{
  "canonical_url": "https://lendb.ai/s/fha/new-jersey",
  "summary": "As of 2026-10-09, LenDb lists 329 loan officers licensed in or based in New Jersey whose lender pages show FHA loan work. The top-ranked are Gregory Bodine (NFM Lending, Haddonfield), Elizabeth Tapia (JPMorgan Chase Bank (Chase Home Lending), Jersey City) and Nelson Jaramillo (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "fha",
  "state": "NJ",
  "total": 329,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 58.8,
      "loan_officer": {
        "nmls_id": 165946,
        "slug": "gregory-bodine-165946",
        "full_name": "Gregory Bodine",
        "canonical_url": "https://lendb.ai/lo/gregory-bodine-165946",
        "json_url": "https://lendb.ai/lo/gregory-bodine-165946.json",
        "lender": {
          "nmls_id": 2893,
          "name": "NFM Lending",
          "canonical_url": "https://lendb.ai/lender/nfm-lending-2893"
        },
        "branch": {
          "city": "Haddonfield",
          "state": "NJ"
        },
        "licensed_states": [
          "NJ"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
        "lender_profile_url": "https://nfmlending.com/loanoriginator/gregory-bodine/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NJ (listed on lender page, verified 2026-10-09)",
        "Branch in New Jersey",
        "20 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/gregory-bodine-165946"
    },
    {
      "rank": 2,
      "score": 58.8,
      "loan_officer": {
        "nmls_id": 840045,
        "slug": "elizabeth-tapia-840045",
        "full_name": "Elizabeth Tapia",
        "canonical_url": "https://lendb.ai/lo/elizabeth-tapia-840045",
        "json_url": "https://lendb.ai/lo/elizabeth-tapia-840045.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "canonical_url": "https://lendb.ai/lender/chase-399798"
        },
        "branch": {
          "city": "Jersey City",
          "state": "NJ"
        },
        "licensed_states": [
          "NJ",
          "NY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "co-op",
            "evidence": "lender_page_text"
          },
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
        "lender_profile_url": "https://homelendingadvisor.chase.com/nj/jersey-city/575-washington-blvd-hla-840045"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NJ (listed on lender page, verified 2026-10-09)",
        "Branch in New Jersey",
        "20 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/elizabeth-tapia-840045"
    },
    {
      "rank": 3,
      "score": 57.8,
      "loan_officer": {
        "nmls_id": 138363,
        "slug": "nelson-jaramillo-138363",
        "full_name": "Nelson Jaramillo",
        "canonical_url": "https://lendb.ai/lo/nelson-jaramillo-138363",
        "json_url": "https://lendb.ai/lo/nelson-jaramillo-138363.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841"
        },
        "branch": {
          "city": null,
          "state": "NJ"
        },
        "licensed_states": [
          "NJ"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/nelson-jaramillo-138363"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NJ (listed on lender page, verified 2026-10-09)",
        "Branch in New Jersey",
        "20 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/nelson-jaramillo-138363"
    },
    {
      "rank": 4,
      "score": 55.3,
      "loan_officer": {
        "nmls_id": 1466855,
        "slug": "michael-colella-1466855",
        "full_name": "Michael Colella",
        "canonical_url": "https://lendb.ai/lo/michael-colella-1466855",
        "json_url": "https://lendb.ai/lo/michael-colella-1466855.json",
        "lender": {
          "nmls_id": 2184,
          "name": "Embrace Home Loans",
          "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184"
        },
        "branch": {
          "city": "Basking Ridge",
          "state": "NJ"
        },
        "licensed_states": [
          "FL",
          "MD",
          "NJ",
          "NY",
          "PA",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 9,
        "years_experience": 10,
        "lender_profile_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/michael-colella"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NJ (listed on lender page, verified 2026-10-09)",
        "Branch in New Jersey",
        "9 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/michael-colella-1466855"
    },
    {
      "rank": 5,
      "score": 54,
      "loan_officer": {
        "nmls_id": 1560201,
