/lo/eric-sanders-419372)** (NMLS 419372), Embrace Home Loans, Tampa, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 12 years licensed - No disciplinary actions on file at LenDb 13. **[Bob Smith](https://lendb.ai/lo/robert-smith-518087)** (NMLS 518087), Guild Mortgage, Stuart, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 12 years licensed - No disciplinary actions on file at LenDb 14. **[Jeffrey M Brown](https://lendb.ai/lo/jeffrey-brown-317188)** (NMLS 317188), Guild Mortgage, Boca Raton, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 15. **[Spencer Lumia](https://lendb.ai/lo/spencer-lumia-1247908)** (NMLS 1247908), Acrisure Mortgage (formerly FBC Mortgage), Tampa, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 11 years licensed - No disciplinary actions on file at LenDb 16. **[Jacob Kuzman](https://lendb.ai/lo/jacob-kuzman-373644)** (NMLS 373644), LeaderOne Financial, Winter Park, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 14 years licensed - No disciplinary actions on file at LenDb 17. **[Meg Hicks](https://lendb.ai/lo/meg-hicks-994024)** (NMLS 994024), CrossCountry Mortgage, Vestavia, AL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - 11 years licensed - No disciplinary actions on file at LenDb 18. **[Dianne Perkins](https://lendb.ai/lo/dianne-perkins-1410743)** (NMLS 1410743), Embrace Home Loans, Inverness, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 9 years licensed - No disciplinary actions on file at LenDb 19. **[Jose Antonio Manrique](https://lendb.ai/lo/jose-manrique-1456209)** (NMLS 1456209), Loan Factory, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 10 years licensed - No disciplinary actions on file at LenDb 20. **[Sandro Cazella](https://lendb.ai/lo/sandro-cazella-dos-santos-2722248)** (NMLS 2722248), CrossCountry Mortgage, Deerfield Beach, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 0 years licensed - No disciplinary actions on file at LenDb 21. **[Ryan Ashford](https://lendb.ai/lo/ryan-ashford-1833458)** (NMLS 1833458), CrossCountry Mortgage, Winter Park, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 0 years licensed - No disciplinary actions on file at LenDb 22. **[Scott Reese](https://lendb.ai/lo/douglas-reese-86512)** (NMLS 86512), CrossCountry Mortgage, Cleveland, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 23. **[Stephen Thaggard](https://lendb.ai/lo/stephen-thaggard-356309)** (NMLS 356309), Embrace Home Loans, Viera, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 14 years licensed - No disciplinary actions on file at LenDb 24. **[Eric Mark Strutman](https://lendb.ai/lo/eric-mark-strutman-502057)** (NMLS 502057), Guild Mortgage, Chesterfield, MO - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (listed on lender page, verified 2026-10-09) - 24 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 25. **[Sundi Engle](https://lendb.ai/lo/sundi-engle-1385043)** (NMLS 1385043), Embrace Home Loans, Tampa, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 10 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/florida. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._