--- canonical_url: https://lendb.ai/s/fha/georgia last_verified: 2026-10-09 --- # FHA loan officers in Georgia As of 2026-10-09, LenDb lists 413 loan officers licensed in or based in Georgia whose lender pages show FHA loan work. The top-ranked are Tammy C White (Guild Mortgage, Columbus), Kate Redman (CrossCountry Mortgage, Evans) and Denver Payton (CrossCountry Mortgage, Newnan). Ranking is lender-neutral: specialty evidence first, then a license in GA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Tammy C White](https://lendb.ai/lo/tammy-c-white-453643)** (NMLS 453643), Guild Mortgage, Columbus, GA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - Branch in Georgia - 22 years experience (stated on lender page, 2026-10-09) 2. **[Kate Redman](https://lendb.ai/lo/kathleen-redman-880676)** (NMLS 880676), CrossCountry Mortgage, Evans, GA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - Branch in Georgia - 7 years licensed 3. **[Denver Payton](https://lendb.ai/lo/denver-payton-1028692)** (NMLS 1028692), CrossCountry Mortgage, Newnan, GA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - Branch in Georgia - 6 years licensed 4. **[Matt Voutour](https://lendb.ai/lo/matthew-voutour-23347)** (NMLS 23347), CrossCountry Mortgage, Ponte Vedra Beach, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 15 years licensed 5. **[Pam Rios](https://lendb.ai/lo/pamela-rios-tabares-208089)** (NMLS 208089), Guild Mortgage, Marietta, GA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - Branch in Georgia - 1 years licensed 6. **[Adair Martin](https://lendb.ai/lo/adair-martin-450799)** (NMLS 450799), American Pacific Mortgage, Duluth, GA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - Branch in Georgia - 8 years licensed 7. **[Amy Goss](https://lendb.ai/lo/amy-goss-194181)** (NMLS 194181), Guild Mortgage, Jacksonville, NC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 8 years licensed 8. **[Rachelle Coffey](https://lendb.ai/lo/rachelle-coffey-203664)** (NMLS 203664), Homeowners Financial Group, Scottsdale, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 27 years experience (stated on lender page, 2026-10-09) 9. **[Jose Strickland](https://lendb.ai/lo/jose-strickland-1447128)** (NMLS 1447128), First Home Mortgage, La Plata, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 20 years experience (stated on lender page, 2026-10-09) 10. **[Dan Longman](https://lendb.ai/lo/daniel-longman-369430)** (NMLS 369430), NFM Lending, Plantation, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 15 years licensed 11. **[James Deal](https://lendb.ai/lo/james-deal-461209)** (NMLS 461209), Homeowners Financial Group, Atlanta, GA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - Branch in Georgia - 5 years licensed 12. **[Mike Eastman](https://lendb.ai/lo/michael-eastman-21108)** (NMLS 21108), First Heritage Mortgage, Fairfax, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 15 years licensed 13. **[Sandee Lutz](https://lendb.ai/lo/sandra-lutz-533656)** (NMLS 533656), CrossCountry Mortgage, Romeo, MI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 6 years licensed 14. **[Tom Fazio](https://lendb.ai/lo/thomas-fazio-268035)** (NMLS 268035), American Pacific Mortgage, St. Augustine, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 15 years licensed 15. **[Avni Patel](https://lendb.ai/lo/avni-patel-780250)** (NMLS 780250), Homeowners Financial Group, Atlanta, GA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - Branch in Georgia - 3 years licensed 16. **[Lori Jule](https://lendb.ai/lo/lori-jule-190409)** (NMLS 190409), Atlantic Coast Mortgage, Fairfax, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 15 years licensed 17. **[Trey Wolff](https://lendb.ai/lo/norman-wolff-331844)** (NMLS 331844), Highlands Residential Mortgage, Cartersville, GA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - Branch in Georgia - 4 years licensed 18. **[Kristina Hayes](https://lendb.ai/lo/kristina-hayes-1057175)** (NMLS 1057175), Churchill Mortgage, Irvine, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 12 years licensed 19. **[Jackson Thomas](https://lendb.ai/lo/jackson-thomas-1190420)** (NMLS 1190420), CrossCountry Mortgage, Dallas, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 4 years licensed 20. **[Mike Schuster](https://lendb.ai/lo/michael-schuster-1980879)** (NMLS 1980879), CrossCountry Mortgage, Columbia, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 5 years licensed 21. **[Nick Destefano](https://lendb.ai/lo/nicholas-destefano-913806)** (NMLS 913806), Ruoff Mortgage - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 13 years licensed 22. **[Clyde Bell](https://lendb.ai/lo/clyde-bell-1660787)** (NMLS 1660787), CrossCountry Mortgage, Birmingham, AL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 3 years licensed 23. **[James McMurrey](https://lendb.ai/lo/james-mcmurrey-2302283)** (NMLS 2302283), CrossCountry Mortgage, Lacey, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 3 years licensed 24. **[Michael Alan Wendorf](https://lendb.ai/lo/michael-wendorf-109568)** (NMLS 109568), Newrez, Columbia, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 10 years licensed 25. **[Jacob Kuzman](https://lendb.ai/lo/jacob-kuzman-373644)** (NMLS 373644), LeaderOne Financial, Winter Park, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in GA (listed on lender page, verified 2026-10-09) - 14 years licensed ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/georgia. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._