        "slug": "aaron-hartman-1560201",
        "full_name": "Aaron Hartman",
        "canonical_url": "https://lendb.ai/lo/aaron-hartman-1560201",
        "json_url": "https://lendb.ai/lo/aaron-hartman-1560201.json",
        "lender": {
          "nmls_id": 2893,
          "name": "NFM Lending",
          "canonical_url": "https://lendb.ai/lender/nfm-lending-2893"
        },
        "branch": {
          "city": "Haddonfield",
          "state": "NJ"
        },
        "licensed_states": [
          "NJ",
          "PA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 8,
        "lender_profile_url": "https://nfmlending.com/loanoriginator/aaron-hartman/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NJ (listed on lender page, verified 2026-10-09)",
        "Branch in New Jersey",
        "8 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/aaron-hartman-1560201"
    },
    {
      "rank": 6,
      "score": 53.4,
      "loan_officer": {
        "nmls_id": 204926,
        "slug": "kenneth-johnson-204926",
        "full_name": "Kenneth Johnson",
        "canonical_url": "https://lendb.ai/lo/kenneth-johnson-204926",
        "json_url": "https://lendb.ai/lo/kenneth-johnson-204926.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Doylestown",
          "state": "PA"
        },
        "licensed_states": [
          "DE",
          "NJ",
          "PA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 19,
        "lender_profile_url": "https://crosscountrymortgage.com/doylestown-pa-2545/kenneth-johnson/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NJ (listed on lender page, verified 2026-10-09)",
        "19 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/kenneth-johnson-204926"
    },
    {
      "rank": 7,
      "score": 52.8,
      "loan_officer": {
        "nmls_id": 2145884,
        "slug": "austen-ward-2145884",
        "full_name": "Austen Ward",
        "canonical_url": "https://lendb.ai/lo/austen-ward-2145884",
        "json_url": "https://lendb.ai/lo/austen-ward-2145884.json",
        "lender": {
          "nmls_id": 2893,
          "name": "NFM Lending",
          "canonical_url": "https://lendb.ai/lender/nfm-lending-2893"
        },
        "branch": {
          "city": "Haddonfield",
          "state": "NJ"
        },
        "licensed_states": [
          "DE",
          "NJ",
          "PA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 5,
        "lender_profile_url": "https://nfmlending.com/loanoriginator/austen-ward/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NJ (listed on lender page, verified 2026-10-09)",
        "Branch in New Jersey",
        "5 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/austen-ward-2145884"
    },
    {
      "rank": 8,
      "score": 52,
      "loan_officer": {
        "nmls_id": 190409,
        "slug": "lori-jule-190409",
        "full_name": "Lori Jule",
        "canonical_url": "https://lendb.ai/lo/lori-jule-190409",
        "json_url": "https://lendb.ai/lo/lori-jule-190409.json",
        "lender": {
          "nmls_id": 643114,
          "name": "Atlantic Coast Mortgage",
          "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114"
        },
        "branch": {
          "city": "Fairfax",
          "state": "VA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "AZ",
          "CT",
          "DC",
          "DE",
          "GA",
          "ID",
          "LA",
          "MA",
          "MD",
          "ME",
          "MI",
          "NC",
          "NE",
          "NH",
          "NJ",
          "OH",
          "OK",
          "PA",
          "RI",
          "SC",
          "TN",
          "TX",
          "VA",
          "VT",
          "WV"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": 20,
        "lender_profile_url": "https://www.atlanticcoastmortgage.com/lo/lori-jule/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NJ (listed on lender page, verified 2026-10-09)",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/lori-jule-190409"
    },
    {
      "rank": 9,
      "score": 51.3,
      "loan_officer": {
        "nmls_id": 161236,
        "slug": "bradley-zerbe-161236",
        "full_name": "Brad Zerbe",
        "canonical_url": "https://lendb.ai/lo/bradley-zerbe-161236",
        "json_url": "https://lendb.ai/lo/bradley-zerbe-161236.json",
        "lender": {
          "nmls_id": 2893,
          "name": "NFM Lending",
          "canonical_url": "https://lendb.ai/lender/nfm-lending-2893"
        },
        "branch": {
