--- canonical_url: https://lendb.ai/s/fha/idaho last_verified: 2026-10-09 --- # FHA loan officers in Idaho As of 2026-10-09, LenDb lists 152 loan officers licensed in or based in Idaho whose lender pages show FHA loan work. The top-ranked are Whittney Curran (Guild Mortgage, Meridian), Robert Hall (Churchill Mortgage, Nampa) and Merrick Myers (Churchill Mortgage, Coeur d'Alene). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Whittney Curran](https://lendb.ai/lo/whittney-curran-47254)** (NMLS 47254), Guild Mortgage, Meridian, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - Branch in Idaho - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 2. **[Robert Hall](https://lendb.ai/lo/robert-hall-41584)** (NMLS 41584), Churchill Mortgage, Nampa, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - Branch in Idaho - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 3. **[Merrick Myers](https://lendb.ai/lo/merrick-myers-46122)** (NMLS 46122), Churchill Mortgage, Coeur d'Alene, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - Branch in Idaho - 22 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 4. **[Pete Mingham](https://lendb.ai/lo/steven-peter-mingham-jr-289586)** (NMLS 289586), Guild Mortgage, Walnut Creek, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 5. **[Mike Teeter](https://lendb.ai/lo/mike-teeter-2087253)** (NMLS 2087253), Churchill Mortgage, Nampa, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - Branch in Idaho - 16 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 6. **[Dawn Walp](https://lendb.ai/lo/dawn-walp-976514)** (NMLS 976514), Churchill Mortgage, Meridian, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - Branch in Idaho - 15 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 7. **[Joe Nunley](https://lendb.ai/lo/joe-nunley-149410)** (NMLS 149410), Guild Mortgage, Meridian, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - Branch in Idaho - No disciplinary actions on file at LenDb 8. **[Jeff Edwards](https://lendb.ai/lo/jeff-edwards-404522)** (NMLS 404522), Churchill Mortgage, Coeur d'Alene, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - Branch in Idaho - 32 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 9. **[Austin Gerimonte](https://lendb.ai/lo/austin-gerimonte-2277430)** (NMLS 2277430), CrossCountry Mortgage, Coeur d'Alene, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - Branch in Idaho - No disciplinary actions on file at LenDb 10. **[Matthew Merrill](https://lendb.ai/lo/matthew-merrill-115282)** (NMLS 115282), Guild Mortgage, Vancouver, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 11. **[Katie Hamm](https://lendb.ai/lo/katie-hamm-185848)** (NMLS 185848), Guild Mortgage, Portland, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 12. **[Brad Mabey](https://lendb.ai/lo/brad-mabey-262718)** (NMLS 262718), Guild Mortgage, Spanish Fork, UT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 13. **[Cherie Smith](https://lendb.ai/lo/cherie-smith-570248)** (NMLS 570248), Guild Mortgage, Redmond, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - 25 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 14. **[Jeanette John](https://lendb.ai/lo/jeanette-john-611754)** (NMLS 611754), Intercap Lending, Logan, UT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - 25 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 15. **[Sandee Lutz](https://lendb.ai/lo/sandra-lutz-533656)** (NMLS 533656), CrossCountry Mortgage, Romeo, MI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 16. **[Lori Jule](https://lendb.ai/lo/lori-jule-190409)** (NMLS 190409), Atlantic Coast Mortgage, Fairfax, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 17. **[Kristina Hayes](https://lendb.ai/lo/kristina-hayes-1057175)** (NMLS 1057175), Churchill Mortgage, Irvine, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - 12 years licensed - No disciplinary actions on file at LenDb 18. **[Kamile Melton](https://lendb.ai/lo/kamile-melton-1700255)** (NMLS 1700255), Churchill Mortgage, Lincoln City, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - 15 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 19. **[Michelle Hudson](https://lendb.ai/lo/michelle-oliver-182321)** (NMLS 182321), American Pacific Mortgage, Eagle, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - Branch in Idaho - 3 years licensed - No disciplinary actions on file at LenDb 20. **[Josh Dalglish](https://lendb.ai/lo/josh-dalglish-569991)** (NMLS 569991), Guild Mortgage, Wilsonville, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - 13 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 21. **[Christine Reino](https://lendb.ai/lo/christine-reino-896237)** (NMLS 896237), Churchill Mortgage, McCall, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - Branch in Idaho - 0 years licensed - No disciplinary actions on file at LenDb 22. **[Laura LaHorgue](https://lendb.ai/lo/laura-lahorgue-1077748)** (NMLS 1077748), Guild Mortgage, Meridian, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - Branch in Idaho - 10 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 23. **[Evan Luchaco](https://lendb.ai/lo/evan-luchaco-887608)** (NMLS 887608), Churchill Mortgage, Portland, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - 12 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 24. **[Erik Browning](https://lendb.ai/lo/erik-browning-2264602)** (NMLS 2264602), CrossCountry Mortgage, Scottsdale, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - 1 years licensed - No disciplinary actions on file at LenDb 25. **[Dominique Love](https://lendb.ai/lo/dominique-love-5953)** (NMLS 5953), American Pacific Mortgage, Garden City, ID - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in ID (listed on lender page, verified 2026-10-09) - Branch in Idaho - No disciplinary actions on file at LenDb ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/idaho. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._