--- canonical_url: https://lendb.ai/s/fha/nebraska last_verified: 2026-10-09 --- # FHA loan officers in Nebraska As of 2026-10-09, LenDb lists 38 loan officers licensed in or based in Nebraska whose lender pages show FHA loan work. The top-ranked are Kay M. Davis (Union Home Mortgage, Saint Clair), Bobby Luu (American Pacific Mortgage, Reston) and Evan Luchaco (Churchill Mortgage, Portland). Ranking is lender-neutral: specialty evidence first, then a license in NE, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Kay M. Davis](https://lendb.ai/lo/katherine-davis-436627)** (NMLS 436627), Union Home Mortgage, Saint Clair, MI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 35 years of experience (lender page, 2026-10-09) 2. **[Bobby Luu](https://lendb.ai/lo/hong-luu-185192)** (NMLS 185192), American Pacific Mortgage, Reston, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 3. **[Evan Luchaco](https://lendb.ai/lo/evan-luchaco-887608)** (NMLS 887608), Churchill Mortgage, Portland, OR - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Colorado records) - States 12 years of experience (lender page, 2026-10-09) 4. **[Jackson Thomas](https://lendb.ai/lo/jackson-thomas-1190420)** (NMLS 1190420), CrossCountry Mortgage, Dallas, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Colorado records) 5. **[Kevin Kerivan](https://lendb.ai/lo/kevin-kerivan-242302)** (NMLS 242302), Fairway Independent Mortgage Corporation, Queen Creek, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) 6. **[Carla Marchetti](https://lendb.ai/lo/carla-marchetti-993397)** (NMLS 993397), Guild Mortgage, Overland Park, KS - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 19 years of experience (lender page, 2026-10-09) 7. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 8. **[J Rankin](https://lendb.ai/lo/j-rankin-507279)** (NMLS 507279), JPMorgan Chase Bank (Chase Home Lending), Gretna, NE - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Gretna, NE - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 9. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 10. **[Frank Cimperman](https://lendb.ai/lo/frank-cimperman-194237)** (NMLS 194237), CrossCountry Mortgage, Cleveland, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 11. **[Jason Smith](https://lendb.ai/lo/jason-smith-210839)** (NMLS 210839), CrossCountry Mortgage, Scottsdale, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 12. **[Donald Galvin](https://lendb.ai/lo/donald-galvin-214981)** (NMLS 214981), CrossCountry Mortgage, North Ridgeville, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 13. **[Gavin Ekstrom](https://lendb.ai/lo/gavin-ekstrom-220170)** (NMLS 220170), CrossCountry Mortgage, Greenwood Village, CO - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 14. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 15. **[Justin Whalen](https://lendb.ai/lo/justin-whalen-369112)** (NMLS 369112), CrossCountry Mortgage, Scottsdale, AZ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 16. **[Diane DeSalvo Cunningham](https://lendb.ai/lo/diane-desalvo-cunningham-261383)** (NMLS 261383), CrossCountry Mortgage, Greenwood Village, CO - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) 17. **[Scott Evans](https://lendb.ai/lo/scott-evans-256163)** (NMLS 256163), CrossCountry Mortgage, San Diego, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) 18. **[George Harsh](https://lendb.ai/lo/george-harsh-237004)** (NMLS 237004), CrossCountry Mortgage, Houston, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Colorado records) 19. **[Bob Bowman](https://lendb.ai/lo/robert-bowman-194564)** (NMLS 194564), CrossCountry Mortgage, Chicago, IL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Colorado records) 20. **[Mark Galbraith](https://lendb.ai/lo/mark-galbraith-172614)** (NMLS 172614), CrossCountry Mortgage, Henderson, NV - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 21. **[Kathy Johnson](https://lendb.ai/lo/kathy-johnson-1402120)** (NMLS 1402120), CrossCountry Mortgage, Houston, TX - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 22. **[Misty Hemphill-Wilson](https://lendb.ai/lo/misty-hemphill-wilson-324285)** (NMLS 324285), CrossCountry Mortgage, Omaha, NE - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Omaha, NE - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 23. **[Jerry Crowder](https://lendb.ai/lo/jerry-crowder-436485)** (NMLS 436485), CrossCountry Mortgage, Cincinnati, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Colorado records) 24. **[Bill Farley](https://lendb.ai/lo/bill-farley-1489288)** (NMLS 1489288), CrossCountry Mortgage, Cleveland, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 25. **[Adam Kriticos](https://lendb.ai/lo/adam-kriticos-213817)** (NMLS 213817), CrossCountry Mortgage, Chicago, IL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/nebraska. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._