---
canonical_url: https://lendb.ai/s/fha/indiana
last_verified: 2026-10-09
---

# FHA loan officers in Indiana

As of 2026-10-09, LenDb lists 261 loan officers licensed in or based in Indiana whose lender pages show FHA loan work. The top-ranked are Jon Knight (Fairway Independent Mortgage Corporation, Carmel), Scott Reese (CrossCountry Mortgage, Cleveland) and Ron Riccitelli Jr (CrossCountry Mortgage, Bel Air). Ranking is lender-neutral: specialty evidence first, then a license in IN, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jon Knight](https://lendb.ai/lo/jon-knight-175955)** (NMLS 175955), Fairway Independent Mortgage Corporation, Carmel, IN
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - Office in Carmel, IN
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
2. **[Scott Reese](https://lendb.ai/lo/douglas-reese-86512)** (NMLS 86512), CrossCountry Mortgage, Cleveland, OH
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Ron Riccitelli Jr](https://lendb.ai/lo/ron-riccitelli-jr-144907)** (NMLS 144907), CrossCountry Mortgage, Bel Air, MD
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 21 years of experience (lender page, 2026-10-09)
4. **[David Ischkum](https://lendb.ai/lo/david-ischkum-221466)** (NMLS 221466), CrossCountry Mortgage, Dardenne Prairie, MO
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
   - States 21 years of experience (lender page, 2026-10-09)
5. **[Sandee Lutz](https://lendb.ai/lo/sandra-lutz-533656)** (NMLS 533656), CrossCountry Mortgage, Romeo, MI
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2020 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
6. **[Jason A Walker](https://lendb.ai/lo/jason-a-walker-2384353)** (NMLS 2384353), CrossCountry Mortgage, Grand Haven, MI
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
7. **[Cameron Gemoets](https://lendb.ai/lo/cameron-gemoets-2701842)** (NMLS 2701842), CrossCountry Mortgage, Cleveland, OH
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
8. **[Craig Cusick](https://lendb.ai/lo/craig-cusick-210381)** (NMLS 210381), Fairway Independent Mortgage Corporation, Phoenix, AZ
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 17 years of experience (lender page, 2026-10-09)
9. **[Darik Tolnay](https://lendb.ai/lo/darik-tolnay-521445)** (NMLS 521445), CrossCountry Mortgage, Lakewood, CO
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2013 (per Colorado records)
   - States 15 years of experience (lender page, 2026-10-09)
10. **[John Astrologo](https://lendb.ai/lo/john-astrologo-441861)** (NMLS 441861), CrossCountry Mortgage, White Plains, NY
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Florida records)
   - States 16 years of experience (lender page, 2026-10-09)
11. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 14 years of experience (lender page, 2026-10-09)
12. **[Dan Kraus](https://lendb.ai/lo/daniel-kraus-40222)** (NMLS 40222), Churchill Mortgage, Brentwood, TN
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Florida records)
   - States 24 years of experience (lender page, 2026-10-09)
13. **[Lee Dozier](https://lendb.ai/lo/lee-dozier-40422)** (NMLS 40422), Churchill Mortgage, Brentwood, TN
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
   - States 29 years of experience (lender page, 2026-10-09)
14. **[Ken Smith](https://lendb.ai/lo/ken-smith-71162)** (NMLS 71162), Churchill Mortgage, Colorado Springs, CO
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 23 years of experience (lender page, 2026-10-09)
15. **[Domonique Gray](https://lendb.ai/lo/domonique-gray-900558)** (NMLS 900558), Churchill Mortgage, Brentwood, TN
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
16. **[Kristina Hayes](https://lendb.ai/lo/kristina-hayes-1057175)** (NMLS 1057175), Churchill Mortgage, Irvine, CA
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2013 (per Colorado records)
   - States 35 years of experience (lender page, 2026-10-09)
17. **[Dan Smith](https://lendb.ai/lo/dan-smith-2784335)** (NMLS 2784335), Ruoff Mortgage, Bloomington, IN
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - Office in Bloomington, IN
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 15 years of experience (lender page, 2026-10-09)
18. **[Morgan Cowle](https://lendb.ai/lo/morgan-cowle-40312)** (NMLS 40312), Churchill Mortgage, Brentwood, TN
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2013 (per Colorado records)
   - States 18 years of experience (lender page, 2026-10-09)
19. **[Kim Arnos](https://lendb.ai/lo/kim-arnos-236048)** (NMLS 236048), Ruoff Mortgage
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
20. **[Alexis Varga](https://lendb.ai/lo/alexis-varga-1473179)** (NMLS 1473179), CrossCountry Mortgage, Chicago, IL
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Colorado records)
   - States 10 years of experience (lender page, 2026-10-09)
21. **[Jennifer Meyer](https://lendb.ai/lo/jennifer-meyer-562072)** (NMLS 562072), Ruoff Mortgage, Wabash, IN
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - Office in Wabash, IN
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Florida records)
   - States 16 years of experience (lender page, 2026-10-09)
22. **[Eric Todderud](https://lendb.ai/lo/eric-todderud-2039867)** (NMLS 2039867), Guild Mortgage, Fishers, IN
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - Office in Fishers, IN
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
23. **[George Komoroski](https://lendb.ai/lo/george-komoroski-16721)** (NMLS 16721), Total Mortgage Services, Milford, CT
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
   - States 15 years of experience (lender page, 2026-10-09)
24. **[Will Pendergraft](https://lendb.ai/lo/william-pendergraft-887706)** (NMLS 887706), Churchill Mortgage, Brentwood, TN
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)
   - States 15 years of experience (lender page, 2026-10-09)
25. **[Devin Fahrner](https://lendb.ai/lo/devin-fahrner-399405)** (NMLS 399405), American Pacific Mortgage, Eagle, ID
   - Lists FHA loan on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Colorado records)
   - States 30 years of experience (lender page, 2026-10-09)

## Questions to ask

- What minimum credit score do you accept for FHA, with or without overlays?
- How do you handle FHA appraisal repair requirements?
- What will mortgage insurance cost over the life of the loan?

Cite as: LenDb.ai, https://lendb.ai/s/fha/indiana.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
