{
  "canonical_url": "https://lendb.ai/s/fha/georgia",
  "summary": "As of 2026-10-09, LenDb lists 479 loan officers licensed in or based in Georgia whose lender pages show FHA loan work. The top-ranked are Tammy C White (Guild Mortgage, Columbus), Kate Redman (CrossCountry Mortgage, Evans) and Denver Payton (CrossCountry Mortgage, Newnan). Ranking is lender-neutral: specialty evidence first, then a license in GA, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "fha",
  "state": "GA",
  "total": 479,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 58.8,
      "loan_officer": {
        "nmls_id": 453643,
        "slug": "tammy-c-white-453643",
        "full_name": "Tammy C White",
        "canonical_url": "https://lendb.ai/lo/tammy-c-white-453643",
        "json_url": "https://lendb.ai/lo/tammy-c-white-453643.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Columbus",
          "state": "GA"
        },
        "licensed_states": [
          "AL",
          "GA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 22,
        "lender_profile_url": "https://branches.guildmortgage.com/ga/columbus/tammy-c-white-46-hptwh.html"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in GA (listed on lender page, verified 2026-10-09)",
        "Branch in Georgia",
        "22 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/tammy-c-white-453643"
    },
    {
      "rank": 2,
      "score": 58.3,
      "loan_officer": {
        "nmls_id": 880676,
        "slug": "kathleen-redman-880676",
        "full_name": "Kate Redman",
        "canonical_url": "https://lendb.ai/lo/kathleen-redman-880676",
        "json_url": "https://lendb.ai/lo/kathleen-redman-880676.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Evans",
          "state": "GA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "GA",
          "NC",
          "SC",
          "TN"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 7,
        "years_experience": 25,
        "lender_profile_url": "https://crosscountrymortgage.com/evans-ga-3656/kathleen-redman/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in GA (listed on lender page, verified 2026-10-09)",
        "Branch in Georgia",
        "7 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/kathleen-redman-880676"
    },
    {
      "rank": 3,
      "score": 57.8,
      "loan_officer": {
        "nmls_id": 1028692,
        "slug": "denver-payton-1028692",
        "full_name": "Denver Payton",
        "canonical_url": "https://lendb.ai/lo/denver-payton-1028692",
        "json_url": "https://lendb.ai/lo/denver-payton-1028692.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Newnan",
          "state": "GA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "GA",
          "TN"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 6,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/newnan-ga-4147/denver-payton/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in GA (listed on lender page, verified 2026-10-09)",
        "Branch in Georgia",
        "6 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/denver-payton-1028692"
    },
    {
      "rank": 4,
      "score": 57.3,
      "loan_officer": {
        "nmls_id": 23347,
        "slug": "matthew-voutour-23347",
        "full_name": "Matt Voutour",
        "canonical_url": "https://lendb.ai/lo/matthew-voutour-23347",
        "json_url": "https://lendb.ai/lo/matthew-voutour-23347.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Ponte Vedra Beach",
          "state": "FL"
        },
        "licensed_states": [
          "FL",
          "GA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/ponte-vedra-beach-fl-4160/matthew-voutour/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in GA (listed on lender page, verified 2026-10-09)",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/matthew-voutour-23347"
    },
    {
      "rank": 5,
      "score": 54.3,
      "loan_officer": {
        "nmls_id": 450799,
        "slug": "adair-martin-450799",
        "full_name": "Adair Martin",
        "canonical_url": "https://lendb.ai/lo/adair-martin-450799",
        "json_url": "https://lendb.ai/lo/adair-martin-450799.json",
        "lender": {
          "nmls_id": 1850,
          "name": "American Pacific Mortgage",
          "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
          "type": "imb"
        },
        "branch": {
          "city": "Duluth",
          "state": "GA"
        },
        "licensed_states": [
          "GA"
        ],
        "languages": [
          "es"
        ],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": 28,
        "lender_profile_url": "https://www.apmortgage.com/adair-martin"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in GA (listed on lender page, verified 2026-10-09)",
        "Branch in Georgia",
        "8 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/adair-martin-450799"
    },
    {
      "rank": 6,
      "score": 53.8,
      "loan_officer": {
        "nmls_id": 203664,
        "slug": "rachelle-coffey-203664",
        "full_name": "Rachelle Coffey",
        "canonical_url": "https://lendb.ai/lo/rachelle-coffey-203664",
        "json_url": "https://lendb.ai/lo/rachelle-coffey-203664.json",
        "lender": {
          "nmls_id": 93718,
          "name": "Homeowners Financial Group",
          "canonical_url": "https://lendb.ai/lender/homeowners-financial-group-93718",
          "type": "imb"
        },
        "branch": {
          "city": "Scottsdale",
          "state": "AZ"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "CO",
          "GA",
          "NM",
          "OR",
          "SC",
          "TX",
          "UT",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 27,
        "lender_profile_url": "https://homeownersfg.com/rachellecoffey/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in GA (listed on lender page, verified 2026-10-09)",
        "27 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/rachelle-coffey-203664"
    },
    {
      "rank": 7,
      "score": 53.8,
      "loan_officer": {
        "nmls_id": 570248,
        "slug": "cherie-smith-570248",
        "full_name": "Cherie Smith",
        "canonical_url": "https://lendb.ai/lo/cherie-smith-570248",
        "json_url": "https://lendb.ai/lo/cherie-smith-570248.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Redmond",
          "state": "OR"
        },
        "licensed_states": [
          "AZ",
          "GA",
          "ID",
          "MT",
          "NV",
          "OR",
          "TN",
