--- canonical_url: https://lendb.ai/s/fha/new-jersey last_verified: 2026-10-10 --- # FHA loan officers in New Jersey As of 2026-10-10, LenDb lists 245 loan officers licensed in or based in New Jersey whose lender pages show FHA loan work. The top-ranked are Nelson Jaramillo (Loan Factory), Sheri Barber (Union Home Mortgage, Rehoboth Beach) and Susan McGrath (CrossCountry Mortgage, Naples). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Nelson Jaramillo](https://lendb.ai/lo/nelson-jaramillo-138363)** (NMLS 138363), Loan Factory, NJ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in New Jersey - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 2. **[Sheri Barber](https://lendb.ai/lo/sheri-barber-243041)** (NMLS 243041), Union Home Mortgage, Rehoboth Beach, DE - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 3. **[Susan McGrath](https://lendb.ai/lo/susan-mcgrath-366451)** (NMLS 366451), CrossCountry Mortgage, Naples, FL - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 40 years of experience (lender page, 2026-10-09) 4. **[Bobby Luu](https://lendb.ai/lo/hong-luu-185192)** (NMLS 185192), American Pacific Mortgage, Reston, VA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 5. **[Kenneth Johnson](https://lendb.ai/lo/kenneth-johnson-204926)** (NMLS 204926), CrossCountry Mortgage, Doylestown, PA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 19 years of experience (lender page, 2026-10-09) 6. **[Barry Koven](https://lendb.ai/lo/barry-koven-404510)** (NMLS 404510), CrossCountry Mortgage, Brooklyn, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 18 years of experience (lender page, 2026-10-09) 7. **[John Astrologo](https://lendb.ai/lo/john-astrologo-441861)** (NMLS 441861), CrossCountry Mortgage, White Plains, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 8. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 9. **[Michael Alan Wendorf](https://lendb.ai/lo/michael-wendorf-109568)** (NMLS 109568), Newrez, Columbia, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) 10. **[Chuck Tegano](https://lendb.ai/lo/chuck-tegano-209374)** (NMLS 209374), AnnieMac Home Mortgage, East Brunswick, NJ - Lists FHA loan on lender page (lender page, verified 2026-10-10) - Office in East Brunswick, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 21 years of experience (lender page, 2026-10-10) 11. **[Jaime Laureano](https://lendb.ai/lo/jaime-laureano-257075)** (NMLS 257075), Total Mortgage Services, Milford, CT - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 12. **[Brad Zerbe](https://lendb.ai/lo/bradley-zerbe-161236)** (NMLS 161236), NFM Lending, Haddonfield, NJ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Haddonfield, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 13. **[Walter Gorman](https://lendb.ai/lo/walter-gorman-138370)** (NMLS 138370), CrossCountry Mortgage, Rutherford, NJ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Rutherford, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 14. **[Jerome Daniels](https://lendb.ai/lo/jerome-daniels-1616634)** (NMLS 1616634), Loan Factory, NJ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in New Jersey - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 15. **[Amy Altenburg](https://lendb.ai/lo/amy-altenburg-820600)** (NMLS 820600), Southern Trust Mortgage, Annapolis, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 16. **[Matthew Ward](https://lendb.ai/lo/matthew-ward-236356)** (NMLS 236356), JPMorgan Chase Bank (Chase Home Lending), Brick, NJ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Brick, NJ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 17. **[John Ortega](https://lendb.ai/lo/john-ortega-461624)** (NMLS 461624), Churchill Mortgage, Irvine, CA - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 18. **[Malquiris Castillo de Jaquez](https://lendb.ai/lo/malquiris-castillo-de-jaquez-2638216)** (NMLS 2638216), CrossCountry Mortgage, Staten Island, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 19. **[Judelka Diaz](https://lendb.ai/lo/judelka-diaz-2253012)** (NMLS 2253012), Embrace Home Loans, Amityville, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[Michael Colella](https://lendb.ai/lo/michael-colella-1466855)** (NMLS 1466855), Embrace Home Loans, Basking Ridge, NJ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Basking Ridge, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 21. **[Scott Eisgrau](https://lendb.ai/lo/scott-eisgrau-139186)** (NMLS 139186), Atlantic Coast Mortgage, Owings Mills, MD - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 22. **[Justin Bolton](https://lendb.ai/lo/justin-bolton-129424)** (NMLS 129424), Churchill Mortgage, Wakefield, RI - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 23. **[Brendan J Slater](https://lendb.ai/lo/brendan-slater-1099810)** (NMLS 1099810), Loan Factory - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 24. **[Rick Berry](https://lendb.ai/lo/rick-berry-1037279)** (NMLS 1037279), Lit Financial Corporation - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) 25. **[Claus Andersen](https://lendb.ai/lo/claus-andersen-413932)** (NMLS 413932), CrossCountry Mortgage, Union, NJ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Union, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/new-jersey. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._