--- canonical_url: https://lendb.ai/s/fha/new-hampshire last_verified: 2026-10-10 --- # FHA loan officers in New Hampshire As of 2026-10-10, LenDb lists 58 loan officers licensed in or based in New Hampshire whose lender pages show FHA loan work. The top-ranked are Sarah Haberkorn (Envoy Mortgage, Dover), Lisa Capicchioni (Guild Mortgage, Manchester) and Tony Raby (Guild Mortgage, North Attleboro). Ranking is lender-neutral: specialty evidence first, then a license in NH, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Sarah Haberkorn](https://lendb.ai/lo/sarah-haberkorn-42492)** (NMLS 42492), Envoy Mortgage, Dover, NH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Dover, NH - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 23, 2020 (Florida), per state regulator - States 19 years of experience (lender page, 2026-10-09) 2. **[Lisa Capicchioni](https://lendb.ai/lo/lisa-capicchioni-157850)** (NMLS 157850), Guild Mortgage, Manchester, NH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Manchester, NH - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 20, 2025 (Florida), per state regulator - States 30 years of experience (lender page, 2026-10-09) 3. **[Tony Raby](https://lendb.ai/lo/anthony-raby-3961)** (NMLS 3961), Guild Mortgage, North Attleboro, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 23, 2023 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 4. **[Fred Damore](https://lendb.ai/lo/fred-damore-4395)** (NMLS 4395), Fairway Independent Mortgage Corporation, Methuen, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 5. **[Susan McGrath](https://lendb.ai/lo/susan-mcgrath-366451)** (NMLS 366451), CrossCountry Mortgage, Naples, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 15, 2022 (Florida), per state regulator - States 40 years of experience (lender page, 2026-10-09) 6. **[Alina Burke](https://lendb.ai/lo/alina-burke-509630)** (NMLS 509630), Success Mortgage Partners, Portland, ME - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 2, 2023 (Florida), per state regulator - States 24 years of experience (lender page, 2026-10-09) 7. **[Shannon Odom](https://lendb.ai/lo/shannon-odom-509649)** (NMLS 509649), LeaderOne Financial, Bangor, ME - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 16, 2021 (Florida), per state regulator 8. **[Natalie Malinowski](https://lendb.ai/lo/natalie-malinowski-2050805)** (NMLS 2050805), CrossCountry Mortgage, Topsfield, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 9, 2021 (Florida), per state regulator 9. **[Cory Parker](https://lendb.ai/lo/cory-parker-166838)** (NMLS 166838), AnnieMac Home Mortgage, Newton, MA - Lists FHA loan on lender page (lender page, verified 2026-10-10) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 14 years of experience (lender page, 2026-10-10) 10. **[Trevor McFarland](https://lendb.ai/lo/trevor-mcfarland-38803)** (NMLS 38803), Guild Mortgage, Worcester, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 17, 2020 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 11. **[Jon Libman](https://lendb.ai/lo/jonathan-libman-14174)** (NMLS 14174), Guild Mortgage, North Attleboro, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 27, 2023 (Florida), per state regulator 12. **[Will Pendergraft](https://lendb.ai/lo/william-pendergraft-887706)** (NMLS 887706), Churchill Mortgage - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 1, 2024 (Florida), per state regulator 13. **[Bianca Cannatella](https://lendb.ai/lo/bianca-cannatella-2304332)** (NMLS 2304332), CrossCountry Mortgage, Peabody, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 24, 2025 (Florida), per state regulator 14. **[David Frankel](https://lendb.ai/lo/david-frankel-2113776)** (NMLS 2113776), AnnieMac Home Mortgage, Warwick, RI - Lists FHA loan on lender page (lender page, verified 2026-10-10) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 16, 2026 (Florida), per state regulator 15. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 25, 2016 (Colorado), per state regulator 16. **[John Koutrobis](https://lendb.ai/lo/john-koutrobis-4601)** (NMLS 4601), CrossCountry Mortgage, Salem, NH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Salem, NH - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 17. **[Chad Goetz](https://lendb.ai/lo/chad-goetz-5128)** (NMLS 5128), CrossCountry Mortgage, Salem, NH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Salem, NH - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 17, 2016 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 18. **[Michael Gendreau](https://lendb.ai/lo/michael-gendreau-45832)** (NMLS 45832), CrossCountry Mortgage, Salem, NH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Salem, NH - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 22 years of experience (lender page, 2026-10-09) 19. **[Greg Afarian](https://lendb.ai/lo/greg-afarian-6393)** (NMLS 6393), CrossCountry Mortgage, Andover, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 20. **[Steven Bokser](https://lendb.ai/lo/steven-bokser-18935)** (NMLS 18935), CrossCountry Mortgage, Beverly, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 21. **[Paula Harris](https://lendb.ai/lo/paula-harris-18950)** (NMLS 18950), CrossCountry Mortgage, Beverly, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 35 years of experience (lender page, 2026-10-09) 22. **[Brandon Pratt](https://lendb.ai/lo/brandon-pratt-46922)** (NMLS 46922), CrossCountry Mortgage, Beverly, MA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 11, 2022 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 23. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 9, 2020 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 24. **[Frank Cimperman](https://lendb.ai/lo/frank-cimperman-194237)** (NMLS 194237), CrossCountry Mortgage, Cleveland, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 20, 2012 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 25. **[Jason Cota](https://lendb.ai/lo/jason-cota-232220)** (NMLS 232220), CrossCountry Mortgage, Winter Park, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 8, 2018 (Florida), per state regulator - States 17 years of experience (lender page, 2026-10-09) ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/new-hampshire. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._