--- canonical_url: https://lendb.ai/s/fha/new-york last_verified: 2026-10-09 --- # FHA loan officers in New York As of 2026-10-09, LenDb lists 209 loan officers licensed in or based in New York whose lender pages show FHA loan work. The top-ranked are Eric Vaughn (CrossCountry Mortgage, Williamsville), Justin Schiatta (CrossCountry Mortgage, Melville) and Barry Koven (CrossCountry Mortgage, Brooklyn). Ranking is lender-neutral: specialty evidence first, then a license in NY, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Eric Vaughn](https://lendb.ai/lo/eric-vaughn-88577)** (NMLS 88577), CrossCountry Mortgage, Williamsville, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Williamsville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 23 years of experience (lender page, 2026-10-09) 2. **[Justin Schiatta](https://lendb.ai/lo/justin-schiatta-115343)** (NMLS 115343), CrossCountry Mortgage, Melville, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Melville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 3. **[Barry Koven](https://lendb.ai/lo/barry-koven-404510)** (NMLS 404510), CrossCountry Mortgage, Brooklyn, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Brooklyn, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 18 years of experience (lender page, 2026-10-09) 4. **[John Astrologo](https://lendb.ai/lo/john-astrologo-441861)** (NMLS 441861), CrossCountry Mortgage, White Plains, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in White Plains, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 5. **[Scott Reese](https://lendb.ai/lo/douglas-reese-86512)** (NMLS 86512), CrossCountry Mortgage, Cleveland, OH - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 6. **[Jason Stallworth](https://lendb.ai/lo/jason-stallworth-7577)** (NMLS 7577), Embrace Home Loans, Amityville, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Amityville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 7. **[Judelka Diaz](https://lendb.ai/lo/judelka-diaz-2253012)** (NMLS 2253012), Embrace Home Loans, Amityville, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Amityville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 8. **[Walter Gorman](https://lendb.ai/lo/walter-gorman-138370)** (NMLS 138370), CrossCountry Mortgage, Rutherford, NJ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 9. **[Michael Colella](https://lendb.ai/lo/michael-colella-1466855)** (NMLS 1466855), Embrace Home Loans, Basking Ridge, NJ - Lists FHA loan on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 10. **[Lisa Romano](https://lendb.ai/lo/lisa-romano-52383)** (NMLS 52383), Homestead Funding, Albany, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Albany, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 11. **[David Toledo](https://lendb.ai/lo/david-toledo-28440)** (NMLS 28440), JPMorgan Chase Bank (Chase Home Lending), Bronx, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Bronx, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 24 years of experience (lender page, 2026-10-09) 12. **[Jose Becerra](https://lendb.ai/lo/jose-becerra-56087)** (NMLS 56087), JPMorgan Chase Bank (Chase Home Lending), Middle Village, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Middle Village, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 21 years of experience (lender page, 2026-10-09) 13. **[Javier Kato, CMA](https://lendb.ai/lo/javier-kato-cma-2230547)** (NMLS 2230547), CrossCountry Mortgage, Brooklyn, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Brooklyn, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 14. **[Scott Finger](https://lendb.ai/lo/scott-finger-460183)** (NMLS 460183), CrossCountry Mortgage, White Plains, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in White Plains, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 15. **[Patrick McAuliffe](https://lendb.ai/lo/patrick-mcauliffe-1195045)** (NMLS 1195045), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2017 (per Florida records) 16. **[Emilio Sosa](https://lendb.ai/lo/emilio-sosa-1820552)** (NMLS 1820552), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 9 years of experience (lender page, 2026-10-09) 17. **[Andrew Rubino](https://lendb.ai/lo/andrew-rubino-64537)** (NMLS 64537), JPMorgan Chase Bank (Chase Home Lending), Schenectady, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Schenectady, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2017 (per Florida records) 18. **[Marcel F Alcala](https://lendb.ai/lo/marcel-f-alcala-1739610)** (NMLS 1739610), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 7 years of experience (lender page, 2026-10-09) 19. **[Veronica Finkel](https://lendb.ai/lo/veronica-finkel-62262)** (NMLS 62262), JPMorgan Chase Bank (Chase Home Lending), Thornwood, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Thornwood, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[David Roberts](https://lendb.ai/lo/david-roberts-910752)** (NMLS 910752), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2019 (per Florida records) 21. **[Laura Arias](https://lendb.ai/lo/laura-arias-2011833)** (NMLS 2011833), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2020 (per Florida records) 22. **[Kenneth Bicknese](https://lendb.ai/lo/kenneth-bicknese-66758)** (NMLS 66758), JPMorgan Chase Bank (Chase Home Lending), Yorktown Heights, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Yorktown Heights, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 23. **[Lorna Gusmano](https://lendb.ai/lo/lorna-gusmano-409919)** (NMLS 409919), JPMorgan Chase Bank (Chase Home Lending), Bellmore, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Bellmore, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2022 (per Florida records) 24. **[Karolina Wiatrowska](https://lendb.ai/lo/karolina-wiatrowska-598021)** (NMLS 598021), JPMorgan Chase Bank (Chase Home Lending), New York, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in New York, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 25. **[Yuriy Belkovskyy](https://lendb.ai/lo/yuriy-belkovskyy-602253)** (NMLS 602253), JPMorgan Chase Bank (Chase Home Lending), Brooklyn, NY - Lists FHA loan on lender page (lender page, verified 2026-10-09) - Office in Brooklyn, NY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS ## Questions to ask - What minimum credit score do you accept for FHA, with or without overlays? - How do you handle FHA appraisal repair requirements? - What will mortgage insurance cost over the life of the loan? Cite as: LenDb.ai, https://lendb.ai/s/fha/new-york. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._