--- canonical_url: https://lendb.ai/s/fha/kansas last_verified: 2026-10-09 --- # FHA loan officers in Kansas As of 2026-10-09, LenDb lists 127 loan officers licensed in or based in Kansas whose lender pages show FHA loan work. The top-ranked are James Finch (Guild Mortgage, Overland Park), Darik Tolnay (CrossCountry Mortgage, Lakewood) and Tracey Radinovic (Fairway Independent Mortgage Corporation, Overland Park). Ranking is lender-neutral: specialty evidence first, then a license in KS, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[James Finch](https://lendb.ai/lo/james-finch-289998)** (NMLS 289998), Guild Mortgage, Overland Park, KS - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - Branch in Kansas - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 2. **[Darik Tolnay](https://lendb.ai/lo/darik-tolnay-521445)** (NMLS 521445), CrossCountry Mortgage, Lakewood, CO - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 15 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 3. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - Branch in Kansas - 0 years licensed - No disciplinary actions on file at LenDb 4. **[Scott Reese](https://lendb.ai/lo/douglas-reese-86512)** (NMLS 86512), CrossCountry Mortgage, Cleveland, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 5. **[Greg Brooks](https://lendb.ai/lo/gregory-brooks-151145)** (NMLS 151145), Guild Mortgage, San Diego, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 6. **[Carey Hiatt](https://lendb.ai/lo/carey-hiatt-267163)** (NMLS 267163), LeaderOne Financial, Kearney, MO - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 7. **[Frank Lowe](https://lendb.ai/lo/frank-lowe-1966607)** (NMLS 1966607), LeaderOne Financial, Overland Park, KS - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - Branch in Kansas - 7 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 8. **[John Markman](https://lendb.ai/lo/john-markman-1660491)** (NMLS 1660491), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - Branch in Kansas - 16 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 9. **[Sandee Lutz](https://lendb.ai/lo/sandra-lutz-533656)** (NMLS 533656), CrossCountry Mortgage, Romeo, MI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 10. **[Jackson Thomas](https://lendb.ai/lo/jackson-thomas-1190420)** (NMLS 1190420), CrossCountry Mortgage, Dallas, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 11. **[James McMurrey](https://lendb.ai/lo/james-mcmurrey-2302283)** (NMLS 2302283), CrossCountry Mortgage, Lacey, WA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 12. **[Jacob Kuzman](https://lendb.ai/lo/jacob-kuzman-373644)** (NMLS 373644), LeaderOne Financial, Winter Park, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 13. **[Joe Nelson](https://lendb.ai/lo/joe-nelson-2547018)** (NMLS 2547018), LeaderOne Financial, Overland Park, KS - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - Branch in Kansas - 21 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 14. **[Adam Miller](https://lendb.ai/lo/adam-miller-221065)** (NMLS 221065), LeaderOne Financial, Oak Brook, IL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 15. **[Dan Kraus](https://lendb.ai/lo/daniel-kraus-40222)** (NMLS 40222), Churchill Mortgage, Brentwood, TN - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 16. **[John Higdon](https://lendb.ai/lo/john-higdon-929683)** (NMLS 929683), Guild Mortgage, Waterloo, IA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 17. **[Diana Flynn](https://lendb.ai/lo/diana-flynn-1934853)** (NMLS 1934853), NFM Lending, Columbus, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 18. **[Chris DeRuischer](https://lendb.ai/lo/christopher-deruischer-1025953)** (NMLS 1025953), Churchill Mortgage, Wyoming, MI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 19. **[Ryne Bernal](https://lendb.ai/lo/ryne-bernal-2052424)** (NMLS 2052424), Churchill Mortgage, Allen, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 5 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 20. **[Domonique Gray](https://lendb.ai/lo/domonique-gray-900558)** (NMLS 900558), Churchill Mortgage, Brentwood, TN - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 21. **[Rigo Jurado](https://lendb.ai/lo/rigo-jurado-1115029)** (NMLS 1115029), Guild Mortgage, Overland Park, KS - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - Branch in Kansas - 10 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 22. **[Mary Greenwood](https://lendb.ai/lo/mary-greenwood-459324)** (NMLS 459324), NFM Lending, Colorado Springs, CO - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 2 years licensed - No disciplinary actions on file at LenDb 23. **[Will Pendergraft](https://lendb.ai/lo/william-pendergraft-887706)** (NMLS 887706), Churchill Mortgage, Brentwood, TN - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 2 years licensed - No disciplinary actions on file at LenDb 24. **[Sarah Everett](https://lendb.ai/lo/sarah-everett-2366701)** (NMLS 2366701), CrossCountry Mortgage, Lenexa, KS - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - Branch in Kansas - No disciplinary actions on file at LenDb 25. **[Shannon Odom](https://lendb.ai/lo/shannon-odom-509649)** (NMLS 509649), LeaderOne Financial, Bangor, ME - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Licensed in KS (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/kansas. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._