          "city": "Haddonfield",
          "state": "NJ"
        },
        "licensed_states": [
          "FL",
          "DE",
          "MD",
          "NJ",
          "PA",
          "SC",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 1,
        "years_experience": null,
        "lender_profile_url": "https://nfmlending.com/loanoriginator/brad-zerbe/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NJ (listed on lender page, verified 2026-10-09)",
        "Branch in New Jersey",
        "1 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/bradley-zerbe-161236"
    },
    {
      "rank": 10,
      "score": 50.8,
      "loan_officer": {
        "nmls_id": 109568,
        "slug": "michael-wendorf-109568",
        "full_name": "Michael Alan Wendorf",
        "canonical_url": "https://lendb.ai/lo/michael-wendorf-109568",
        "json_url": "https://lendb.ai/lo/michael-wendorf-109568.json",
        "lender": {
          "nmls_id": 3013,
          "name": "Newrez",
          "canonical_url": "https://lendb.ai/lender/newrez-3013"
        },
        "branch": {
          "city": "Columbia",
          "state": "MD"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "GA",
          "MA",
          "MD",
          "NC",
          "NJ",
          "PA",
          "CO"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 10,
        "years_experience": null,
        "lender_profile_url": "https://www.newrez.com/find-loan-officer/michael-alan-wendorf/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NJ (listed on lender page, verified 2026-10-09)",
        "10 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/michael-wendorf-109568"
    },
    {
      "rank": 11,
      "score": 50.8,
      "loan_officer": {
        "nmls_id": 138370,
        "slug": "walter-gorman-138370",
        "full_name": "Walter Gorman",
        "canonical_url": "https://lendb.ai/lo/walter-gorman-138370",
        "json_url": "https://lendb.ai/lo/walter-gorman-138370.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Rutherford",
          "state": "NJ"
        },
        "licensed_states": [
          "FL",
          "CT",
          "NJ",
          "NY",
          "PA",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 0,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/rutherford-nj-3193/walter-gorman/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NJ (listed on lender page, verified 2026-10-09)",
        "Branch in New Jersey",
        "0 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/walter-gorman-138370"
    },
    {
      "rank": 12,
      "score": 50.8,
      "loan_officer": {
        "nmls_id": 210533,
        "slug": "ron-gosewisch-210533",
        "full_name": "Ron Gosewisch",
        "canonical_url": "https://lendb.ai/lo/ron-gosewisch-210533",
        "json_url": "https://lendb.ai/lo/ron-gosewisch-210533.json",
        "lender": {
          "nmls_id": 2893,
          "name": "NFM Lending",
          "canonical_url": "https://lendb.ai/lender/nfm-lending-2893"
        },
        "branch": {
          "city": "Haddonfield",
          "state": "NJ"
        },
        "licensed_states": [
          "MD",
          "NJ",
          "PA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": null,
        "lender_profile_url": "https://nfmlending.com/loanoriginator/ron-gosewisch/"
      },
      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NJ (listed on lender page, verified 2026-10-09)",
        "Branch in New Jersey",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/ron-gosewisch-210533"
    },
    {
      "rank": 13,
      "score": 50.3,
      "loan_officer": {
        "nmls_id": 16721,
        "slug": "george-komoroski-16721",
        "full_name": "George Komoroski",
        "canonical_url": "https://lendb.ai/lo/george-komoroski-16721",
        "json_url": "https://lendb.ai/lo/george-komoroski-16721.json",
        "lender": {
          "nmls_id": 2764,
          "name": "Total Mortgage Services",
          "canonical_url": "https://lendb.ai/lender/total-mortgage-services-2764"
        },
        "branch": {
          "city": "Milford",
          "state": "CT"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CO",
          "CT",
          "IL",
          "IN",
          "MA",
          "MI",
          "MO",
          "NJ",
          "NY",
          "OH",
          "PA",
          "RI",
          "TX",
          "VT"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
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}