          "TX",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 25,
        "lender_profile_url": "https://branches.guildmortgage.com/or/redmond/cherie-smith-565-wtcs.html"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in GA (listed on lender page, verified 2026-10-09)",
        "25 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/cherie-smith-570248"
    },
    {
      "rank": 8,
      "score": 53.8,
      "loan_officer": {
        "nmls_id": 1447128,
        "slug": "jose-strickland-1447128",
        "full_name": "Jose Strickland",
        "canonical_url": "https://lendb.ai/lo/jose-strickland-1447128",
        "json_url": "https://lendb.ai/lo/jose-strickland-1447128.json",
        "lender": {
          "nmls_id": 71603,
          "name": "First Home Mortgage",
          "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
          "type": "imb"
        },
        "branch": {
          "city": "La Plata",
          "state": "MD"
        },
        "licensed_states": [
          "DC",
          "GA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
        "lender_profile_url": "https://firsthome.com/loan-officers/jose-strickland/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in GA (listed on lender page, verified 2026-10-09)",
        "20 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/jose-strickland-1447128"
    },
    {
      "rank": 9,
      "score": 53.3,
      "loan_officer": {
        "nmls_id": 301434,
        "slug": "paul-weidner-301434",
        "full_name": "Paul Weidner",
        "canonical_url": "https://lendb.ai/lo/paul-weidner-301434",
        "json_url": "https://lendb.ai/lo/paul-weidner-301434.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Ormond Beach",
          "state": "FL"
        },
        "licensed_states": [
          "FL",
          "GA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/fl/ormondbeach/paul-weidner-501-jvpw.html"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in GA (listed on lender page, verified 2026-10-09)",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/paul-weidner-301434"
    },
    {
      "rank": 10,
      "score": 53.3,
      "loan_officer": {
        "nmls_id": 369430,
        "slug": "daniel-longman-369430",
        "full_name": "Dan Longman",
        "canonical_url": "https://lendb.ai/lo/daniel-longman-369430",
        "json_url": "https://lendb.ai/lo/daniel-longman-369430.json",
        "lender": {
          "nmls_id": 2893,
          "name": "NFM Lending",
          "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
          "type": "imb"
        },
        "branch": {
          "city": "Plantation",
          "state": "FL"
        },
        "licensed_states": [
          "FL",
          "GA",
          "NC",
          "OH",
          "SC",
          "TN",
          "TX"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": 28,
        "lender_profile_url": "https://nfmlending.com/loanoriginator/dan-longman/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in GA (listed on lender page, verified 2026-10-09)",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/daniel-longman-369430"
    },
    {
      "rank": 11,
      "score": 53.3,
      "loan_officer": {
        "nmls_id": 461209,
        "slug": "james-deal-461209",
        "full_name": "James Deal",
        "canonical_url": "https://lendb.ai/lo/james-deal-461209",
        "json_url": "https://lendb.ai/lo/james-deal-461209.json",
        "lender": {
          "nmls_id": 93718,
          "name": "Homeowners Financial Group",
          "canonical_url": "https://lendb.ai/lender/homeowners-financial-group-93718",
          "type": "imb"
        },
        "branch": {
          "city": "Atlanta",
          "state": "GA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "GA",
          "SC",
          "TN"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "bank-statement",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "foreign-national",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 5,
        "years_experience": 30,
        "lender_profile_url": "https://homeownersfg.com/jamesdeal/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in GA (listed on lender page, verified 2026-10-09)",
        "Branch in Georgia",
        "5 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/james-deal-461209"
    },
    {
      "rank": 12,
      "score": 52.8,
      "loan_officer": {
        "nmls_id": 21108,
        "slug": "michael-eastman-21108",
        "full_name": "Mike Eastman",
        "canonical_url": "https://lendb.ai/lo/michael-eastman-21108",
        "json_url": "https://lendb.ai/lo/michael-eastman-21108.json",
        "lender": {
          "nmls_id": 86548,
          "name": "First Heritage Mortgage",
          "canonical_url": "https://lendb.ai/lender/first-heritage-mortgage-86548",
          "type": "imb"
        },
        "branch": {
          "city": "Fairfax",
          "state": "VA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "DC",
          "DE",
          "GA",
          "MD",
          "NC",
          "PA",
          "SC",
          "TN",
          "VA",
          "WV"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": null,
        "lender_profile_url": "https://fhmtg.com/officers/mike-eastman/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in GA (listed on lender page, verified 2026-10-09)",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/michael-eastman-21108"
    },
    {
      "rank": 13,
      "score": 52.8,
      "loan_officer": {
        "nmls_id": 533656,
        "slug": "sandra-lutz-533656",
        "full_name": "Sandee Lutz",
        "canonical_url": "https://lendb.ai/lo/sandra-lutz-533656",
        "json_url": "https://lendb.ai/lo/sandra-lutz-533656.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Romeo",
          "state": "MI"
        },
        "licensed_states": [
          "FL",
          "AL",
          "AR",
          "CA",
          "CO",
          "CT",
          "GA",
          "IA",
          "ID",
          "IL",
          "IN",
          "KS",
          "KY",
          "LA",
          "ME",
          "MI",
          "MN",
          "MO",
          "MT",
          "ND",
          "OH",
          "OK",
          "OR",
          "SD",
          "TN",
          "VA",
          "WA",
          "WI",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 6,
        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/romeo-mi-3209/sandra-lutz/"
      },
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          "NC",
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}